Mortgage Broker Sunshine | Sunshine Home Loans
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Buying a home in Sunshine
The suburb of Sunshine offers an inner-city lifestyle without the crowding of the CBD. Everything you could need is right at your fingertips! With a plethora of shops and recreational facilities, as well as parks and green spaces, there’s truly something for everyone here. Plus, foodies will love the extensive dining options - you’ll have trouble picking a favourite restaurant with all the different cuisines available. A convenient train station and bus depot are located at the heart of the suburb, and families will enjoy the many school and childcare options nearby.
In 2024, the median house price in Sunshine was $795,000 and the median apartment price was $458,000. Talk to Junalyn Rachac today for the best advice about buying your home in the Sunshine area.
Fixed vs variable home loans
When you choose your home loan, you will generally have the option of either a fixed or variable interest rate structure. Both have their benefits and drawbacks, and the right choice will largely depend on your personal preferences.
With a fixed rate loan, you gain absolute budget certainty on your repayments for the length of the fixed period. This also means you are temporarily protected from any rate increases, though you may not benefit from rate decreases. These loans also often include fewer features and have strict conditions.
On the flip side, variable rate loans leave your repayments vulnerable to changes, whether positive or negative. However, they might come with additional features such as an offset account, and generally afford you more flexibility.
To discuss which loan will be right for you, talk to Junalyn today about your situation.
Property and finance guides
Download our property and finance guides for free to learn about a wide range of useful topics.
Call Junalyn Rachac on 0475 072 917 to talk further about your home loan needs and goals
Junalyn can also assist you with:
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
