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Ketan Patel

First home buyer | Mortgage broker

Start your home loan journey today

Buying your first home inVictoria

Buying your very first home in an undeniably exciting time, but we also know that it can come with its fair share of challenges. As your mortgage broker, Ketan can simplify the process and help you overcome any obstacles, so you can focus on the fun stuff! 

When you’re buying your first home, Ketan can help

  • Calculate your borrowing power
  • Check if you are eligible for government assistance
  • Select a home loan from a wide variety of options
  • Secure your pre-approval
  • Complete and submit all the required paperwork

From your first meeting all the way through to settlement, Ketan is by your side. He is genuinely dedicated to finding you the best home loan solution, and will work hard to make sure your financing journey is a breeze. Get your home ownership journey started on the right foot with Ketan as your mortgage broker - get in touch today. 

Chat with Ketan today

Choosing the right home loan

Finding the right home loan for your lifestyle is about so much more than just the lowest interest rate. It’s also important to consider factors like the loan structure, conditions, features, and fees. There is no one-size-fits-all solution to financing your first home, which is why it’s so important to work with a broker like Ketan who takes the time to understand your financial goals. 

 

Using a guarantor

Lenders mortgage insurance (LMI) can add a large unwanted bill to your home loan if your deposit is less than 20% of the property purchase price. Fortunately, there are ways to avoid this extra cost, including by using a guarantor. Your guarantor, who is usually a close family member, acts as security on your loan, mitigating the need for LMI. However, this also means they will be responsible for your mortgage if you cannot make repayments! If a guarantor might be on the cards for you, get in touch with Ketan to learn more about exactly what’s involved, and all the risks and benefits. 

 

Resources for first home buyers

Download our free guides now to have all of your burning first home buyer questions answered. 

Buying your first home? Talk to Ketan Patel today on 0490 424 640

Ketan can also assist you with:


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