Mortgage Broker Kellyville | Kellyville Home Loans
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Mortgage Broker Kellyville
Kellyville is a northern suburb of the Greater Sydney Region, located 35 kilometres from the Sydney CBD. Kellyville is a quiet suburb filled with parks and common green spaces, designed to accommodate families across all walks of life. With successful local schools and community-led events, Kellyville is a suburb that combines the benefits of quiet suburbia with a proximity to city life.
With a median house price of $1,919,444 and a median apartment price of $819,000 as of 2025, Kellyville is an established suburb that prides itself on providing forever homes for families big and small.
Kellyville is a major growth area for The Hills Shire, with new shopping precincts, restaurants, and markets either in the works or recently implemented, helping contribute to a population increase of over 40,000 in the past few years.
If you’re wondering if your dream home is hiding in Kellyville, reach out to Dinesh on 0421 822 843 and discover what options are available to you.
What’s better, fixed or variable interest rates?
When you’re weighing up your loan options, it’s important to know what loan features and structures will benefit you in the long run. Interest rates are a large feature to consider; fixed rates and variable rates can be extremely beneficial for very different reasons. As home loans are long-term debts, choosing an interest rate that doesn’t suit your lifestyle and goals can result in some friction.
Fixed rates loans have a static interest rate across a set period of time. Fixed rates are predictable, as repayments do not rise if official interest rates rise, providing confidence in your finances as you can budget to accommodate. On the flip side, as your interest rates are fixed, they are not able to fall should official interest rates decrease. Alongside this, fixed rate loans only allow limited additional payments.
Variable interest loans have an interest rate that fluctuates over time. The major benefit of variable rates is that they can decrease in line with official interest rates, should they fall. Alongside this, variable rate loans also offer more flexibility and features. However, with such flexibility comes inconsistency, meaning it can be much harder to budget. And of course, should interest rates rise, so will the variable interest rate.
If you’re wondering how to tell which rate is better for you, reach out to Dinesh today on 0421 822 843.
Home Loan Guides
If you’re wanting to brush up on certain property terms or learn more about the property market in general, check out our handy guides today.
If you’re ready to break into the property market with expert knowledge on your side, contact Dinesh Bhardwaj today on 0421 822 843.
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