Mortgage Broker in Melton

Call: 0423 140 444

John Timms is a personable and highly experienced mortgage broker with a proven track record in assisting clients with their home and business finance needs. He starts every business relationship by getting to know his customers and their needs, and is adept at identifying the loan products that are the right fit for their present and future requirements. John thrives on working with a diverse customer base across the Western region.

Call Us Mortgage Choice Melton
Office - 0423 140 444

Open Hours Mortgage Choice Melton
Monday to Friday 9am to 5pm
Free Appointment

Address

83-85 Unitt Street MELTON, VIC 3337

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Services

Holistic lending solutions tailored to your unique needs and objectives. With excellent procedural knowledge and the ability to understand the process from your perspective, John specialises in arranging home, investment and business loans and asset finance.

Home loans
Investment loans
Refinance loans
Construction loans
Renovation finance
Equity release
Deposit Bonds
Bridging loans
Reverse mortgages (Referred to third party)
Personal Loans
Car and asset finance
Business equipment finance
Commercial property finance
Business loans
Insurance (third party referrals)
SMSF loans
Loan protection insurance
Building/construction loans

Other areas I service

Guidance, support and professional assistance at every step of the way – John aims to simplify and streamline your lending journey. He is based in Melton and provides a full service across the entire Western region.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Melton and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with 0423 140 444 to discuss your unique circumstances.

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call John today on 0423 140 444

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

John was amazing, so friendly, kind , and very helpful as we are both old and didnt know what we were doing,

Cherie
10 June 2025

John and his team made it incredibly easy to buy a home. I was guided and informed during every step of the process. Couldnt be happier with the result and the process was an absolute breeze.

Stefan
28 May 2025

John out of no where sent us an email letting us know he dropped out interest rate. We didnt have to ask.
Thats the kind of service that goes about and beyond.
Thank you

Skye
27 May 2025

It was a pleasure to deal with John. He is an easy to talk to, down-to-earth guy, who took the time to listen to what we needed while also being helpful and honest. John and his team were amazing communicators, keeping in touch and giving us updates on our loan process. I would highly recommend John to anyone.

Karlie
01 May 2025

John was fantastic to deal with. He took the time to get to know us and our situation so he could best advise us. His communication was excellent and prompt. He made the process of refinancing an absolute breeze. Would highly recommend him to anyone. Thank you John

Ryan
22 December 2024

John is not only an outstanding mortgage broker but also a genuinely great human being. He helped us out back in August, and months later, his professional and personable approach has left such a lasting impression that I finally had to leave this long-overdue review.

John went above and beyond for us. He was friendly, knowledgeable, and trustworthy. We felt completely confident in his expertise and gu... read more

Dan
20 December 2024

Could not speak more highly of John The way he helped us out was exceptional
We asked John for advice about our potential in buying post sale of our existing property and within 4 months we will have settled.
John was nothing short of amazing throughout the entire process, even working some late nights to help us get the best results.
If youre looking for anyone to guide you and help you out, John is your guy

Kayne
19 November 2024

Hi anyone who is reading this post. I have found John to be very professional and patient, as when you are a bit older technology is sometimes not easy but John is very understanding. John gives you the best advice and he will get you the best deal he can. Without John we would not have gotten our bridging loan so Thank You John for your brilliant work. -

Samantha
12 October 2024

John has been fantastic in finding a loan that would work with individual circumstances and stepped me through each stage. Wonderful service

Penny
17 September 2024

My partner and I had a fantastic experience working with John from Mortgage Choice. He took the time to understand our needs and found the perfect mortgage option for us. John was always available to answer our questions, making the entire process smooth and stress-free. We highly recommend him for anyone looking for a dedicated and knowledgeable mortgage broker.

Fabio
13 August 2024

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

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2nd Applicant

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2nd applicant monthly rental income before tax

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You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.