Mortgage Choice
Lynelle Slade

Mortgage Broker - Tamworth, Armidale, Inverell, Glen Innes, Gunnedah, Tenterfield and Surrounds

Let's Turn Your Financial Goals into Reality - together.
Whether you're purchasing your first home, upgrading, investing, or refinancing, I'm here to guide you every step of the way. With access to a diverse panel of over 30 lenders, I can tailor a loan solution that aligns with your unique needs and aspirations.

Based in Armidale, Lynelle proudly supports clients across the New England region and beyond. With a Mortgage Choice Broker by your side, you’re never alone.

  • Call Us Mortgage Choice Armidale
  • Office - 0418 688 183
  • Open Hours Mortgage Choice Armidale
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
%#
p.a.
Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Why Use a Mortgage Broker?

Purchasing a property is an exciting journey, whether it's your first home or an investment. However, navigating the myriad of loan options, interest rates, and lender policies can be overwhelming and time-consuming. That's where I come in.

As your dedicated Mortgage Choice broker, I have access to a diverse panel of over 30 lenders, enabling me to find a loan tailored to your unique circumstances. I handle all the legwork—from sourcing pre-approval and completing paperwork to applying for any government grants or incentives you may be eligible for. Throughout the entire application and settlement process, I provide continuous support and keep you informed every step of the way.

Choosing Mortgage Choice means partnering with Australia's top brokerage. In 2025, Mortgage Choice was ranked number one in The Adviser's Top 25 Brokerages, with 1,078 brokers settling $21.7 billion in residential mortgages and $386 million in commercial loans in FY24. Our total loan book reached $89.2 billion, reflecting our commitment to helping Australians achieve their homeownership goals. 

The growing trust in mortgage brokers is evident, with brokers settling 76.8% of all new residential home loans in the March 2025 quarter—the highest market share recorded to date. This trend underscores the value Australians place on expert guidance, personalized service, and the convenience brokers offer.

If you're ready to explore your home loan options with personalized support, book an appointment this week!

 

Home Loan Resources | New England Region

If you're chasing more information about the home loan process, then make sure you check out our property guides.

Our property guides provide information that may assist you with your home loan, no matter if it's for your first home or for an investment property.

Download our guides now!

 

 

Lynelle Slade - your local mortgage broker can help you with:

 

How much deposit do I need to purchase a property?

 

Traditionally, most lenders require a deposit of at least 20% of the property's purchase price. If your deposit is less than this, you may need to pay Lenders Mortgage Insurance (LMI), which can be a significant additional cost.

However, if you're a first home buyer, there are government initiatives designed to help you enter the property market sooner. The First Home Guarantee allows eligible buyers to purchase a home with as little as a 5% deposit, without the need to pay LMI. This scheme is part of the Australian Government's Home Guarantee Scheme and is administered by Housing Australia. It's important to note that eligibility criteria apply, including income and property price caps. 

To understand how much you'll need for your next purchase and to explore your eligibility for these schemes, get in touch with me. As your mortgage broker in the New England region, I'm here to guide you through the entire home loan process.

Check out our free home loan calculators here or call me to discuss your unique circumstances.

To arrange a home loan appointment call Lynelle on 0418 688 183.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Lynelle is thorough and so efficient. She often gave communications prior to my solicitor and was always prompt to respond to my many many many questions. If she was unsure she would let me know she would find out and she did. She got everything sorted for a smooth early settlement and I am so grateful for her support throughout a stressful process.

Cait
09 May 2025  

After making contact with a few brokers who had said what we were trying to achieve with our situation wasn't possible, it was refreshing to speak with Lynelle. She is knowledgeable, friendly and listens. By the end of the first phone call Lynelle explained it was looking possible, moving through to the application and the rest of the process Lynelle kept in touch and kept us updated. We did the ent... read more

Leigh
20 June 2024  

Lynelle was fantastic to work with during my recent property purchase. There were changes of circumstance to both my income and property choice during the process and she was so patient and helpful throughout. I was a bit of a hard case but she was determined to get me a loan and she did it


14 February 2024  

Right from our initial contact, Lynelle was quick and proactive with communication. She made the buying experience smooth and hassle free. Would recommend to anyone.

Sarah
27 January 2024  

Lynelle was absolutely amazing. As a young couple buying their first home with little knowledge on going forward, Lynelle was incredibly helpful guiding us through every step and helping us along the way and informing us of all the things we needed to know even when we didnt quite understand. She was always available to ask questions and very flexible and always worked in with our hours for phone cal... read more

will
25 January 2024  

Lynelle Slade of Mortgage Choice - Lynelle found a mortgage made for my needs at a competitive rate. From the first meeting she made sure and clarified with me to understand where I was in life, what I needed now and best suited me for now and looking to the future. She was understanding, transparent and informative and made sure I knew what was happening every step of the way. When you get to a... read more

Karen
24 January 2024  

Lynelles customer service goes above and beyond to tailor a mortgage to suit you. Lynelle is highly professional and keeps you regularly updated with clear, concise communications. Lynelle is very professional, understanding and trustworthy. I was worried about using a broker, having never used one before. Im so glad I contacted mortgage choice

Wade
22 September 2023  

My wife and I recently refinanced our home loan through Lynelle Slade Mortgage Choice. Our existing property had increased in value and we had the opportunity to access the equity in our home. We found Lynelle to be very knowledgeable and took the time to understand our personal circumstances and needs before recommending the appropriate options. We very much appreciated that Lynelle always answered... read more

Kevin
20 September 2023  

I would highly recommend Lynelle at Mortgage Choice to all my family and friends. She has a keen eye for detail and is committed to the best outcome for all of her clients.

Katrina
25 March 2023  

I have gone through the loan process a number of times and my experience with Lynelle has been the easiest and least stressful I have had.
A great result and a truly wonderful person. Highly recommend.

Allan
22 February 2023  

Read more reviews

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


Download now


Tb_eGuide_home_loan_refinancing_225x317.png

Help me calculate

Latest news & tips



More articles

Contact us


}