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Shae Cameron

Your local Mortgage Broker - Helping customers in Lake Macquarie, Central Coast, Caves Beach, and NSW.

Shae Cameron is your dedicated mortgage broker when you are looking to purchase a new home, or refinance in Australia and are either an Australian citizen or permanent resident.

Shae is dedicated to creating a seamless and supportive experience for all his clients. Having experienced for himself just how valuable an amazing mortgage broker is during the financing process, Shae is passionate about helping you reach your property goals. He will guide you to make educated decisions about your finances and support you from pre-approval to settlement and into the future.

  • Call Us Mortgage Choice Caves Beach
  • Office - 0473 328 212
  • Open Hours Mortgage Choice Caves Beach
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Latest home loan interest rates
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Mortgage broker Caves Beach, Swansea, and Catherine Hill Bay

Inspired by the valuable help that he received from a mortgage broker during a property purchase, Shae Cameron’s mission is to create a seamless and supportive experience for all his clients as they strive to reach their property goals. Driven by a love of property, Shae is dedicated to home loan education, and will guide you to make informed decisions about your own finances during this crucial time. Whether you are looking for a better rate, buying your first home, or adding an investment property to your portfolio, Shae is an expert at finding the right lending solution for you. 

Shae comes from a background in the Defence Industry, working on jets such as the F/A-18, Wedgetail, Hawk and the F-35 as an Avionics Technician and Team Leader in the Royal Australian Airforce. Now, he loves to enjoy all that the Caves Beach region has to offer, such as the fantastic watersports available and the welcoming community. 

Is refinancing really worth it?

Refinancing might seem difficult or time consuming, but the reality couldn’t be further from that preconception. Switching loans can save you a huge amount of money in the long run, and with Shae as your mortgage broker the process couldn’t be simpler. He will make sure that any costs incurred will be quickly recouped, and handle all the tricky paperwork and communicate with your lender. The longer you stick with a suboptimal loan, the more you are costing yourself, when a simple meeting with Shae could improve your finances. So is refinancing really worth it? We certainly think so!

We can help you with

Redraw vs offset accounts

When you select a home loan, you may get access to features such as redraw or an offset account. With redraw, you can withdraw any additional funds paid to your mortgage if you need to, though your loan obligations may change accordingly. In contrast, an offset account works like a normal bank account, with the balance working to ‘offset’ your loan amount and reduce the amount of interest you pay. Both features can help you pay off your loan faster, and Shae can help you decide if one or both of these are appropriate for your circumstances. 

How much is stamp duty?

Your stamp duty amount will vary depending on factors such as the property price, your location, and the intended usage of the property. With so many variables, it can be difficult to estimate your stamp duty budget. That’s where our free calculator tool comes in handy - try it out to get a better idea of how much you will owe.

Try the stamp duty calculator

Applying for a home loan

When you applying for a home loan, you will need to provide documents such as your identification, proof of income and expenses, and any other information required by your lender. Fortunately, Shae is here to help you deal with the paperwork jumble. He will organise and submit all your required documents so that you can sit back and relax. Before your first meeting with Shae, download our free appointment checklist to make sure you’ve got everything ready to go.

To speak to a mortgage broker you can trust, call Shae Cameron on 0473 328 212

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Shae has been a brilliant partner for us as we navigated buying a house interstate. He is super responsive and made sure he kept us informed. He also helped with advice on our sale. I highly recommend him

Susan
15 February 2025  

Shae was very knowledgeable and responsive

cameron
06 February 2025  

Hello,
We had the pleasure of working with Shae during our recent home-buying journey and cannot recommend him highly enough. From the very beginning, Shae was very professional, knowledgeable, and incredibly responsive to all of our questions.
He took the time to understand our specific financial situation and helped us explore multiple mortgage options that suited ours needs and budget. What stood o... read more

Daniel
16 January 2025  

I have known Shae for 25 years both personally and professionally. Shae has always been involved in Realestate and financial markets and has a passion for both. He has invested in property and developed sites as well as having a grasp for the financial intricacies involved to achieve this. You will find Shae to be knowledgeable and down to earth in the way that he presents advice to you the customer.... read more

Lance
09 December 2024  

We used the services of Shae Cameron from Mortage Choice to organise finance for our SMSF investment property purchase. Wow, what a smooth transaction. Shae is no fuss, knowledgable, a great communicator, and a true professional. We are already looking for another one

Travis
27 November 2024  

We did it So nervous about purchasing our first home and dealing with the banks, but it was nothing like we expected. As absolute beginners, Shae guided us through the process, found us the best rate, and we only had to deal with him. Highly recommended if you want a seamless experience getting finance for your home. We'll be back


27 November 2024  

As a buyers agent I recently had the pleasure of working closely with Shae, who successfully secured finance for my overseas clients. The transaction posed significant challenges due to the limited number of banks willing to lend to overseas buyers, as well as tight timelines. Shaes resourcefulness, expertise, and genuine care, combined with his outstanding communication skills, made all the differenc... read more

Kristy
25 November 2024  

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