Refinancing | Home loans Parramatta, Westmead & Harris Park

Start your home loan journey today

Refinancing your home loan in Parramatta and the surrounds

Unfortunately, you don’t get any prizes for staying loyal to your loan, and even a minor reduction to your interest rate can result in huge annual savings for you. Refinancing might seem like a difficult undertaking, but you can reap rewards for years to come. And best of all, Vijay will take care of everything when he is your mortgage broker!

From evaluating your current loan to calculating break costs and applying for the new loan, Vijay has got you covered. He will find you a loan that better suits your needs, and handle all the difficult paperwork to get you switched over - it couldn’t be easier. Don’t delay speaking with Vijay - the sooner you get a better loan deal, the sooner you start saving.

When is the best time to refinance?

It’s important to regularly monitor your loan, and consider refinancing at least every few years. You should also consider refinancing if

You are coming off a fixed rate
Your financial position has changed
You want different loan features
You want to access equity
You are unhappy with your lender

No matter your circumstances, Vijay can find you a loan that works for your life. Get in touch with him at any time to discuss your refinancing options.

Variable vs fixed interest rates

When you choose a loan, you will need to pick between a variable rate or a fixed rate. Variable rates generally offer more flexibility and more features, while fixed loans will protect you from interest rate rises and offer you repayment certainty. The decision will ultimately depend on your preferences and circumstances, as well as the wider economic climate, and Vijay will guide you to make an informed decision about which one is right for you.

Free home loan review

Not sure if refinancing is right for you? Contact Vijay for a free review of your current home loan. He will look at your loan and identify whether you could be getting a better deal, including making a recommendation about your next steps if you choose to refinance. Book your appointment with Vijay today to benefit from his considerable expertise.

Book your loan review today