Refinancing | Mortgage Broker Gymea Bay, Miranda and Caringbah

In a market of changing interest rates, you can always count on one thing: competition. The banks and lenders are fiercely competitive for new business, which is something you can benefit from. Many lenders are offering lower rates, discount periods and better features to attract new customers. Let me simplify the review and refinance of your home loan by taking care of the research and negotiation on your behalf. 

Get your home loan into shape

Refinancing can help you secure a lower interest rate or better features, but it can also help you to access equity for other goals, consolidate your debt, update your loan structure and a whole host of other benefits. Refinancing isn't just about saving money: it's about updating your home loan to make room for your next big goal. As your local Mortgage Broker in Gymea Bay & Miranda, I will advocate on your behalf to get you the right deal for your unique goals. 

You can trust me to:

• Tailor your next steps to your goals: Refinancing could help you achieve not just your short-term goal of saving money, but your medium and long-term goals too. My first step is to talk to you about your property goals, to understand if we could help you consolidate your debt, access equity or even free up some cash for a different goal.
• Advocate on your behalf: As a Mortgage Broker, I know what's fair and competitive in today's market. While you might think what the lender is offering is a great rate, I would know to push for more. It's about using an expert to get you the best outcome. I'm on your side, advocating on your behalf.  
• Talk you through your options: I believe that informed customers make the best decisions. That's why I take you through your options in a clear and simple way, so you know which ones are going to cost you more and why. As your local Gymea Bay Mortgage Broker, I'll support you with the information you need to make a great choice.
• Manage your refinance: If you're ready to go ahead, I'll manage the entire loan process between your new and current lender, dealing with any complexities that might come up. 

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Start with a free review of your home loan

Like the rest of our service, our entire refinancing service is free. And it all starts with a free review of your home loan, to see how it stacks up against the competition. As your refinancing expert and advocate, I approach your current lender to push for a discount first, before taking your loan to the rest of the market and see if any other lenders on our panel will offer you a better deal. In a competitive market, you could save thousands of dollars and years off your loan term.

 

 

Is your home loan competitive?

It's a question you should ask yourself every 12 months. If you're not sure, I can help! As your local Gymea Bay Mortgage Broker, I'll compare your current home loan to thousands of others and see if I can find a better deal.

Find out more about Tom

 

Simple, strategic refinance advice

I'm not here to give you a sales pitch. I'm here to partner with you to achieve your short, medium and long-term goals. The first step is to get in touch! As a mobile Mortgage Choice Broker, I work flexible hours to fit in with a time and place that suits you. We can chat by phone, video or in person across Gymea Bay, Miranda, Caringbah and wider Sydney.

Call Tom Wright on 0437 654 750 or click below to request a call back.

Call: 0437 654 750  Request a call