Award-Winning Mortgage Brokers in Sunnybank and Mt Gravatt

Call: 0421 669 163

Our Mortgage Brokers in Sunnybank & Mt Gravatt provide you with award-winning expert Home Loan and Financial Advice. We are also helping all customers in, Belmont, Nathan, Robertson, MacKenzie, Burbank, and more.

Ph: 0421 669 163 and get your free financial health check today!

我们同时也提供普通话和粤语服务.

Call Us Mortgage Choice Brisbane City
Office - 0421 669 163
Fax - 07 3211 8944

Open Hours Mortgage Choice Brisbane City
Monday - Friday: 8:30am - 5:00pm
After hours by appointment
Free Appointment

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Start your home loan journey today

At Mortgage Choice in Sunnybank and Mt Gravatt, we want you to enjoy the excitement of buying a new home or investment property, that's why our goal is to make the home loan process as simple, smooth, and stress-free as possible for you.

The team at Mortgage Choice in Sunnybank and Mt Gravatt have extensive knowledge of finance lending and offer our professional advice for a wide range of requirements, including:

First home buyer finance;
New home finance;
Property investment loans;
Home loan refinancing;
Fixed, variable, and interest-only home loan packages;
Debt consolidation;
Commercial finance;
Personal and car loans;

What's so special about us? We're glad you asked!

We do the shopping around for you.

With hundreds of home loan products available, finding the right one can be understandably overwhelming if you're not sure what to look for. That's where we come in! Together we will work out what will be best suited to your lifestyle and budget. From there, we'll do all the shopping around and research for you from our panel of over 20 lenders, to find the loan that's just right for you!

We do all the legwork along the way.

Not only do we find the right loan for you based on your needs, we also manage the entire process on your behalf from application to settlement. This means you won't have to worry about all the paperwork, phone calls, and running around because we'll do it all for you!

We don’t charge to find the right loan for you

We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

We provide a holistic financial service.

Our brokers can also help you source credit cards, car loans, commercial loans, asset finance, deposit bonds, and risk and general insurances.

Talk to our award-winning team of mortgage brokers today by calling 0421 669 163 or simply booking online.

We look forward to working with you!

Part of Top Brokerage in Australia

As a local franchise of Mortgage Choice, we are incredibly proud to be part of such a prestigious group and to have contributed to the company's success. We are committed to upholding the same high standards of service and support that have made Mortgage Choice the top brokerage in Australia.

Our Commitments

At Mortgage Choice Sunnybank and Mt Gravatt, we understand that every customer has unique needs and circumstances, and we are dedicated to providing personalized solutions that are tailored to each individual. Our team of experienced brokers has a deep understanding of the local market and can provide expert guidance on a range of home loan options, including variable and fixed-rate loans, construction loans, and more.

Our range of services

We also offer a range of ancillary services, such as financial planning and insurance, to help our customers achieve their long-term financial goals. With our comprehensive range of services, we are confident that we can provide our customers with a complete solution for all their home loan and financial needs.

Involvement in the community

As a local business, we are deeply invested in the communities we serve and are committed to supporting our customers in any way we can. Whether you're a first-time homebuyer, an experienced investor, or simply looking to refinance your existing home loan, we are here to help you achieve your financial goals.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Special thanks to Clare who showed full ownership of my refinance and always willing to help. Highly recommend whoever considering refinance or homeloan. ??? ???

youn
19 May 2025

I honestly couldnt have asked for a better broker. From the very beginning, David made me feel supported and informed every step of the way. No question was ever too small, and he always took the time to explain everything clearly. Buying a property can be overwhelming, but David Wang made the whole process so much easier and less stressful. I truly felt like I had someone in my corner the entire time. Thank you for your patience, professionalism, and genuine care Im so grateful

Sarah
13 May 2025

Absolutely stoked with the service Darren provided He handled our loan application with incredible efficiencysuper quick, safe, and reliable. Cant believe we got the approval letter within just ONE day. Totally blew our minds in the best way If youre looking for someone who really knows their stuff and gets things DONE, Darrens your guy. 100 recommend

23 April 2025

We are very grateful to Clare for helping us get the loan. She was extremely professional. She analyzed every step carefully for us and answered any questions we had. The whole process was very smooth. We are really very thankful to her. We also appreciate her team very much.

22 April 2025

My dealings with Darren has been professional and providing a seamless experience with our loan application and he has been very responsive and always willing to answer our questions.
Highly recommended for anyone looking for broker.

S
11 April 2025

Darren is a great operator who works tirelessly for his clients. Thanks for your help Darren and I look forward to building my property portfolio with your help

Leena
11 April 2025

Darren helped us again but for refinancing this time. Exceptional advices - totally recommend

10 April 2025

We were extremely satisfied with the service provided by Darren. He was consistently available whenever we needed assistance and demonstrated a strong commitment to finding the best possible solutions at every stage of the process. Overall, we are very pleased with the experience and highly recommend his services.

Dom
10 April 2025

Darren provided exceptional, professional, and detailed service throughout the entire mortgage process. His expertise made everything feel easy and simple, and he really took the time to ensure I understood every step. Thanks to his careful approach, the whole process felt effortless, and my anxiety was greatly reduced.

Esther
06 April 2025

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04 April 2025

再贷款指南

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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