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Ketan Patel

Refinancing | Home loans

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Refinancing your home loan 

You don’t have to be locked into the same home loan forever! In fact, changing loans could benefit you more than you realise, and there’s never been a better time to consider refinancing. Best of all, the refinancing process doesn’t have to be complex or confusing when you work with Ketan as your trusted local mortgage broker. He will take care of everything, including finding you a better loan, handling all of the application paperwork, and guiding you through the changeover. It couldn’t be easier!

The benefits of refinancing

Refinancing can have numerous benefits. Some of these benefits include

  • Lowering your repayment amount
  • Shortening your loan term
  • Reducing or eliminating account fees
  • Gaining access to new account features
  • Consolidating your debts
  • Cashing out your equity to fund a renovation or investment

 

All of these may apply to you, or only a few, but you can rest assured that you will be better off when Ketan helps you refinance your loan. He will assess your current loan, identify areas of improvement, and find you an amazing new deal. He will also uncover any switching costs, and make sure you will be saving money in the long term - and it might be more than you think. You could be saving thousands of dollars worth of interest every year, just by switching loans!

When is the best time to refinance?

Generally, you should reassess your home loan every few years to make sure it is still the best deal possible. However, you should also consider refinancing if

  • Your fixed rate is about to end
  • Your financial circumstances change
  • You are unhappy with your loan or lender
  • You just want a better rate!

 

Ketan Patel can help you decide the right time to refinance based on your unique needs - just get in touch with him today for a free home loan review. 

Free refinancing guide

Interested in learning more about the refinancing process? Download our free guide!

Ketan Patel can help you find an amazing new home loan - call him today on 0490 424 640 to chat

 


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