Mortgage Choice
George Zagas

Empowering Everyday Aussies to Beat the Banks, Save on Their Loans & Build Wealth Through Property

๐Ÿ‘‰ Weโ€™re here to help everyday Australians take control of their finances ๐Ÿ’ฐ, save thousands on home loans ๐Ÿก, and build long-term wealth ๐Ÿ“ˆ through smart property decisions. No jargon, no stressโ€”just clear advice โœ… and real results ๐ŸŽฏ.
  • Call Us Mortgage Choice Baulkham Hills
  • Mobile - 0431 709 932
  • Office - 02 8072 3906
  • Fax - 02 8072 3934
  • Open Hours Mortgage Choice Baulkham Hills
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

PO Box 6284 BAULKHAM HILLS, NSW 2153

We Help Everyday Aussies Beat the Banks, Save on Their Home Loans, and Achieve Property Ownership ๐Ÿ’ช๐Ÿก

With over 15 years of combined experience in mortgage lending, we deliver expert, personalised advice to help you take control of your finances and build wealth through property.

George launched the business in 2012 after a career change, and Con came on board in 2020, bringing fresh energy and a shared passion for guiding clients through the home loan journey. Operating from our fully virtual, paperless office, we’re flexible and easy to connect with—whether in person or via Zoom.

We’re proud to support first-home buyers, savvy investors, and homeowners looking to refinance with tailored solutions to match your goals. Our mission is simple: to empower you with the knowledge, support, and confidence to make smart decisions—without the stress or jargon.

Let’s take the next step toward your property goals together.

โ˜Ž๏ธ Book your Discovery Call below to get started!

Servicing Australia-Wide with Local Expertise ๐ŸŒ

Based in the scenic northwest of Sydney ๐ŸŒณ and extending to the breathtaking Blue Mountains region ๐Ÿž๏ธ, we proudly serve our local community with personalised mortgage and financial services. However, our commitment to accessibility goes far beyond our local area.

Operating a fully virtual and paperless office ๐Ÿ’ป, we’re equipped to assist customers across Australia ๐Ÿ‡ฆ๐Ÿ‡บ. Whether you're in a bustling city ๐Ÿ™๏ธ, a regional town ๐ŸŒพ, or somewhere in between ๐ŸŒ, our team is ready to provide expert guidance tailored to your unique needs—no matter where you’re located.

Experience the convenience of working with a mortgage broker who combines local expertise with a nationwide reach ๐ŸŒŸ.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Con is a great advisor, providing expert and timely service. He has helped us over the past 2 years to save money on our loans by getting the best rates and the best benefits possible. Highly recommend Con to anyone looking for help with their financial needs.

Nicholas
19 May 2022  

Con Zagas is great, so personable and helpful.

Michelle
05 September 2021  

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Ignazio
31 August 2021  

Our circumstances were quite complex, however Con did an amazing job! We cannot thank him enough for his patience, perserverance and customer service. This has been the second home we have bought using Smartline and would highly recommend them.

Deborah
17 August 2021  

I was really happy with the service Smartline provided. Con Zagas was fantastic. He was very knowledgeable and got back to me promptly if not available when I rang. I really appreciated the footy he made to keep me informed along every step of the way. I would definitely recommend Con and Smartline to my friends. Thanks again.

Neasa
18 July 2021  

What a journey I had with Con and the Team. From the very beginning till my settlement, con was very helpful and made sure I was happy with the transition.
I would recommend Con and the Smartline team to everyone who is looking for a loan.

Gerald
30 March 2021  

Con took the time to understand our situation and needs and explored multiple options for us. Communication was open and clear throughout the entire process. We are very satisfied with our new loan.

Christopher
03 March 2021  

My husband and I was extremely happy with our adviser Con Zagas. He has helped us with our mortgage which our previous Mortgagee couldn't help with. Every thing was handled professionally & timely manner. Definitely we'll recommend Con to everyone

Usher
16 December 2020  

Dealing with George and Con was fantastic, they were very informative and knew exactly the best product to fit my needs, I would definitely recommend Smartline to friend and family

Zanko
23 November 2020  

Con George were amazing to deal with. Both knowledgeable and prompt at every step of the process. They always happily answered our several questions, and made the process so easy - I highly recommend

Jackie
15 April 2025  

Long time customer of 5 years. Not often do mortgage brokers have an endless amount of integrity, knowledge of the industry and a sense of humour. Con regularly is.pro active getting us the best rates on our mortgage. I highly recommend Con for all your mortgage needs.

Nick
02 April 2025  

George and Con helped my wife and i navigate our first mortgage process, they were available and happy to speak to us at any time when we had questions and concerns and made the process as smooth as can be.


28 March 2025  

Con was great to deal with for refinancing my existing loan and working through the best options to maximise borrowing capacity for a second loan to buy a new property. He provided a good range of lenders and took an impartial approach to recommending pros and cons of each. Very responsive and helpful throughout the process, thanks Con

Andrea
27 March 2025  

I recently had the pleasure of working with Con from Mortgage Choice and can confidently say that the experience was fantastic. Con was always quick to answer any questions I had, explaining each step to ensure I was comfortable with the decisions I was making. They made what could have been a stressful experience an easy one, and I couldn't be happier with the results

Annie
16 March 2025  

George Con were fantastic. Great, friendly communication. Highly recommend.

Linda
15 March 2025  

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Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.


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