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Vijay Singh

First home buyer | Mortgage broker Parramatta, Westmead & Harris Park

Start your home loan journey today

First home buyers in the Parramatta region

Vijay, your trusted mortgage broker, understands that buying your first home is a huge undertaking and can be a daunting prospect. That’s why he is passionate about assisting you through even the most challenging of circumstances to help your home ownership dreams come true. All of your questions will be answered clearly - and without the confusing jargon - with Vijay. He is dedicated to making your finance journey and simple and stress-free as possible, and will explain each step as you move through it. Securing finance can be confusing, but it’s never been easier with Vijay on your side.

Home inspection tips

Searching for the perfect first home can be difficult, especially in a competitive market! Even though you may feel an emotional connection to one or many homes that you look at, it’s important to stay impartial and look at the bigger picture to avoid expensive issues down the track. We recommend paying close attention to

  • Any damp spots, including damp smells
  • Large cracks near the foundation or ceiling
  • Uneven floors
  • The local area, including any loud neighbours or traffic noise
  • Whether the home suits your needs

And of course, a building and pest inspection is vital to make you aware of any larger problems. When you’re ready to search for your first home in the Parramatta region, talk to Vijay about your first home loan.

Using a guarantor

Buying your first home with a 20% deposit can feel unattainable for many people. However, when your deposit is less than this amount, you will generally be required to pay the significant extra cost of LMI. The good news is that there is a way around paying LMI - using a guarantor. Your guarantor acts as security on your loan, negating the need for LMI and allowing you to enter the property market with a reduced deposit. This is not a decision to be taken lightly, however, as your guarantor will be held responsible for your loan if you cannot meet repayments. If a guarantor is in the cards for you, talk to Vijay about all of your options.

Learn more about guarantors

First home buyer guide

Let us walk you through your first home purchase with our comprehensive guide.

Thinking about taking the leap to buy your first home? Contact Vijay Singh on 0452 229 907

Vijay can also assist you with:


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