Refinancing | Mortgage Broker Melbourne CBD, Port Melbourne & Brighton

Refinancing your home loan is important

Is your fixed rate about to expire? Or do you think your home loan is no longer competitive? Reviewing your home loan gives you a great overview of what your home loan looks like when compared to the rest of the market. If it's not competitive, it's time to refinance. Let our Refinancing team in Melbourne help!

Here's how we help with your refinance:

We give you an honest opinion: For over 25 years, our Mortgage Broker Melbourne team has been helping clients get a better deal on their home loan. We'll chat with you about your goals, before checking your loan against the market and other rates on offer. It won't take us long before we'll be able to let you know if it's you could do better.

We negotiate with the lenders: Not only will we compare your current loan with the thousands of other loans available from our panel of over 35 banks and lenders, we also approach your current lender! We push them for their best offer to see if they will discount your rate. Staying with your current lender can sometimes be the most effective way to save money quickly.

We match your options with your goals: Your goal might be to free up cashflow for other goals, re-negotiate a fixed rate or simply save money. Our recommendations are focused on achieving your goal and ensuring your loan is competitively priced. Our Mortgage Broker Melbourne team will lay them out clearly for you - including the costs and benefits of each.

We do the heavy lifting: Whatever you decide to do, our Mortgage Choice Melbourne team will then expertly manage your refinance from start to finish, so you can go about your day with peace of mind that your home loan is a great deal.

No stone is left unturned

When refinancing, you should have peace of mind that no stone has been left unturned in our search for a better deal. Our refinancing team search over 4,000 products from more than 35 banks and lenders.

Find out more about our team

Refinancing to access equity

Leveraging the equity in your current home is a fantastic way to achieve other goals cost-effectively. But many homeowners are unsure how to get started! As part of our refinancing service, we'll talk you through how much equity you have in your property, and how much we can access (called 'usable equity'). At Mortgage Choice in Melbourne, we'll support you to achieve your next goal: investing, renovating or building your dream home.

Hear from our refinancing clients:

"Stephen, Sharon, Tracey and rest of the team were excellent in helping us to refinance our loans. My wife and I are self employed (and do not have a straight forward situation). It was great that Stephen could help us compare the options and ensure that we have a loan that will meet our needs going forward. Thanks Guys!" (Ken, Melbourne)

Ready to kickstart your refinance journey?

We've got 25 years of experience in home loans and are ready to put our experience to work for you. Simply book a free review of your home loan with Mortgage Choice Melbourne team. We can chat by phone, video or in person at either of our two offices. Let's get started and see if we can save you money!

Call 03 8602 6777 Email us Book an appointment