First Home Buyers | Mortgage Broker in Baulkham Hills, Thornleigh & Kellyville

Buying your first home is a huge milestone, but it can feel daunting with so many options and steps to consider. As your Mortgage Broker in Baulkham Hills and across Sydney, I'm here to simplify the process and help you get into your first home sooner. I'll guide you through very step of your first loan journey.

How I can help first home buyers:

• Finding the right loan: As a first home buyer, it's important to choose a loan that works with your budget and contributes to healthy finances in the future. As your Mortgage Broker, I'll help you navigate the different loan options available from our 35+ banks and lenders, and find one that matches your first home goal.

• Understanding your deposit options: Saving for a deposit is one of the biggest challenges when buying your first home. I'll show you how to make the most of your savings and explore ways to turn a smaller deposit into your first, dream home.

• Exploring Government incentives: There are several schemes and incentives designed to make buying your first home cheaper. I'll assess eligibility and help you apply for the relevant scheme, whether it's the First Home Guarantee Scheme or state based grants like stamp duty discounts or First Home Owner Grants. There are plenty of ways to stretch your budget. 

• Coaching and support at each step: From our very first chat, I provide advice and support, no matter what you're hoping to achieve. I'm on hand to answer your questions and give you the information you need.

 

 

Let's get you into your first home

Your first home journey can be a little daunting, and there are literally thousands of options available. I provide clear, expert support at each step of the journey, so you feel confident and informed.

Book a chat with Yvonne

 

Options to buy with a small deposit

You may have heard you need at least 20% as a deposit to buy a home. But the market has changed and there are plenty of ways to buy with less and not pay additional fees. Here are a few options:

• The First Home Guarantee Scheme allows eligible borrowers to purchase with as little as a 5% deposit without having to pay Lenders Mortgage Insurance (LMI).
• Using a Guarantor, like a parent or close family member. They can offer their own property as additional security for your loan, helping you borrow more and also avoid LMI.
• Buy with a partner, friend or sibling, sharing ownership and splitting the required deposit. This can be a great way to combine resources and get into the market faster (and there are some Government incentives available for that too!

 

Start your journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Call 0419 226 924  Book an appointment