Mortgage Choice South Melbourne: Award winning Mortgage Brokers & Home Loan Experts in Melbourne

Call: 03 9681 8182

Our team at Mortgage Choice in South Melbourne is focused on you and what you want to achieve. We aim to make the home loan process easy, while matching your goal to a home loan from our panel of over 35 lenders. We would love to see you achieve your goals and put the strategy in place to get you there. Chat to us today!

Book an appointment

Call Us Mortgage Choice South Melbourne
Office - 03 9681 8182
Fax - 03 9645 9734

Open Hours Mortgage Choice South Melbourne
Mon - Fri 8am - 6pm
Sat 9:30am - 1:30pm
After hours by appointment. We can help via phone, video or in-person.
Free Appointment

Address

Level 5, 111 Cecil Street SOUTH MELBOURNE, VIC 3205

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

We're focused on you

As Mortgage Brokers in South Melbourne, our focus is on helping you achieve your goal - plain and simple. We're strategists, advocates and advisers for whatever you're aiming for next: whether it's buying your first home, investing in property or growing your business. Our award-winning team will back you every step of the way, with advice that truly makes a difference.

We help our clients:

Find the right loan: We use our relationships with over 35 lenders and access to thousands of market-leading loan products to find the right loan for our clients - not just any loan.

Manage the process: Instead of spending time comparing products online or chasing their bank, our clients have time to focus on finding the right property. That's because our team manages all the details for them, from start to finish.

Keep their loan competitive: Our support doesn’t end when your loan settles — it’s just the beginning. We'll review your loan regularly to make sure it's still competitive and still fits your needs, for your current and future goals.

Our service is free

We don't charge for our service because the lender you choose pays us when your loan settles. It means that everyone, no matter where they are in their journey, can access independent advice about their home loan. In some limited circumstances, we may charge a fee, but we discuss it with you before proceeding.

Your next step starts here

We truly believe we can add value to every person we speak to: whether it's helping you with your loan, or just answering any questions you have. We'd love to help! Based in South Melbourne, we work with clients Australia-wide via phone, video, or in-person at Level 5, 111 Cecil Street.

Call: 03 9681 8182 Book a free appointment

Why 35+ lenders is important

Tune into our Podcast

Ep 3: Save money on your home loan

Our award-winning team

Check out our awards

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

We had an outstanding experience with Mortgage Choice brokers Tony and Diana, and we can't recommend them highly enough. They demonstrated exceptional communication skills, deep knowledge, and unwavering professionalism throughout the process of securing our loan. Their patience and dedication made the entire experience seamless and stress-free. We are so grateful for their help and look forward to w... read more

Deb
16 November 2024

I have used Paul and his team for 2 properties now, and will have nothing but good things to say to anyone who asks.
The team iswas always happy to give their time to explain things that I didn't fully understand.
For a first time home-buyer this is key, as the process is often daunting, and filled with a variety of unknowns.
Thanks again.

S.
13 November 2024

Paul Williams and the team that looked after me at Mortgage Choice South Melbourne Namita, Christoper, Matthew made my loan application easy - right from my initial enquiry to securing a lender for me at the best rate. I would absolutely recommend Mortgage Choice South Melbourne. Everyone was super responsive and I could rely on them getting me over the line in time to purchase my dream property. Best service ever Thanks Mortgage Choice

marion
31 October 2024

Namita, Paul and team were friendly, knowledgeable, professional, responsive and always helpful throughout the loan process.

11 October 2024

I had a great experience with Mortgage Choice South Melbourne. Their team is incredibly friendly, professional, and knowledgeable. They were always responsive and took the time to address all my questions. I highly recommend their services.
A special thank you to Namita and Christopher for their patience and support throughout the process.

17 September 2024

We had an exceptional experience with Namita, Christopher and Paul at Mortgage Choice. We spoke a few brokers prior to being referred to Mortgage Choice and this was by far the most professional and honest experience we had. Not once did they over promise and everyone that we dealt with was extremely professional and informative. This was our first experience purchasing a property and the team definitely helped us through this process, talking us through every step. I would 100 use them again.

Haley
16 September 2024

Namita and Matt are an amazing team. Patient, supportive and willing to go above and beyond to deliver an outstanding client experience. My loans were particularly complex given a recent change in my and my wifes work situation, and i needed the funds by a certain date. Matt guided me through the process, was realistic about lending limits and ended up getting me a great deal. Once all the loan docs... read more

Nick
16 August 2024

Namita Manhas was my mortgage refinance supervisor with Paul Williams at Mortgage Choice.
Namita did a great job informing me and supporting me throughout the process of Mortgage refinancing. Namita had plenty of patience to support me every step of the way, which was fantastic. Thank you Namita

Trudy
09 August 2024

I had a great experience with Ben Williams from Mortgage Choice South Melbourne. He made the mortgage process stress-free and straightforward, offering competitive interest rates. I highly recommend Ben for anyone looking for efficient and reliable mortgage services.

Tom
01 August 2024

Ben and the team refinanced our home seamlessly and stress free. A very professional service that I couldnt recommend more highly.

Fred
31 July 2024

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.