Mortgage Choice
Peter D Byrne

Award Winning Local Mortgage Broker Newcastle, Lake Macquarie & Hunter Valley

Award Winning local, award-winning Newcastle mortgage broker, we can help with home loans, First Home Buyer loans, Investment loans, Construction loans, Reverse mortgages & Seniors home loans, debt consolidation, SMSF loans, motor vehicle or personal loans, business finance and commercial lending options.

Talk to your local expert Newcastle Mortgage Choice broker. Let us help you find the right loan in Newcastle, Lake Macquarie or beyond.
  • Call Us Mortgage Choice Newcastle
  • Office - 02 4001 0421
  • Open Hours Mortgage Choice Newcastle
  • Monday - Friday: 8:00am - 6:00pm
    Saturday: 8:30am - 12:00pm
    After hours by appointment
  • Free Appointment
Address

Suite V2 Level 2, 384 Hunter Street NEWCASTLE, NSW 2300
Latest home loan interest rates
Starting from
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p.a.
Comparison rate
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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

 

 

As your local Newcastle mortgage broker, we make your home loan easy!

Peter Byrne and his team from Mortgage Choice Newcastle and Lake Macquarie have helped plenty of home buyers just like you throughout the journey as you secure your loan. Whether you are in the market to:

  • Buy your first home and understand first home grants
  • Purchase an investment property
  • Build the dream home
  • Unlock equity with our Reverse Mortgage Loan Assistance
  • Take advantage of SMSF Lending opportunities
  • Refinance your existing home loan or to consolidate debts, our team is here to serve you.
  • Commercial or Business Loans.

Our number one priority is to make it as simple as possible to get the loan you desire!

Making sure that you get the best home loan (or other loan) that suits your needs and want can be incredibly stressful and time-consuming. And that is before you start the fun part of researching properties and visiting open homes. Whether it's interest rates, features, splits or time to complete, there are so many different things to take into consideration. With Mortgage Choice Newcastle, we take most of the legwork with finding the right loan out of your hands for you. That means you can focus on the fun and exciting things that come with purchasing a home.

Find our current list of lowest interest rates

From our local office in Newcastle and Lake Macquarie, we serve customers in Newcastle, Newcastle West, Merewether, Cooks Hill, Hamilton, Wickham, Edgeworth, Wallsend, Jesmond, Mayfield, Waratah, Adamstown, Kotara, Speers Point, Swansea, Caves Beach, Stockton, Morisset, Cooranbong, Toronto, Maitland, Hunter Valley, Port Stephens and everywhere in between. No matter who you are or where you are located, we value every customer and provide you with the best service possible.

Hear from a customer:

"Such an easy and fast dealing with Peter. Always great communication. Would highly recommend to anyone looking at a mortgage." - Kate

Our Home Loan Services Newcastle & Lake Macquarie & Hunter Valley

Peter's promise to each and every client is to put them first. We listen carefully to your needs, explain every step of the process plainly, do what we say we are going to do for you, and provide honest advice to help you on your path to home ownership. Beyond our above services already listed, our team of Newcastle mortgage brokers offer:

The Mortgage Choice Newcastle Difference

At Mortgage Choice in Newcastle and Lake Macquarie and Hunter Valley, we have access to a range of lenders to choose from in order to get you the best loan package and interest rate. Our insight into more lenders than any other mortgage broker in Australia, we can offer a great level of advice as you look for a home loan, car loan, reverse mortgage, refinancing, business loan, commercial loan or SMSF loans. We can help you, no matter if you are:

  • Purchasing a home
  • Refinancing existing home loans
  • Debt consolidation
  • Investment property loans
  • Fixed vs Variable Rate decisions
  • Selling or Moving House
  • Top ups of existing loans
  • Equity release with Reverse Mortgage Lending Assistance

Our team's passion for property and finance is genuine. The excitement our clients get when they move into their new home is what makes our work so amazing. If you choose to work with us, you will discover that we have a high level of enthusiasm, personal service and dedication. 

Assisting with your home loan application is just the beginning of our business relationship. We will work closely with you through the whole process, and give you the ongoing support you need.

Let's work together to help you achieve your financial goals!

Award-Winning Team in Newcastle NSW

Our experienced local team are also award-winning, receiving the following accoldates to date:

2025 - Winner, Best Regional Office - Better Business Awards

2025 - Finalist, Regional Broker of the Year - Better Business Awards

2024 - Finalist, Regional Broker of the Year - Australian Broking Awards

2024 - Finalist, Customer Service of the Year - Australian Broking Awards

2023 - Finalist, Regional Broker of the Year - Australian Broking Awards

Our Mortgage Broker Home Loan Services Newcastle

Our team of expert mortgage brokers and credit analysts in Newcastle & Lake Macquarie & Hunter Valley work together to provide you with the best customer service you can get with your mortgage. Our professional team works with your requirements to give you the best loan advice, when you are looking at any of the following:

Conveniently servicing customers all over the Lake Macquarie, Newcastle and Hunter Valley region including: Adamstown, Birmingham Gardens, Broadmeadow, Cessnock, Cooks Hill, Croudace Bay, Edgeworth, Hamilton, Kotara, Lambton, Maitland, Rathmines Shortland, Stockton, Valentine, Wallsend and more.

