Investment Loans | Gwandalan, Summerland Point & Swansea

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Investment loans Gwandalan, Summerland Point and Swansea

As a physical, tangible asset that doesn’t require any trading knowledge, property is often a go-to investment choice, especially for first-time investors. However, while its appeal is undeniable, it’s also important to be aware of potential pitfalls before investing. These might include maintenance costs, or even mortgage repayments that you can’t afford. To help you avoid these pitfalls and ensure your success for years to come, a stellar loan is a vital piece in your investment puzzle.

Why should you invest in property?

In addition to being an inviting choice for beginner investors, property investment has several other benefits, such as

Relative stability over the long term
Potential for rental yield
Capital growth
The opportunity to take advantage of tax benefits

However, there are also downsides to consider, including

Loss of income during vacancy periods
Lack of liquidity - you can’t sell only a portion of the property if you need cash
Maintenance costs

What to look for in an investment property

When searching for the perfect property to add to your portfolio, consider the following:

Location, including nearby amenities and future developments
The kind of tenants you want to appeal to
Desirable house features, like a garage or extra bathrooms

Once you’ve found the right place, talk to Tom Johnson to make the home loan process simple. Investment loans differ from standard residential loans, so its important to get advice from a mortgage broker you trust, like Tom Johnson, about which one is right for you. You are in capable hands with Tom, who has all the knowledge required to guide you through this maze and make sure your investment is handled correctly.