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Stephen Lemm

Award Winning Mortgage Brokers and Home Loan Experts in Neutral Bay, North Sydney & Mosman

At Mortgage Choice in Neutral Bay, we're committed to making the search for a great home loan easy for you. Our Mortgage Broker team do all the shopping around and research from over 25 lenders to find you a loan that's as good a fit for you, as the property itself.
  • Call Us Mortgage Choice Neutral Bay
  • Office - 0414 242 924
  • Fax - 02 9908 7822
  • Open Hours Mortgage Choice Neutral Bay
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Shop 2, 211 Ben Boyd Road NEUTRAL BAY, NSW 2089
Latest home loan interest rates
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p.a.
Comparison rate
%#
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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Support from Neutral Bay's local award winning team

When it comes to choosing your home loan, the expert support from our Mortgage Broker Neutral Bay & North Sydney team can be the key to securing the right loan for your next purchase.

The trouble is, the thousands of home loans available can make it almost impossible to know which loan is right for you. This makes our job as your local Mortgage Broker Neutral Bay team that much more important! We can sift through all the options and help you find the right home loan for you. 

 Check out our lowest interest rates

The right loan matters

Your home loan is an important step in your finances, so it's important to get it right. As your local Mortgage Broker Neutral Bay team, we do the shopping around to find a home loan that is as much a good fit for you as the property itself.

Our Mortgage Broker team work with an extensive panel of over 25 lenders, including Australia's biggest banks and some specialist lenders. By taking your circumstances into account, we can pinpoint the home loan that is right for your budget and your lifestyle. 

We will research the market, understand your individual circumstances and find a home loan tailored to fit your situation.

Simplifying the loan application

Understandably, many of our customers find the home loan application process a bit daunting. The best part about using our Mortgage Broker Neutral Bay & North Sydney team is that you're not doing it alone. In fact, we'll do all the paperwork & application for you!

Our team will even act as your point of contact with the lender, keeping you posted on the progress of your application at every stage – right up until you celebrate the settlement of your loan.

We don’t charge to find the right loan for you

We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

Our Mortgage Broker Neutral Bay team

With over 32 years of experience in the finance industry as a home loan & property expert, Stephen Lemm - along with his team in Neutral Bay, North Sydney & Mosman, are the perfect choice to help you with your next home loan. 

We are able to help you remotely during lockdown via phone or video! When we open back up again we would love to see you at our office on Ben Boyd Road in Neutral Bay.

Call Stephen & the Mortgage Broker Neutral Bay team anytime on 0414 242 924. We can't wait to help you with your finances! It's what we love to do.

 Email Stephen directly

Our Mortgage Broker Neutral Bay team service the areas of: North Sydney, Kirribilli, Cammeray, Mosman, Neutral Bay, Cremorne & surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


I highly recommend Stephen and his team. We have engaged with Stephen on multiple occasions, and he always offers clear advice, strong commercial acumen, and most of all a solution-oriented approach to meet his client's needs. I would go back for any future mortgage requirements without question.

Chris
04 February 2025  

They went above and beyond to ensure that I understood my options and was making the best choice for my financial situation.

Stephen's patience and clear communication through every step was explained thoroughly, and any questions I had were answered promptly and in detail. He made me feel confident and supported throughout the entire process.

Additionally, Stephen was incredibly efficient and I was... read more

Sam
23 November 2024  

Weve used Stephen and the team for many years and have recommended them to countless friends and family he goes above and beyond to get the best rates and makes financing as easy and stress-free as possible. We really value the partnership with Stephen, which has been pivotal in helping us secure our financial future.

Benjamin
15 September 2024  

Experience with Stephen and the team was straight forward and hassle free, he took the time to chat through each step of the property purchasing process with full transpaency and was always available to answer any questions or provide clarity. Highly recommend the services from Stephen and the team at Mortgage Choice Neutral Bay.

Michael
27 August 2024  

We had a great experience with Stephen and Shannon. They made the process very easy and less stressful, which was particularly helpful as a first home buyer. They were very knowledgeable and answered all of our questions in a way we understood. Also very much appreciated the prompt communications throughout the whole process and the flexibility with their time. Highly recommend the team at Mortgage Choice Neutral Bay

Emily
13 August 2024  

My sister and I recently purchased our first home, and I couldnt be happier with the service provided by Stephen. From start to finish, he made the entire process smooth and stress-free. He took the time to answer our copious questions and explain different loan options, interest rates, and helped us understand the nuances of the mortgage market. His expertise was invaluable Stephen understood our uni... read more

Millie
03 July 2024  

Buying our first home was a big step, but Stephen Lemm and Mortgage Choice made it super easy. They answered all our questions and turned a confusing process into something smooth and simple. Stephen got us the best rate, and I know that we wouldn't have had such a good experience without him.

Highly recommend Mortgage Choice Neutral Bay theyre the best

Gen
02 July 2024  

Stephen helped my husband and I with getting a home loan, we tried a few brokers and they weren't able to get us what we wanted as I'm a sole trader it was more of a tricky loan to get. I was already feeling deflated from my previous experiences with the other brokers and when I got into contact with Stephen straight away he made me feel more confident and was ensuring me he will be able to get us thi... read more

Ashley
06 June 2024  

Mortgage Choice were amazing Had no idea where to start when purchasing our first home and when I got into contact with Shannon and Stephen they took it off my hands and went above and beyond. Couldnt recommend more.

Cassandra
04 June 2024  

Stephen was amazing He was always so quick to reply and presented us with so many options and ways to achieve the outcome we were after. He was so thorough and reassured us the whole way, 1110

Ashleigh
31 May 2024  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


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