Mortgage Broker Rouse Hill | Rouse Hill Home Loans

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Purchasing a property in Rouse Hill

Once the site of an Irish convict rebellion and subsequent battle, Rouse Hill has come a long way from its unsavoury roots, transforming over the years into a family-focused town full of convenient amenities. Stumped for weekend plans? Take a step back in time at the heritage-listed Rouse Hill Estate, or simply enjoy the great outdoors with a barbeque in the expansive Rouse Hill Regional Park.

In Rouse Hill in 2022, the median house price was $1,410,000 and the median apartment price was $660,750, so get in touch with Gaurav Chawla today if you’re interested in purchasing a property in this area.

Rouse Hill construction loans

Struggling to find exactly what you need on the market? Building your dream home may be the solution - and your Mortgage Choice broker in Rouse Hill can help find you the perfect construction loan to go with it.

Unlike standard home loans, construction loans allow you to ‘draw down’ funds as they are required in the building process. Often, the payment schedule is split into the key phases of building the home, such as framing and lockup. This allows you to

Only pay interest on funds you have used, keeping your repayments low early on
Keep a close eye on building progress as each stage is completed
Have greater loan flexibility and steady cash flow

Lenders will assess your income and expenses to decide how much you can borrow for your construction loan, similar to a standard loan. If you already own a home, you may also be able to use equity as a deposit on your new build. If you’re considering building a home soon, get in touch with Gaurav Chawla now to discuss your options. Gaurav can outline all the benefits and drawbacks of different loans and help you make the most informed decision you can about what to do next.