Investment Property Loans | Mortgage Broker Essendon, Moonee Ponds & Coburg

Backing your investment with the right loan

Navigating the world of investment loans can be daunting for even the most seasoned investor. With so many options, terms, and rates to consider, it’s easy to feel overwhelmed. Whether you're trying to find the perfect loan for your next property or ensuring your investment strategy aligns with your financial goals, the challenge of securing the best deal is real.

That’s where the Mortgage Broker Essendon team comes in. With over 30 years of combined experience and property investors ourselves, we know how to tailor a solution that works for you.

Our investment support includes:

A personalised strategy for your next investment: Every investment and investor is different. Our specialised investment team start by putting together an investment loan strategy that works with your long-term goals. We don't just recommend any loan that will approve your application, we personalise our recommendations to what you want out of your investment.

We have 35+ lenders to choose from: An investment loan is all about numbers, so having a wide range of lenders to choose from is important to getting a cost-effective deal. Our team will search through our panel of over 35 lenders - big banks, smaller lenders and credit unions, we search for those offering standout deals that fit your unique plan and finances.

We do all the work: From paperwork to negotiations, Mortgage Choice in Essendon will handle it all. All you need to do is tell us your goals, and we’ll put our specialised investment loans team to work to find the right solution for you. It's all about ensuring that you have the time and confidence to find a property that will fit into your portfolio.

Our Loan Calculators

Investing in property via an SMSF

Self-Managed Super Fund (SMSF) investment loans are notoriously complex, but they don’t have to be! Our Mortgage Choice Essendon team works with your other financial providers - your financial planner or accountant - to simplify the process and help you get the most out of your SMSF investment. We make the transaction smooth and stress-free, allowing you to focus on growing your retirement nest egg.

We're passionate about investment

As investors ourselves, we are dedicated to helping you achieve your property goals. We understand the market, the potential pitfalls, and how to navigate through them. We're here to help!

Find out more about us

What our investment loan clients say

"Theo and the wider team have been such an asset to us. All options presented were clearly explained and reflected a great understanding of what we were trying to achieve. We really valued the ongoing communication throughout as well as the check-ins once things were settled. Nothing was too much trouble." [Chris, Brunswick]

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Investment loan FAQs

Can I use the equity in my current property to buy an investment property?

Yes! Leveraging the equity in your existing property to fund the purchase of an investment property, is an effective and popular way to buy an investment property. The first step to chat with us at Mortgage Choice in Essendon to work out exactly how much equity you can access. We will then guide you as to how to access that equity and structure your investment loan so it suits your strategy.

What should I consider when choosing an investment loan?

When selecting an investment loan, it’s essential to consider factors like interest rates, loan features (e.g., offset accounts), fees, and flexibility to suit your investment strategy. Fixed or variable rates can also have different impacts on your long-term returns. Our team at Mortgage Choice Essendon can help by analysing these details for you, comparing loan products, and recommending the best option based on your specific goals.

How does investment through SMSF work?

Many people who are focusing on building wealth for their retirement, much prefer to have full control on how their superannuation is invested. A Self Managed Super Fund (or SMSF) allows you to choose how to invest your funds, like buying an investment property. Your accountant will need to set up the SMSF and it's important to get advice from a financial adviser as well. The investment property sits in the trust linked with your SMSF until it is paid off. The best thing about investing through your SMSF is that it doesn't impact your personal borrowing power! Chat to our team at Mortgage Choice in Essendon if you would like some more information.

Let's make it happen

Our team at Mortgage Choice in Essendon are passionate about helping investors build their property portfolio, backed by an investment loan that suits their finances.

Visit our office at 94 Fletcher Street, Essendon. We can also chat by phone, video or in-person across Essendon, Moonee Ponds, Brunswick, Coburg and across Melbourne.

Call: 0433 417 078 Book a free review

Mortgage Broker Essendon, Moonee Ponds & Coburg

Our refinancing team in Essendon can help with:

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~