Refinancing | Home loans Gwandalan, Summerland Point & Swansea

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Refinancing your home loan in the Swansea area

You might think your only choice when it comes to your home loan is to stay with it forever. In fact, this couldn’t be further from the truth. You don’t get any benefits for remaining loyal to your current home loan, and there’s never been a better time to think about refinancing.

While the process might seem complex or confusing, all the hard work is taken care of for you with Tom Johnson as your Mortgage Choice broker. Not only will Tom examine your current loan and search for a better one, he will also uncover any switching costs and make certain that you will come out on top into the future. There’s no need to drown in paperwork - Tom will complete everything required to smoothly transition to your new deal.

The benefits of refinancing

Refinancing has numerous benefits, including some you probably haven’t thought of. These include

Potentially saving yourself thousands of dollars worth of interest every year
Shortening the length of your loan
Accessing equity to finance a renovation or investment
Reducing your account fees
Gaining new features, like an offset account

So if your repayments are looking a little steep lately, don’t delay! You could be saving yourself more than you think just by changing loan, especially if you haven’t checked on it in a while. Contact Tom Johnson today to learn more about how refinancing could benefit you.

Free home loan review

Not sure if refinancing is the right path for you? Come and talk to Tom! He will weigh up all the costs and benefits in a no-obligation, free appointment. Tom will use all of his expertise to answer your questions, and help you make an informed decision about your next steps. Get in touch with him today to get started.