Shreya Thakkar is Local Mortgage Broker in Mackenzie, Mount Gravatt, Carindale & Rochedale.

Call: 0452 207 646

Shreya Thakkar is a friendly and empathetic mortgage broker who is passionate about helping her clients achieve positive outcomes.

“Whether you’re buying your first property or investing, I have the knowledge, tools and resources to assist you,” she says. “I always aim to provide honest and realistic lending advice to help my clients make an informed decision that will positively impact their financial future.”

Shreya provides a fully mobile service across Brisbane Southside.

हम हिन्दी और गुजराती भी बोलते हैं।

Call Us Mortgage Choice Bowen Hills
Office - 0452 207 646

Open Hours Mortgage Choice Bowen Hills
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

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Services

Shreya will help you successfully navigate the lending maze and find a solution that works for you. She specialises in assisting clients with home loans, investment loans and asset finance.

Home loans
Investment loans
Refinance loans
Construction loans
Renovation finance
Equity release
Deposit Bonds
Bridging loans
Reverse mortgages (Referred to third party)
Personal Loans
Car and asset finance
Business equipment finance
Commercial property finance
Business loans
Insurance (third party referrals)
SMSF loans
Loan protection insurance
Building/construction loans

Other areas I service

With a professional background in accounting and tax complementing her knowledge of current lending policies and practices, Shreya offers holistic advice to help put you on the path to financial security

Shreya is based in Mackenzie and provides a fully mobile service across Brisbane Southside.

Start your home loan journey today

Client reviews

I recently worked with Shreya to buy our First home, and I can't say enough good things about the experience. From the very beginning, she was approachable, supportive, and genuinely invested in helping me find the perfect place. Shreya took the time to understand my needs and patiently guided me through every step of the process, making what could have been overwhelming feel simple and even enjoyab... read more

Dharmik
21 November 2024

Thanks shreya you are the best again thanks for helping us out .. highly recommended

prabhjeet
18 September 2024

Thank you Shreya, for all your helptime nd your financial assistance in helping us You're wonderful to work with and extremely great at what you do ?

Daljit
31 July 2024

Exceptional service provided by Shreya. Highly responsive to our questions related to finance. Highly recommend Shreya for your future mortgage.

deep
18 May 2024

Shreya is an exceptional mortgage broker who provided me with outstanding service. She tailored mortgage options to my needs, securing a fantastic rate possible. Throughout the process, she was highly responsive, proactive, and dedicated to ensuring I understood all aspects of the agreement. I highly recommend Shreya for anyone seeking mortgage assistance she is the best in the business.

05 April 2024

Very helpful throughout the whole process. Definitely going to recommend to friends.

karan
04 April 2024

I recently had the pleasure of working with Shreya and my experience was nothing short of outstanding. From start to finish, Shreya demonstrated a level of professionalism and expertise that truly set them apart.

One of the standout features of her service was the personalized attention I received. Shreya took the time to thoroughly understand my financial situation and goals, providing tailored ad... read more

Kushal
27 November 2023

Shreya is very helpful, friendly and professional in her approach. Highly recommend her for mortgage financing. She was able to answer all the queries we had and made the approval process very smooth. Very prompt in answering and returning the calls.

Rajani
05 September 2023

Shrea is the greatest mortgage agent i ever met she made a whole journey towards buying a house pice of cake I would strongly recommend her to any one whoever craves for utmost care and service. My words arent enough to appreciate her but I enjoy a great feeling of owning my own house credit goes solely to her. Thank you Shrea

Deepak
02 May 2023

Shreya went way beyond to help me resolve my problem and get my loan financed

Neelu
26 August 2022

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.