Empowering everyday Aussies with their home loans!

Call: 0431 709 932

Let's beat the banks, save on loans and own your home!

Call Us Mortgage Choice North Kellyville
Mobile - 0431 709 932
Office - 02 8072 3906
Fax - 02 8072 3934

Open Hours Mortgage Choice North Kellyville
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Services

We empower everyday Aussies to beat the banks, save on their home loans and own their own homes!

With over 15 years of combined experience in the mortgage lending industry, we bring a personalized and expert approach to every client we serve.

George established the business in 2012 after a career change, and Con joined in 2020, bringing fresh perspectives and a shared passion for helping people navigate the complexities of home loans. Operating from our paperless and virtual office, we make it easy to connect with us, whether in person or via Zoom.

We’re here to support first-home buyers, property investors, and anyone looking to refinance with tailored solutions designed to meet your unique needs. Our mission is to empower you with the knowledge and tools to secure the best outcomes, all while making the process stress-free.

Let us help you take the next step toward your property goals.

Book your Discovery Call below to get started!

Book your Discovery Call

Other areas we service

Based in the scenic northwest of Sydney and extending to the breathtaking Blue Mountains region, we proudly serve our local community with personalized mortgage and financial services. However, our commitment to accessibility goes far beyond our local area.

Operating a fully virtual and paperless office, we’re equipped to assist customers across Australia. Whether you're in a bustling city, a regional town, or somewhere in between, our team is ready to provide expert guidance tailored to your unique needs—no matter where you’re located.

Experience the convenience of working with a mortgage broker who combines local expertise with a nationwide reach.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Con is a great advisor, providing expert and timely service. He has helped us over the past 2 years to save money on our loans by getting the best rates and the best benefits possible. Highly recommend Con to anyone looking for help with their financial needs.

Nicholas
19 May 2022

Con Zagas is great, so personable and helpful.

Michelle
05 September 2021

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Ignazio
31 August 2021

Our circumstances were quite complex, however Con did an amazing job! We cannot thank him enough for his patience, perserverance and customer service. This has been the second home we have bought using Smartline and would highly recommend them.

Deborah
17 August 2021

I was really happy with the service Smartline provided. Con Zagas was fantastic. He was very knowledgeable and got back to me promptly if not available when I rang. I really appreciated the footy he made to keep me informed along every step of the way. I would definitely recommend Con and Smartline to my friends. Thanks again.

Neasa
18 July 2021

What a journey I had with Con and the Team. From the very beginning till my settlement, con was very helpful and made sure I was happy with the transition.
I would recommend Con and the Smartline team to everyone who is looking for a loan.

Gerald
30 March 2021

Con took the time to understand our situation and needs and explored multiple options for us. Communication was open and clear throughout the entire process. We are very satisfied with our new loan.

Christopher
03 March 2021

My husband and I was extremely happy with our adviser Con Zagas. He has helped us with our mortgage which our previous Mortgagee couldn't help with. Every thing was handled professionally & timely manner. Definitely we'll recommend Con to everyone

Usher
16 December 2020

Dealing with George and Con was fantastic, they were very informative and knew exactly the best product to fit my needs, I would definitely recommend Smartline to friend and family

Zanko
23 November 2020

George and Con were fantastic to work with throughout our mortgage process. They provided exceptional service, clear communication, and expert advice, making what could have been a stressful experience smooth and straightforward. Their professionalism and dedication to achieving the best outcome for us were truly impressive.

The only reason I am giving 4 stars instead of 5 is due to a small discrepancy in... read more

Sarah
14 January 2025

Absolutely amazing mortgage brokers. Incredibly knowledgeable, kind, patient and helpful. Will bend over backwards for you Con helped me lower my home loan interest rate. I'm so incredibly grateful for his ongoing involvement and help. Also very easy to contact Would recommend to all my family and friends looking for a mortgage broker. 1010

Amanda
18 December 2024

Con was amazing and very patient

Kathi
13 December 2024

I am very grateful to George we now have a wonderful home and will be recommending him to my family and friends

richard
29 November 2024

Cons service and experience is exceptional. Nothing is ever too much trouble and he understands your needs along the way. I would highly recommend Con to anyone who is looking for a broker to go the extra mile for them.

Michelle
29 November 2024

Fantastic service. Super easy and supportive to get the outcome you are looking for. Highly recommended.

Luke
18 August 2024

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

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You could borrow up to

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/ month
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Remaining

Based on standard variable rate over years.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Over

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.