Mortgage Choice
Junalyn Rachac

Mortgage broker Melton, Sunshine and Caroline Springs

Junalyn Rachac is your local Mortgage Broker and ready to help you with all of your home loan and finance needs.
Whether it’s your very first home, refinancing, or an investment property purchase, Junalyn is here to guide you through the process as your trusted advisor.
Junalyn is proud of her personalised service and clear communication in her client interactions. She will take the time to listen and understand your needs and property goals.
Junalyn loves the charm of the western suburbs and all their vibrant neighbourhoods. She enjoys being able to help members of the community find their dream home, refinance their existing home loan, or investment goals. Get in touch with her today to talk more about your home-buying plans.

  • Call Us Mortgage Choice Sunshine West
  • Office - 0475 072 917
  • Open Hours Mortgage Choice Sunshine West
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Level 4/301 Hampshire Rd SUNSHINE WEST, VIC 3020
Latest home loan interest rates
Starting from
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p.a.
Comparison rate
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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Mortgage broker Melton, Sunshine and Caroline Springs

With a diverse professional background ranging from hospitality to real estate, Junalyn has developed a deep understanding of property values, investment strategies, and the importance of delivering exceptional service. Her goal is to empower her clients in their home-buying decisions, and she will focus on providing personalised service and clear communication to ensure that you can reach your goals. With Junalyn, your home loan experience is as stress-free as possible. She will take the time to understand your goals and listen to your needs so that she can craft a customised financing solution for you. Whether it’s your very first home, refinancing, or an investment property purchase, Junalyn is here to help you as your trusted advisor. 

Junalyn loves the charm of the western suburbs and all their vibrant neighbourhoods. She enjoys being able to help members of the community find their dream home, whatever that looks like, and contributing to the local economy. Get in touch with her today to talk more about your home-buying plans.

How to choose the right home loan

Selecting a home loan is about more than just finding the lowest possible interest rate. This might mean that you end up paying more in account fees or are stuck with less-than-ideal terms and conditions. Instead, you should be sure to look at factors like

  • The structure 
  • Account fees
  • Conditions and flexibility 
  • Account features

When you work with Junalyn, she will be sure to examine all of these aspects of each loan and match you with a solution that will fit your lifestyle. Get in touch with her today to book your obligation-free appointment to discuss your needs further.

Get in touch with Junalyn Rachac for more information about home loans

We can also help you with

Calculating your borrowing power

Because your borrowing capacity can be dependent on so many factors, it can be a difficult figure to estimate, though it is a vital part of your home buying journey. Fortunately, Junalyn will be able to inform you of your borrowing power when you book an appointment with her as your mortgage broker. And in the meantime, why not try out our free and simple-to-use online calculator tool to get a better understanding of your financial potential.

Calculate your borrowing power

Do credit cards affect your loan application?

Like all other debt, credit cards will be considered as one part of your home loan application - even if you pay the full balance every month, they can affect your borrowing power. For this reason, it’s generally a good idea to stick to one credit card with a low limit when you intend to apply for a home loan. 

How to prepare for your appointment

Prior to your first appointment with Junalyn, you will need to prepare some information so that she can give you the best help possible. Download our free appointment checklist to make sure you don’t forget anything before your appointment.

Please contact Junalyn Rachac to talk about your home loan needs today. Please call or text 0475 072 917, email Junalyn HERE: or

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


If you are looking for a dedicated, knowledgeable, and personable real estate broker, I wholeheartedly recommend Junalyn. She's been very attentive and helpful throughout the process and we're very happy with the outcome. Thank you Junalyn

Carlitha
07 March 2025  

Junalyn was incredibly helpful and answered all my queries She took the time to explain my options and made the entire experience smooth and stress-free. Her expertise and dedication truly made a difference. Highly recommend her.

Mish
07 March 2025  

Highly recommend working with Junalyn to support you in your next steps Junalyn provided me with detailed and clear guidance, and was so understanding and flexible with my work hours and arrangements.

Christine
06 March 2025  

Junalyn is an absolute gemreliable, hardworking, and genuinely great to be around. She brings a strong work ethic, a positive attitude, and always go the extra mile. Highly recommend

Ruth
06 March 2025  

If there's three words to describe Junalyn - she's efficient, she's knowledgeable and she's passionate about helping people. Junalyn comes to the table with the utmost professionalism, adaptability and drive to ensure that all her clients receive positive outcomes and does it with a smile.
If you can trust anything - trust that she'll go above and beyond to both understand what you're looking for in a deal, and make sure that you end up being happy and feeling like a winner in the process.

Charles
05 March 2025  

Junalyn is an exceptional mortgage broker She is knowledgeable, professional, and truly cares about her clients. She made the entire process smooth and stress-free, providing clear guidance and excellent support. Highly recommend her to anyone looking for a reliable and dedicated broker

Dan
05 March 2025  

Ive know Junalyn for over 10 years, and shes one of the most reliable, hardworking, and trustworthy people I know. Their professionalism, dedication, and integrity truly set them apart. Anyone working with her can expect exceptional service and genuine care. Highly recommend

Jerald
02 March 2025  

Juna is incredibly knowledgeable when it comes to mortgages. She has given me some great advice for my investment properties, and her insights have been invaluable. Her professionalism and expertise make her stand out, and I have no doubt Ill be using her services in the future. Highly recommended

Shan
02 March 2025  

Fantastic experience with Junalyn
Professional, knowledgeable, and made the mortgage process smooth and stress-free.
Highly recommend for anyone looking for a great mortgage broker

Ragine
28 February 2025  

I would highly recommend Junalyn for all your mortgage needs. She works hard to get you the best deal on your mortgage or to re-finance. Excellent advice and very professional to deal with. Her communication and desire to meet your needs is first class. I will only use Junalyn for my mortgage needs.

Paolo
28 February 2025  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


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