First home buyer | Mortgage broker Karnup, Baldivis and Secret Harbour
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Buying your first home in Karnup
Buying your first home is an exciting milestone, but it can also feel daunting. That’s why it’s important to partner with a mortgage broker you can trust, like Ray, to guide you through the process with expert advice and knowledge. When you work with Ray, he will
- Inform you of your borrowing power
- Listen carefully to your needs and situation
- Search his wide network of lenders and loans for the right option for you
- Answer all of your questions - without the confusing jargon!
- Complete and submit all your application paperwork on your behalf
- Communicate proactively with you about your application’s progress
From start to finish, your home-buying journey is as simple as possible with Ray by your side. He will educate you to make informed decisions and handle all the tricky parts for you. So, if you’re thinking about buying your first home soon, speak to Ray as soon as possible to get started on the right foot.
Using a guarantor to buy a home
When you utilise a guarantor to help you buy your first home, you may be able to avoid paying the dreaded cost of LMI, even with a smaller deposit amount. That’s because your guarantor, who is generally a close family member such as a parent, acts as security on your loan, negating the need for LMI and helping you get into the property market faster. This method can be a great solution if you have a family member willing to act as your guarantor, however, it’s important to be aware of the financial implications on both sides, since your guarantor will be responsible for your loan if you cannot pay it. To learn more about using a guarantor to buy a home, speak to Ray, your trusted Karnup mortgage broker, to discuss your options.
Resources for first-time buyers
To learn more about the process of buying your first home, download our handy guides. They are full of useful tips and advice to make your journey as smooth as possible.
If buying your first home is on your mind, Ray Wilson is here to help - 0403 417 710
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