Local advice from a local team

Property finance is about more than just the numbers. It's about helping our clients achieve their dreams. Our local South Melbourne team is focused on what you want to achieve.

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We'll back you every step of the way

Grab a coffee at Chez Dre, nip down to the market for some organic shopping and then lunch at Simply Spanish. There's plenty to love about South Melbourne! With our office located opposite the South Melbourne Market, our business truly is smack bang in the middle of it all - and we wouldn't have it any other way. 

We hear again and again from our clients just how much we seemed to care about their property journey. Here's the clincher: we truly do! Our South Melbourne team at Mortgage Choice is passionate about helping our clients achieve their next goal with a competitive home loan.

 

We're here to help with:

• Choosing a competitive loan

As Mortgage Choice Brokers, our team in South Melbourne has access to thousands of loan options from over 35 lenders - not just the big four banks. We compare loans to make sure you have one that truly fits you. But it's more than that! We have relationships with each lender, which we use to get our clients the best deal available. 

• A personalised strategy for your next goal

No two borrowers are the same, so why settle for one-size-fits-all advice? Our Mortgage Broker South Melbourne team takes the time to understand your unique situation and create a plan that works for now and later. Plus, we’ll keep an eye on your loan over time, ensuring it continues to work hard for you.

• A surprisingly easy journey

Let us take the hassle out of home loans. From comparing options to handling paperwork, we’ll manage it all so you don’t have to. You can focus on what matters most - finding the right property or planning your next move - while we handle the nitty-gritty.

 

 

Our service is free

We don't charge for our service because the lender you choose pays us when your loan settles. It means that everyone can access independent advice about their home loan. In some limited circumstances, we may charge a fee, but we discuss it with you before proceeding.

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The South Melbourne property market:

If you're lucky enough to call South Melbourne home, we don't think you will be moving anywhere soon. There's so much to see and do within walking distance: like the South Melbourne market, not to mention an easy tram commute into the city. While it's booming, there's still plenty of opportunity to get a great deal. 

• The median house price in South Melbourne has decreased slightly over the last 12 months, and is now $1,500,000. Similarly, the median unit price has decreased by 5.6 over the last 12 months, now at $594,500.
• The median price for both houses and units has stayed fairly level over the last four years, after a peak after COVID-19. 
• On the other hand, the median rental price is now $620 per week, up 12.7% over the last 12 months, a total 44% increase since a trough in Dec 2021. This brings the average rental yield for a unit in South Melbourne to a healthy 5.9%.
• >>READ MORE about property in South Melbourne, Victoria 3205

 

What our clients say

"The expertise, responsiveness and communication of every team member at Mortgage Choice South Melbourne was exceptional, even on weekends / outside office hours. They are advisors you can fully trust and rely on. In particular, one of the first auction processes we participated in was brought forward early, but Paul and team responded quickly and helped us obtain pre-approval within a few days."

A Yeo, South Melbourne

>> SEE MORE REVIEWS

  

Tune into our podcast

Co-hosted by Paul and Ben, Your Property Potential shares tips, strategies and real customer stories to inspire you that yes, you can achieve your next property goal.

Listen to Your Property Potential

 

Your next step starts here

We truly believe we can add value to every person we speak to: whether it's helping you with your loan, or just answering any questions you have. We'd love to help! Based in South Melbourne, we work with clients Australia-wide via phone, video, or in-person at Level 5, 111 Cecil Street.