Mortgage Broker Baldivis | Baldivis Home Loans
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Home loans Baldivis
Balancing urban convenience and rural serenity, Baldivis is an ideal spot for homemakers of all lifestyles. Boundless natural beauty is yours to explore just moments away, though you won’t lose access to all your favourite stores and eateries, with plenty of options to satisfy your retail cravings. Families in particular can appreciate this area, with several local schooling options, as well as parks and entertainment outlets like the Perth Aqua Park, catering to your needs. The community in Baldivis is friendly and welcoming - you’ll never want to leave this idyllic suburb!
The median house price in Baldivis was $700,000 in 2024, while the median apartment price was $485,000. For the best loan advice in Baldivis, speak to Ray Wilson today.
Fixed vs variable rate home loans
When selecting a home loan, you might have many different choices as to the type of loan, including whether you have a fixed or variable rate. Both types of loans have their benefits and downfalls, and the right choice will come down to your personal preferences and needs.
With a fixed rate loan, you have less flexibility, though you will have absolute budget certainty during the fixed period. This can be helpful if you want to maintain a consistent budget, though it also means you will not benefit from any rate cuts. Conversely, a variable rate leaves you vulnerable to changes at any time, though you may be able to take advantage of greater flexibility and more features.
To learn more about each type of loan at your disposal, speak to Ray, your mortgage broker in Baldivis, today by booking an obligation-free appointment.
Home loan calculators
Work out your borrowing power, stamp duty, LVR and more with our selection of handy free calculator tools.
Call Ray Wilson today on 0403 417 710 to speak with a mortgage broker who cares
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