Mortgage Broker Eltham | Home Loans Eltham

Our Mortgage Broker Eltham team

Eltham, located just 20 kilometers northeast of Melbourne’s CBD, is a unique suburb known for its village charm and scenic beauty. With its lush bushland, picturesque parks, and inviting walking trails, Eltham offers a peaceful escape while staying well-connected to the city. The area boasts a vibrant arts scene, local markets, and a variety of excellent schools, making it a top choice for families and those who value a close-knit community.

Looking to make Eltham your home? Our Mortgage Broker Eltham team is here to guide you through every step—contact us today to get started!

Why use Mortgage Choice in Eltham?

With so many home loans available from different lenders and banks, finding the right one requires time and effort, and a bit of know-how. Our experienced Mortgage Brokers live locally in Eltham and are committed to giving you expert advice that's aimed at achieving your goal. Get in touch with our Mortgage Broker Eltham team!

Here's why clients love our Eltham team:

We have years of mortgage broking experience and know where to look for a loan that will achieve your property goal.
We have access to over 35 of Australia's best lenders - including the big banks and specialist lenders.
We offer simple, straightforward advice and isn't affiliated with any lender, so you know it's advice that's got your best interests at heart.
Our Mortgage Broker Eltham don't sell, we inform. We're not here to sell a product. We simply let you know the options that are going to achieve your goal.
We do all the legwork from application to settlement and even remind you when it's time to refinance

Our Home Loan Calculators

Our Mortgage Broker service in Eltham is free

As a Mortgage Broker in Australia, our home loan service is free of charge. It means you have access to the expertise and knowledge our Mortgage Broker Eltham team has built over years - without having to worry about the cost. We think it levels the playing field and gives you the best chance at a great outcome on your home loan.

What our Eltham clients say

"The Mortgage Broker Eltham team and in particular Brendan were nothing but amazing. Brendan answered all questions and concerns throughout the property buying process and was there until settlement date. We wanted someone who would be open and honest and Brendan is all that - down to earth and willing to tell you exactly how it is. I cannot speak more highly of the team." [Paris, Eltham]

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Our local Eltham team

Our experienced Mortgage Broker Eltham team offer simple, straightforward advice on your home or investment loan that achieves your goals. Get in touch with us to chat about our free home loan service.

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The local property market in Eltham

Eltham is popular with many residents for its quiet, laidback vibe and bushland backdrop. And you don't have to sacrifice convenience and proximity to the city. Our Mortgage Broker Eltham team can find you a great home loan to match your Eltham purchase.

The average house value is $1,243,750 after a slight drop of -0.5% over the last 12 months. Houses in Eltham are popular, only spending an average of 28 days on the market.
The average unit value is $727,500 after a more significant drop of -9.1% over the last 12 months. The average weekly rent in Eltham is $795 per week, resulting in an average rental yield of 3.6%.
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Home loan FAQs

Do I need a 20% deposit?

While a deposit of 20% of the property value is favourable, it's no longer a requirement for home loan approval. If you have less than 20% you are usually required to pay Lenders Mortgage Insurance or LMI, which is an insurance that protects the lender (not you). Our Mortgage Broker Eltham team can talk you through all your options and how you can purchase with a smaller deposit.

How much can I borrow?

The amount you can borrow will depend on both the lender and your own financial circumstances, like your income, living expenses, credit score and more. Borrowing amounts can differ from lender to lender, so it's about balancing your borrowing capacity, loan and lender type. Do some quick calculations on your borrowing capacity with our simple loan calculator from the Mortgage Broker Eltham team.

Borrowing Capacity Calculator

What does a fixed rate mean?

A fixed interest rate on your home loan means that your interest rate is locked for a certain period of time, usually between 2-5 years. This is great for people who like to know exactly how much their repayments will be, as it locks in your repayments amount for the fixed rate period, no matter what happens in the market. Once your fixed rate period is coming to an end, it's important to chat with a mortgage broker or your bank about your options. Of course, our Mortgage Broker Eltham team are here to help!

Contact our Mortgage Broker Eltham team

Access personalised home loan advice from the team at Mortgage Choice in Eltham. As your local Mortgage Brokers, we service the areas of Eltham, Greensborough, Doncaster, Templestowe, Diamond Creek, but also support clients Australia-wide by phone or video. Book a chat with our team or pop by our office at 739A Main Road Eltham VIC 3095. We would love to see you!

Call the Mortgage Broker Eltham team on 03 9432 5484 or request a call back below.

Call: 03 9432 5484 Request a call back

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Mortgage Broker Eltham

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~