Investment Loans | Castle Hill, Baulkham Hills and Rouse Hill

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Investment loans Castle Hill

When done correctly, investments in property can have a significant payoff both in rental income and sale value. However, like all investments, there are certain risks involved that are important to be aware of. That’s why it’s so crucial to partner with a mortgage broker that you can trust, like Gaurav Chawla, to guide you through the process and help you make informed choices that will put you in the best possible position for success.

As your Mortgage Choice broker in Rouse Hill, Gaurav takes the time to understand your unique situation and goals, and can recommend the best loan from a vast selection of lenders. Whether you’ve got a significant portfolio already or are just dipping your toe in the property market, take the pressure off and let us do the hard work for you!

Contact Gaurav today!

Using equity to purchase an investment

Your property investment goals may be closer than you think! If you already own a home, you may be able to use equity as a deposit on your investment property. If you’ve owned your house for a few years, the value may have increased, and you likely will have paid off a notable amount of your loan - both of which increase your equity. You can then use this as a deposit on your investment. Lenders will also take factors such as your dependents, outstanding debts, and your income into consideration.

What to look for in an investment property

When you’re choosing a property to buy as an investment, especially if you will be renting it out, don’t get caught up on the superficial features! When deciding on the perfect place, you should consider:

The location and its growth potential
Nearby public transport options
Desirable features like extra bedrooms
Broad appeal to a variety of tenants
Any future repairs or maintenance that may be necessary

It’s also advisable to consider costs that will arise from property management, insurance, and periods of vacancy. When you work with Gaurav Chawla, every factor is considered when finding you the right loan. If you’ve been thinking about investing in property lately, now is the time to get in touch with Gaurav on 0424 470 074 to start discussing your next steps.