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Junalyn Rachac

Mortgage broker Melton, Sunshine and Caroline Springs

Junalyn Rachac is ready to help you with all of your home loan needs - just get in touch with her today!
  • Call Us Mortgage Choice Sunshine West
  • Office - 0475 072 917
  • Open Hours Mortgage Choice Sunshine West
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Start your home loan journey today

Mortgage broker Melton, Sunshine and Caroline Springs

With a diverse professional background ranging from hospitality to real estate, Junalyn has developed a deep understanding of property values, investment strategies, and the importance of delivering exceptional service. Her goal is to empower her clients in their home-buying decisions, and she will focus on providing personalised service and clear communication to ensure that you can reach your goals. With Junalyn, your home loan experience is as stress-free as possible. She will take the time to understand your goals and listen to your needs so that she can craft a customised financing solution for you. Whether it’s your very first home, refinancing, or an investment property purchase, Junalyn is here to help you as your trusted advisor. 

Junalyn loves the charm of the western suburbs and all their vibrant neighbourhoods. She enjoys being able to help members of the community find their dream home, whatever that looks like, and contributing to the local economy. Get in touch with her today to talk more about your home-buying plans.

How to choose the right home loan

Selecting a home loan is about more than just finding the lowest possible interest rate. This might mean that you end up paying more in account fees or are stuck with less-than-ideal terms and conditions. Instead, you should be sure to look at factors like

  • The structure 
  • Account fees
  • Conditions and flexibility 
  • Account features

When you work with Junalyn, she will be sure to examine all of these aspects of each loan and match you with a solution that will fit your lifestyle. Get in touch with her today to book your obligation-free appointment to discuss your needs further.

Get in touch with Junalyn Rachac for more information about home loans

We can also help you with

  • Mortgage Broker Melton
  • Mortgage Broker Sunshine
  • Mortgage Broker Caroline Springs
  • First home buyers
  • Refinancing

Calculating your borrowing power

Because your borrowing capacity can be dependent on so many factors, it can be a difficult figure to estimate, though it is a vital part of your home buying journey. Fortunately, Junalyn will be able to inform you of your borrowing power when you book an appointment with her as your mortgage broker. And in the meantime, why not try out our free and simple-to-use online calculator tool to get a better understanding of your financial potential.

Calculate your borrowing power

Do credit cards affect your loan application?

Like all other debt, credit cards will be considered as one part of your home loan application - even if you pay the full balance every month, they can affect your borrowing power. For this reason, it’s generally a good idea to stick to one credit card with a low limit when you intend to apply for a home loan. 

How to prepare for your appointment

Prior to your first appointment with Junalyn, you will need to prepare some information so that she can give you the best help possible. Download our free appointment checklist to make sure you don’t forget anything before your appointment.

Contact Junalyn Rachac on 0475 072 917 to talk about your home loan needs today

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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