Refinancing your current loan | Carnegie & Malvern East
Whether it's your home loan, business loan or car loan, reviewing it regularly to make sure you've got the best deal is important. Refinancing could help you secure a better interest rate, better features or tap into home equity you've built up.
There's a range of reasons that refinancing could be a sensible step for you and do wonders for your budget now and in the long run. You could use refinancing to:
- Manage & take control of your debt
- Consolidate your debt into one low interest rate loan
- Secure a lower interest rate or better features on your current loan
- Access home equity you have built up
- Change the structure of your home loan to better suit your life.
By refinancing you might be able to access the equity you've built up in your home to complete any renovations you have been planning to do. To help you plan your renovation and to stay on track, check out our recent blog!
We can help you make the most of refinancing
The Mortgage Choice team in Carnegie & Malvern East have a panel of over 20 lenders & hundreds of home loan products to help you find a home loan that could suit you better than the one you have now. It could even just be a matter of taking advantage of rates, concessions & discounts that you just didn't have access to when you first got your home loan.
We'll help you weigh the costs of refinancing against the benefits to your budget, and complete the paperwork on your behalf.
The first step: Figuring out if there is something better out there
The first step is to review your home loan along with your current situation, comparing your loan against hundreds of others to see if we can find you a better deal. The Mortgage Choice team in Carnegie & Malvern East offer a free Home Loan Health Check to anyone who hasn't checked their home loan in the last two years.
"After only a few minutes Mark was able to establish that I could qualify for a lower interest rate. Mark negotiated with my current lender and was able to obtain a discount that will save me more than $2,500 per year in interest. I wasn't a client of Mark's before but I am now! If you are like me and haven't checked your home loan for a while, then I would highly recommend his services."
[ Russell, Edithvale ]
Our useful home loan resources
We also love to help you make some informed decisions of your own. So, we've put together some resources to not only save you time researching, but also help you make better, more informed financial choices about refinancing.
- See how much you could save with our interest rate comparison tool
- Read: 5 ways refinancing your home loan can save you money
- Download your free e-guide: Refinancing your home loan
Book your free home loan health check
Get started on the first step to refinancing - your free Home Loan Health Check - to see if Mark & the team in Carnegie & Malvern East can find you a better deal! We'll compare your current home loan with hundreds of others to see if there's something better available to you.
Book your free Home Loan Health Check with us by calling 9576 7107 or click on the Contact Us button.
We can help you with:
- Home loans
- First home loans
- Refinancing
- Property investment
- Car loans
- Business finance
- Financial planning
- Risk & general insurance
- Personal loans
We service the areas of Carnegie, Murrumbeena, Glenhuntly, Malvern East, Ashburton, Burwood, Hughesdale, Chadstone, Oakleigh, Oakleigh South & surrounds.
Get the right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~