Refinancing | Mortgage Broker in Kellyville, The Ponds, Bella Vista
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What is refinancing, and why are interest rates so important?
If you’re a homeowner and you’ve not had a look at the market’s interest rates, there’s a chance you could be missing out on a better deal. Certain lenders tend to lean towards offering their best interest rates to newer customers, so it’s important if you already have a loan to check out the market’s offerings to see if your interest rates are still competitive.
With a mortgage broker by your side, such as Kellyville’s very own Dinesh Bhardwah, you can have your interest rates checked for better options in a pinch.
Refinancing your mortgage doesn’t have to be something to be scared of; with the right know-how, it can be done simply and with ease. It’s recommended that your interest rates be reviewed every 2 years to make sure your rate is still competitive. Alongside saving money on your interest rates, the other main reasons people choose to refinance their home loan is:
- Change lenders to another that suits your needs
- Consolidate debts
- Access equity for new investments or other financial goals
If you’re curious about how refinancing can work for you, reach out to Dinesh today on 0421 822 843.
When is it appropriate to refinance
There are many reasons to consider refinancing your home loan. The most common being to save money by reducing your interest rate. Others typically include wanting to swap lenders, looking to consolidate multiple debts, to fund a new property purchase, renovate or build, or even fund a larger purchase with a lower interest rate (such as a car loan).
If you’re looking towards any of these reasons, it may be suitable to consider refinancing your home loan. To make sure you’re making the right decisions, be sure to reach out to your local Mortgage Choice broker for Kellyville, Dinesh Bhardwaj, on 0421 822 843.
As your broker, Dinesh is able to help compare your home loan against the hundreds on offer to find you the best deal possible. Brokers have access to more loans than are commonly available, meaning that with Dinesh, you can be certain you’re not making any mistakes.
Refinancing Guide
If you’re not quite sure about refinancing or would like to learn more, our free refinancing guide is available. Our refinancing guide goes over everything from the pros and cons, how to compare rates and more!
If you’re looking for a helping hand to determine if refinancing is the right move for you, reach out to Dinesh Bhardwaj today on 0421 822 843.
Dinesh is also suited to assist with:
