Refinancing | Home loans Caves Beach, Swansea and Catherine Hill Bay

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Refinancing your Swansea home loan

Staying with the same loan indefinitely can end up costing you! Contrary to popular belief, you aren’t stuck with the same loan forever - in fact, it can be hugely beneficial to refinance regularly. And when you work with Shae as your mortgage broker in the Caves Beach area, refinancing couldn’t be simpler, because he will guide you through every step. Even a small change in your rate can result in large savings, and the longer you wait, the more you are costing yourself. So if it’s been a while since you looked at your interest rate, if your fixed rate is ending, or if you just want to improve your financial situation, talk to Shae about refinancing as soon as possible.

Why should you refinance?

Refinancing can provide many benefits to your overall financial situation and your home loan. Some of these include

Reducing your interest rate, and therefore your repayment amount
Shortening your loan term
Allowing you to access equity
Enabling you to consolidate multiple debts into one streamlined payment
Reducing or eliminating your account fees
Giving you additional features like an offset account

Whether you are interested in all of these benefits or simply want to save yourself some money, Shae can help you find the right new loan to achieve your goals.

Book your free home loan review

If refinancing is on your mind, the best place to start is a free home loan review appointment with Shae, your Cave Beach mortgage broker. In this appointment, Shae will examine your current home loan and analyse whether you could be better off with a different deal. He will make sure that you are aware of any sneaky break fees in your loan and help you find a new finance solution that will put you on top in the long term. From there, he can also assist you through the entire refinancing process, including completing your documentation and facilitating the switchover - saving you time and stress! Book your free loan review with Shae today to get started.

Book your loan review