Refinancing made simple

We'll help you save money by:

• Reviewing your goals and loan

Refinancing isn’t just about your home loan, it’s a chance to look at the bigger picture. We can consolidate your debts, release equity for investments or renovations, or even free up cash flow for short-term projects. Our team in South Melbourne will take the time to review your home loan, other debts and goals and put together a game plan that will help you both achieve your goals and save money. We would much prefer the money in your pocket than the banks!

• We do the hard work for you

Our team will review the wider market of loan options from over 35 lenders. We start by approaching your current lender to see if we can negotiate a lower interest rate - as this can often be the fastest way to save. We also arrange a new valuation of your property to give us even more leverage to lower your rate. From comparing options to managing the paperwork, we’ll handle it all while keeping you updated every step of the way.

• Ongoing support to keep your loan competitive

Refinancing isn’t a one-and-done deal. Once we’ve secured the right loan for you, we’ll continue to monitor the market and review your loan regularly. That way, we can make sure it stays as competitive as it was on day one, because your loan should keep pace with your needs and the market - even as they change.

Our Refinancing Calculator

 

Meet Fiona (superstar negotiator)

Fiona works chiefly with lenders to get the best possible rate for our clients - a service our clients love! If there are financially favourable alternatives for our clients, Fiona will find them - and then help our clients make the switch. 

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Real refinancing experience with us

"My recent hassle-free refinance experience with South Melbourne team was amazing. From documentation submission to loan approval to settlement booked and completion. I have been informed duly for every single stage with status update and what to expect for next stages as i am new customer and not quite familiar with refinance process. Definitely 💯 highly recommended if you are looking for refinance to get a better rate."

R Tang, South Melbourne

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Your lender should work to keep you

With so many lenders competing for your business, your current lender should be working hard to keep you as a customer. If they’re not, it might be time to switch to one who will. You might be surprised to learn that banks often offer much lower interest rates to attract new customers while charging their existing clients significantly higher rates. Our Mortgage Broker South Melbourne team leverages that competition to get you the best deal possible.

Your Property Potential

Tune in to our podcast: Your Property Potential to hear tips, strategies and real customer stories to inspire you on your home loan journey. Episode 3 & 4 are all about: how to save money on your home loan (there was so much we had to split it into two whole episodes).

Ep 3: How to save money on your loan Part 1

Your next step starts here

We've helped hundreds of clients save money on their home loan by restructuring and negotiating for a better deal. We'd love to help you too! Based in South Melbourne, we work with clients Australia-wide via phone, video, or in-person at Level 5, 111 Cecil Street.