Mortgage Choice
Junalyn Rachac

Mortgage broker Melton, Sunshine and Caroline Springs

Junalyn Rachac is your local Mortgage Broker and ready to help you with all of your home loan and finance needs.
Whether it’s your very first home, refinancing, or an investment property purchase, Junalyn is here to guide you through the process as your trusted advisor.
Junalyn is proud of her personalised service and clear communication in her client interactions. She will take the time to listen and understand your needs and property goals.
Junalyn loves the charm of the western suburbs and all their vibrant neighbourhoods. She enjoys being able to help members of the community find their dream home, refinance their existing home loan, or investment goals. Get in touch with her today to talk more about your home-buying plans.

  • Call Us Mortgage Choice Sunshine West
  • Office - 0475 072 917
  • Open Hours Mortgage Choice Sunshine West
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Level 4/301 Hampshire Rd SUNSHINE WEST, VIC 3020
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
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p.a.
Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Mortgage broker Melton, Sunshine and Caroline Springs

With a diverse professional background ranging from hospitality to real estate, Junalyn has developed a deep understanding of property values, investment strategies, and the importance of delivering exceptional service. Her goal is to empower her clients in their home-buying decisions, and she will focus on providing personalised service and clear communication to ensure that you can reach your goals. With Junalyn, your home loan experience is as stress-free as possible. She will take the time to understand your goals and listen to your needs so that she can craft a customised financing solution for you. Whether it’s your very first home, refinancing, or an investment property purchase, Junalyn is here to help you as your trusted advisor. 

Junalyn loves the charm of the western suburbs and all their vibrant neighbourhoods. She enjoys being able to help members of the community find their dream home, whatever that looks like, and contributing to the local economy. Get in touch with her today to talk more about your home-buying plans.

How to choose the right home loan

Selecting a home loan is about more than just finding the lowest possible interest rate. This might mean that you end up paying more in account fees or are stuck with less-than-ideal terms and conditions. Instead, you should be sure to look at factors like

  • The structure 
  • Account fees
  • Conditions and flexibility 
  • Account features

When you work with Junalyn, she will be sure to examine all of these aspects of each loan and match you with a solution that will fit your lifestyle. Get in touch with her today to book your obligation-free appointment to discuss your needs further.

Get in touch with Junalyn Rachac for more information about home loans

We can also help you with

Calculating your borrowing power

Because your borrowing capacity can be dependent on so many factors, it can be a difficult figure to estimate, though it is a vital part of your home buying journey. Fortunately, Junalyn will be able to inform you of your borrowing power when you book an appointment with her as your mortgage broker. And in the meantime, why not try out our free and simple-to-use online calculator tool to get a better understanding of your financial potential.

Calculate your borrowing power

Do credit cards affect your loan application?

Like all other debt, credit cards will be considered as one part of your home loan application - even if you pay the full balance every month, they can affect your borrowing power. For this reason, it’s generally a good idea to stick to one credit card with a low limit when you intend to apply for a home loan. 

How to prepare for your appointment

Prior to your first appointment with Junalyn, you will need to prepare some information so that she can give you the best help possible. Download our free appointment checklist to make sure you don’t forget anything before your appointment.

Please contact Junalyn Rachac to talk about your home loan needs today. Please call or text 0475 072 917, email Junalyn HERE: or

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


We had the absolute pleasure of working with Junalyn Rachac from Mortgage Choice, and to say she went above and beyond would be an understatement. From the very first conversation, Junalyn was not only professional and knowledgeable but also incredibly compassionate and thoughtful throughout the entire process.
Even while on holidays, she made the effort to keep us updatedsomething we never expected... read more

Fretzie
19 May 2025  

Junalyn was absolutely amazing throughout the entire refinancing process of my parents property. She was incredibly accommodating with my schedule, always flexible, approachable, and genuinely supportive every step of the way. Her professionalism and patience made the whole experience smooth and stress-free. Highly recommend her to anyone looking for a trustworthy and reliable broker

Lourdes
11 May 2025  

Junalyn was so friendly and easy to talk to. She explained the first home buying process clearly and made everything feel less overwhelming. I felt really supported the whole way through.

VIBE
11 May 2025  

Junalyn is honestly one of the kindest and most genuine people Ive ever met. Shes the type of person who makes you feel comfortable just by being around her. Super thoughtful, always willing to help, and she just has this calm, positive vibe that lifts everyone up. You can count on her no matter whatwhether you need advice, support, or just a good laugh. Shes got a big heart and a solid head on her shoulders. So grateful to know her

Hic
02 May 2025  

Junalyn has been amazing to work with Super reliable, honest, and always had my back throughout the whole process. I felt totally comfortable knowing I could trust her advice. If you need a mortgage broker who genuinely cares and makes things easy to understand, shes your go-to

Athena
30 April 2025  

Thank you so much, Junalyn, for all your help and guidance throughout my home buying journey Your support, patience, and professionalism made the entire process so much smoother and less overwhelming. I truly appreciate your dedication and expert advice every step of the way. I couldnt have done it without youthank you for being a part of this milestone

Lu
26 April 2025  

Junalyn was amazing to work with as a first home buyer. She answered all my questions with patience and clarity, making the whole process so much easier to understand. I truly felt supported every step of the way. Highly recommend

Danielken
24 April 2025  

If you are looking for a dedicated, knowledgeable, and personable real estate broker, I wholeheartedly recommend Junalyn. She's been very attentive and helpful throughout the process and we're very happy with the outcome. Thank you Junalyn

Carlitha
07 March 2025  

Junalyn was incredibly helpful and answered all my queries She took the time to explain my options and made the entire experience smooth and stress-free. Her expertise and dedication truly made a difference. Highly recommend her.

Mish
07 March 2025  

Highly recommend working with Junalyn to support you in your next steps Junalyn provided me with detailed and clear guidance, and was so understanding and flexible with my work hours and arrangements.

Christine
06 March 2025  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


Download now


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