Debt Consolidation | Mortgage Broker Gymea Bay, Miranda & Caringbah

If you feel like you are constantly making repayments on your debtsbut somehow never getting any closer to the finish line, debt consolidation could put you back in control. As your local Gymea Bay Mortgage Broker, I'll do a thorough review of your finances and show you how debt consolidation could save you money and get you debt-free sooner. Let's get started!

The benefits of debt consolidation

Debt consolidation can be a fantastic way to reduce loan repayments if you have multiple debts like credit card debt, car loan, personal loan or after-pay debt. Some smaller debts can come with interest rates of 20% (or more!), so rolling them into your home loan or one big personal loan gives you access to much lower rates and better features than you could otherwise. Not to mention, it will make your finances much easier to manage and give you one loan to focus on. 

How I can help:

• Step 1: A review of your finances. Sometimes, when you're borrowing for something you don't look at the debt in the context of your whole finances. As a loan expert, I first sit down to look at your finances holistically to review what you owe, what the interest rates are and how you could save. Many clients come to me embarrassed about the state of their finances, but there's no judgment here.
• Step 2: Recommendations. After doing some research and putting together a debt consolidation strategy for your finances, I'll sit down with you and chat through the options including the costs and savings of each one. Time and time again, I've seen what a huge difference debt consolidation can make to the finances and lives of my clients. 
• Step 3: Implementation. You can relax while I take on all the legwork to implement your plan. That will mean applying for a new larger loan and paying out your current debts, so you instead have one loan to focus on. It's going to be the first step in a larger journey to your next goal. 

Compare interest rates

Not sure about your credit score?

If you have a bit of a spotty financial history and are worried about your credit score, don't worry - I'm here to help. Plenty of Australians have struggled with a low credit score in the past, either due to their own financial struggle or even a previous relationship.

As your local Mortgage Broker in Gymea Bay & Miranda, I'm here to help you achieve your next goal, no matter where you are in your financial journey. Your first step might be to get your finances under control, which will help you clean up your credit score in the process. Let's figure out your short, medium and long-term goals and get to work on making them happen. 

 

 

Let's get you back in control

There's nothing worse than feeling out of control when it comes to your money. Debt consolidation paired with expert advice could get you paying off your debts and saving for your next goal. I would love to help you!

Find out more about Tom

 

Simple, strategic loan advice

I'm not here to give you a sales pitch. I'm here to partner with you to achieve your short, medium and long-term goals. The first step is to get in touch! As a mobile Mortgage Choice Broker, I work flexible hours to fit in with a time and place that suits you. We can chat by phone, video or in person across Gymea Bay, Miranda, Caringbah and wider Sydney.

Call Tom Wright on 0437 654 750 or click below to request a call back.

Call: 0437 654 750  Request a call