Hi, I’m Tony Mustafa, a proud local and small business owner who has spent over 40 years living and working in the Liverpool and Fairfield areas. My mission is simple: to help you navigate the often-complex world of home, Business and asset loans with confidence and ease. Whether you're buying your first home, refinancing, or expanding your investment portfolio, I’m here to make the mortgage process stress-free and tailored to your unique needs.
What sets me apart?
I’ve had the privilege of working across several industries, from finance and banking to sales and marketing. This diverse experience means I understand how to craft smart, personalised finance solutions that make your money work for you. But more importantly, I understand that no two clients are alike. I take the time to get to know your individual financial circumstances and goals, so I can recommend the best options for your specific needs—whether it’s a first home, an investment property, or refinancing to save money.
Real-world stories of client success
Helping a first-time homebuyer achieve their dream
Not long ago, I worked with a young couple, first-time homebuyers, who were feeling overwhelmed by the sheer number of loan options out there. They were unsure which lender would suit their needs and were concerned about qualifying for the right amount. After understanding their financial situation and goals, I was able to find a lender that not only offered a competitive rate but also guided them through the approval process, ensuring they could borrow enough to secure their dream home. Negotiating with multiple lenders and navigating the challenges of a tight housing market, I made sure they had access to the best possible options. Their excitement on settlement day made all the effort worth it!
Helping an investor make smart financial moves
I recently helped an experienced property investor who was looking to grow their portfolio. They had challenges with securing a loan that would keep their cash flow healthy while providing the flexibility to expand in the future. After reviewing their current assets and cash flow needs, I identified an opportunity to refinance one of their existing properties at a lower rate. This not only reduced their monthly repayments but also freed up equity, which they then used as a deposit for their next investment. The result? A tailored solution that allowed them to keep building wealth while minimising financial risk.
Your local expert with deep community ties
My community means everything to me. Having lived and worked in the Liverpool and Fairfield area for over 40 years, I’ve built strong relationships with local professionals—including accountants, financial advisers, and real estate agents—so my clients benefit from an extended network of expertise. Whether you’re buying locally or investing elsewhere, I leverage these connections to give you an edge in the property market.
Why work with me?
I’m passionate about providing transparent, objective loan advice with access to a wide range of lenders. Unlike a bank, which can only offer its own products, I can offer more options, negotiating on your behalf to find the best deal. My commitment goes beyond just finding you a loan—I aim to provide long-term value, ensuring your financial decisions align with both your present needs and future goals.
When I’m not helping clients find the perfect loan, you’ll find me passionately cheering for the Parramatta Eels, chasing that elusive premiership win that has slipped through our fingers since 1986! I’m a die-hard fan, and my wardrobe reflects it—my partner and better half and those close to me often joke that I’m always in either Parramatta Eels or Holden gear, They call it my uniform. My love for Holden, especially the V8 SS Commodores, runs deep, dating back to my first car in 1988—a VN S Pack. And don’t worry, Ford drivers—I won’t hold it against you! I promise I won’t charge you any extra interest or fees just for driving a Ford. Of course, you’ll catch me in my Mortgage Choice uniform too… sometimes!
Let’s work together
Whether you’re purchasing your first home or strategising your next investment, I’ll be with you every step of the way. My goal is to offer you reliable advice, clear communication, and personalised solutions that make the borrowing process easier. Let’s sit down, review your options, and take that next step toward achieving your financial goals.
Feel free to reach out anytime—I’m here to help!
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
