Tony Kutlucan Mortgage Broker in Breakfast Point, Newington, Concord & surrounds

Call: 0428 919 885

Tony is a trusted, reliable and highly experienced mortgage broker who consistently strives to exceed his customers’ expectations in terms of service and outcomes. He takes a client-focused approach, building an understanding of your current financial position before offering considered, insightful advice. He offers a mobile service across Sydney.

Call Us Mortgage Choice Newington
Office - 0428 919 885

Open Hours Mortgage Choice Newington
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Services

Tony provides a comprehensive, end-to-end service with a focus on delivering insightful advice and responding to each client’s individual circumstances. He specialises in residential lending including first home buyers, investors, upgraders and refinances.

Home loans
Investment loans
Refinance loans
Building/Construction loans
Renovation finance
Equity release
Deposit Bonds
Bridging loans
Personal Loans - For Cars, Weddings, Holidays etc
Car and asset finance
Business equipment finance
Commercial property finance
Business loans
Insurance (third party referrals)
SMSF loans
Loan protection insurance

Start your home loan journey today

What is your borrowing power?

When you're ready to purchase your property, it's important to have a good understanding of how much you can borrow. We know that finding out how much you can borrow for a property can be a bit confusing, which is why we have some great resources at your disposal.

Feel free to check out our easy to use home loan calculators here or get in touch with us to discuss your unique situation.

Ready to start your home loan journey with our help?

Find out for yourself why my customers are so happy. I'll make your next purchase an easy one.

Call us on 0428 919 885 today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Tony Kutlucan has this year assisted me in the process of refinancing my home loan as well as helping me obtain vehicle finance.and most recently he has helped me with a home loan top up to assist with renovations. Tony is fabulous to deal with and I highly recommended his services - he is knowledgeable and patient and nothing is too much trouble.

Leanne
22 November 2024

Tony is knowledgeable and has been extremely helpful when refinancing our home. We have used him multiple times and keep going back for his friendly and nothing is too much trouble attitude. Very happy with his service.

30 September 2024

Very happy with the service, Have used Tony twice.
1- to help me buy and get the best package
2- to refinance, again finding me the best package
Provides a very professional and prompt service
Friendly
Have and will be glad to forward his number on so other clients receive a quality service.

Jane
21 August 2024

Very happy with Tonys service. His experience sets him apart from other brokers which helped us achieve a great result. Tonys guidance through the whole process from start to end was above and beyond, highly recommend and would use his services again.

Alexander
19 August 2024

Tony has done a tremendous job, securing the best interest rates and solutions for us. I highly recommend him due to his extensive experience. He dedicated a lot of time to developing the best scenario for us and followed up with other banks to ensure smooth settlements.

jim
29 July 2024

I had the pleasure of working with Tony to organise my finances. He had alot of suggestions to assist us with debt consolidation and getting the best rates available. He worked really hard on our loans, consolidated everything to make it workable and cheaper for us. We actually have saved alot since moving our loans and has made managing our finances much easier. Thank you so much Tony as it was a lo... read more

Sonya
29 July 2024

Found me a great rate for a home loan. Very informative, always available to assist. Highly recommend

Mitchell
12 April 2024

Tony was great to work with from start to finish. As a first home buyer being new to the process, Tony made the process seamless and easy to work through.

Would highly recommend him to anyone needing assistance, particularly in this tough market

Owen
11 October 2023

I worked with Tony on my first purchase and found Tony very reliable, resourceful, and pay a lot of attention to my particular finance situation to get the best outcome on my behalf. Definitely recommended.

Yen
25 September 2023

Tony as my wife and I agree has gone above and beyond not only this time but everytime he has helped us with either refinancing or applying for additionalnew loans. In our latest dealings with Tony there was a few curb balls and added stress in the process of obtaining our loan none of which was caused from Tony which Tony did everything in his power to fix and make run smoothly giving added insu... read more

Daniel
18 July 2023

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.