Why Use Peter Byrne and Mortgage Choice Newcastle & Lake Macquarie & Hunter Valley?

  • No cost to you: Our mortgage broker services come at no out-of-pocket expense. When you secure a loan through us, the lender pays our commission upon settlement. We receive the same commission rate from all lenders, ensuring that your best interests always come first.
  • Unbiased home loan advice: Our main priority is to secure a loan that best fits your circumstances and saves you money.
  • Access to over 35 lenders: Partnering with Mortgage Choice Newcastle gives you access to a diverse range of loan options and home loan packages. With over 35 lenders to choose from, Peter Byrne will help you find the perfect solution tailored to your needs.
  • Convenience and flexibility: We adapt to your schedule and can meet at a time and place that works best for you.
  • We take care of the heavy lifting: Applying for a loan can be complex and time-consuming. We take care of the detailed process, allowing you to focus on the important moments in your life without added stress.
  • Ongoing support for the life of your home loan and beyond: Our commitment doesn’t stop at loan approval. We guide you through each step of your home-buying journey, ensuring a seamless experience from start to finish. We can also help over the life of the loan with lender pricing, refinancing, cash out options and more.

We will never be commission-driven. All lenders pay us the same and we charge you nothing for our home loan services. As our customer, you come first.

Do you want a free loan consultation? Call us today on (02) 4001 0421 to book an appointment.

Find out your your borrowing capacity

Working out what you can borrow is an important first step to buying that dream home. If you are eager to start searching RealEstate.com.au and Domain listings within your price range, you can check out our free home loan calculators here.

These calculators can help you determine your borrowing capacity based on you salary and financial commitments, what your repayments might be like, and more.

Reach out to our local Newcastle home loan team today!

Contact Peter Byrne for a professional and expert Mortgage Broker in Newcastle and Lake Macquarie and Hunter Valley on (02) 4001 0421 to discuss your next steps.

To choose the RIGHT home loan you need to choose the RIGHT home loan broker.

(02) 4001 0421

 

Our main office in Newcastle & Lake Macquarie is located at Suite V2 Level 2/384 Hunter St, Newcastle NSW 2300.  We also provide a mobile home loan service where we can come to you. Additionally, we offer a virtual home loan service, meaning we can serve you no matter where you are located.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


I would 100 recommend Peter Byrne to anyone considering purchasing a property. Hes incredibly knowledgeable and took the time to walk me through various scenarios tailored to my situation. Peter has also assisted many of my clients with their investment properties, and the feedback has always been outstanding.

Jules
18 June 2025  

I Highly recommend Peter Byrne his team at Mortgage Choice. They were professional, a pleasure to deal with, super fast with our application and best of all, secured us a great rate for our home loan.

Kelly
13 June 2025  

Peter and the team were absolutely fantastic from the first phone call to settlement of my home loan refinance. Such a friendly and helpful team who work very hard to get you a great deal and turn it around fast. Communication was great and they were always providing updates and assisting with what was required each step of the way. My previous mortgage broker sold their business, so I did a Google t... read more

Jess
13 June 2025  

I highly recommend engaging Peter Byrne and the team at Mortgage Choice to be your mortgage broker. They help with every step of the property purchasing process from finding the best loan to pre-approval through to unconditional approval. Everything is explained to you at every step of the process. Thankyou for your help in getting loan approval on the purchase of my first property.

elise
08 June 2025  

Peter was so easy to deal with, great conversation and better advise

Andrew
30 May 2025  

I was a first home buyer along with my fiance and Peter and his team made the process of applying for a home loan in addition to all the first home buyer's schemes very easy for us.
I was very happy with my experience using them they helped us overcome all our hurdles and helped us secure a great rate.


14 May 2025  

Peter and the team are very helpful and provide an excellent service. Would highly recommend

Steve
16 January 2025  

I engaged Peter Byrne from Mortgage Choice for the purpose of gaining loan approval for an over 55s development.Not an easy task but he was successful in sourcing a bank for this purpose. Peter provided excellent and sound advice and addressed our concerns and considerations about the type of loan we were seeking. I would highly recommend Peter and his team when seeking a loan.

William
18 December 2024  

Peter and his team were fantastic to work with. They were able to help us navigate the slightly more complicated loan process due to our loan application comprising of 3 people, a situation that many banks balk at.
I will have no hesitation in recommending Mortgage Choice to friends and family for future home loan applications.

James
29 October 2024  

Peter and his team were great to work with. Very professional, diligent, and friendly. They made the purchase process very easy for us from start to the end. Highly recommended.

Arash
15 October 2024  

Read more reviews

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


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