Mortgage Choice
Kapil Nepal

Kapil Nepal Mortgage Brokers in Hornsby

If you're after a professional, friendly service, look no further than Kapil Nepal and the award-winning team at Mortgage Choice Hornsby. 

This experienced, talented team actively help their clients to achieve their financial goals, guiding them through the entire home buying or refinancing process. 

The team are based in Hornsby area and offer a fully mobile mortgage broking service.
  • Call Us Mortgage Choice Waitara
  • Mobile - 0403 057 614
  • Office - 02 9446 5559
  • Open Hours Mortgage Choice Waitara
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

17/75-77 Pacific Highway WAITARA, NSW 2077

Services

Whether you’re borrowing to build wealth or buy your first home, Kapil, Utsab, Bibek and Nabin can offer you honest, upfront and realistic lending advice and options, always with a focus on your best interests.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Bridging loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Other areas we service

As finance experts who understand the importance of listening to your needs, the team at Mortgage Choice Hornsby will go above and beyond to ensure you feel supported and informed throughout the borrowing process and beyond. 

They speak Hindi, Nepalese and English to assist clients from a range of multicultural backgrounds and offer a mobile service around Sydney.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


As a first-home buyer, Kapil assuaged all our concerns and was available to answer any questions we had. He made it easy to understand our loan obligations and how the payment structure works. I felt comfortable and reassured throughout the home-buying process.

Tashnia
02 January 2023  

Great service in friendly and professional manner

Ramji
03 November 2022  

Kapil and his team has demonstrated their professionalism to the highest level. Kapil has taken care of my mortgage since last few years. I never had to spend a single minute thinking about it since then. What is great sense of relief and piece of mind. I have not met other members of Kapil’s team however their interaction with me tells me that their work ethics and professional is no different that what Kapil hol... read more

Kamal
05 October 2022  

Kapil and his team were excellent with planning, and executing our investment loan. With his expertise in mortgage brokering, we had flawless experience from browsing to settlement. Kapil is very honest, informative and easily reachable throughout the whole process giving us the confidence and assistance I needed to buy our first investment property. I Highly recommend their service to anyone.

Gobinda
29 September 2022  

Kapil is highly professional, good communicator and clients oriented. He always puts clients first. He is reliable, honest and trustworthy broker. I would highly recommend Kapil for home loan advice and needs.

Santosh
07 September 2022  

Kapil dai was very helpful throughout the loan process. Not only loan, he was happily available to help us review different homes as we are first home buyers and were unsure about a few different things. He provided us clarity in every step of the way.
Nabin was also available to help during our loan process and his explanation on what was required was excellent. Would definitely recommend both.

Samyukta
31 August 2022  

I had a pleasant experience working with Smartline and staffs associated with my case. I was able to receive best advice from them and found a great deal. They were always available for any advice and discussion on and beyond office hours without any hesitation. I am very grateful for your help! ????

Hemanta
06 August 2022  

The best quality was very professional and very good customer service. Always call you back and answer all questions

Amit
05 August 2022  

Very proactive team; Kapil & his collegues have always ensured we are in the best possible position in terms of the interest rates. As of now I am really happy with the team and will be approaching them for any future service from Mortgage broker.

Achuth
28 July 2022  

Kapil Nepal is very friendly and approachable. He listens to your financial goals intently, and carefully recommends the options that match your circumstances. He is very thorough to layout the risks and benefits of each option, sometimes happily spending hours on phone to meticulously articulate them.

If you're thinking about mortgage and/or lending solution, having him by your side is definitely an asset. His... read more

Kamal
17 July 2022  

We had a fantastic experience with Kapil daju and the team during our property investment journey. They were always responsive, calm, and approachable, guiding us through every step with patience and clarity. Their ability to explain complex processes in a simple way made us feel informed and confident, and their personal touch turned what could have been a stressful experience into a smooth and even e... read more

parash
02 July 2025  

We are so grateful to Utsab for helping us get our home loan approved As an Australian citizen with a partner on a temporary visa, I honestly thought our chances were slim. Utsab was fantastic from start to finishhe explained everything clearly, guided us through every step, and always kept us updated. He really went the extra mile to find a lender who would work with our situation. Thanks to his hard... read more

Milan
27 June 2025  

I always have pleasant and professional experience when dealing with Utsab. Any mortgage related queries and issues Utsab is very proactive and always provides good advice.

diwas
26 June 2025  

I received help from Kapil while getting a loan from the Bank. Throughout the loan process and buying my first home, Kapil provided expert guidance and offered clear and well-explained information. He was very professional and knowledgeable and always available to answer my questions, clarify doubts, and provide open and transparent disclosures at every stage. I also received exceptional assistance fro... read more

Na
26 June 2025  

Highly recommended for services and hats off to Nabin and Kapil for continued guidance and recommendations.

Manoj
17 June 2025  

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