Mortgage Broker Lovedale, Cessnock and Lochinvar

Call: 0401 167 884

When you need a great loan in Lovedale and the surrounding areas, Gareth Jay is here for you as your trusted mortgage broker.

Call Us Mortgage Choice Lovedale
Office - 0401 167 884

Open Hours Mortgage Choice Lovedale
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Mortgage broker Lovedale, Cessnock and Lochinvar

A local to the Lovedale area, Gareth Jay is passionate about helping his neighbours in the community build their future as property owners. Moving to the Hunter Valley with his wife as a first home buyer more than 10 years ago, Gareth learned firsthand how challenging the process of buying a home can be, and is dedicated to making it simpler for all his clients. When you work with Gareth, he ensures a ‘maximum knowledge, minimum stress’ policy, making sure you clearly understand all your loan responsibilities while offering the best support. He loves to use his knowledge to help you move toward your goals, and is an expert at problem-solving through even the most difficult of circumstances.

Gareth and his wife, Lauren, are the proud parents of five children, and they love exploring the local area together as a family. They appreciate the tight-knit community that exists in the Hunter Valley, and enjoy supporting other local businesses.

Choosing the right loan

Selecting your home loan is about more than just choosing the lowest rate you can find! You should also be considering the fees, features, and structure of the loan, and whether these suit your lifestyle. When Gareth is your mortgage broker, he will take care to listen to your situation and understand your unique needs and preferences. From there, he can search his wide networks of lenders and loans to discover the best deal based on more than just the rate. And the best part is that there’s no need for you to waste time and energy struggling through this process yourself!

Talk to Gareth Jay, your experienced mortgage broker, today

We can also help you with

How to use your home equity

Your equity is the difference between your property value and the amount you still owe on your loan. So, if you’ve been paying off your mortgage for a while or done some renovations, you’re likely to have some equity built up. So what can you do with this equity? It can be used for a number of purposes, including

The deposit for an investment property
A family holiday
A new car purchase
Renovations on your home

To find out how much usable equity you have at your disposal and make a plan to utilise it, contact Gareth Jay.

Appointment checklist

Loan paperwork can be overwhelming, especially at the start of your journey! But luckily, our downloadable appointment checklist contains everything you need to know before your first meeting with Gareth, making your preparations that much easier. Get yours now for free.

Download the checklist

Building or renovating a home in the Lovedale region

If you’re thinking about building, or substantially renovating, a home, downloading our free guide is your first step toward reaching that goal. It contains plenty of tips and useful advice to guide you in the process of financing your construction project - and making sure that the process runs as smoothly as possible! Download it today, then get in touch with Gareth to talk more about your options and get the ball rolling.

Gareth Jay is ready to make your property dreams a reality - call 0401 167 884

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Moving home checklist

Moving home may feel like a daunting task, but it doesn't have to be. This checklist walks through what to do in the lead up to a big move to make it as seamless and stress-free as possible.

Download now