Refinancing | Home loans Balgownie, Fairy Meadow & Wollongong
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Refinancing your home loan
Do you feel like you’re locked into a less-than-ideal home loan? You don’t have to be! There’s a common misconception that you are stuck with one loan until you pay it off, but changing your loan can actually have several significant benefits.
The benefits of refinancing
When you switch to a new loan, whether with the same lender or a different one, you can potentially gain many advantages, including
- Reduced or eliminated account fees
- Shortening the length of your loan
- Gaining features such as redraw
- Accessing your equity
- And of course, lowering your interest rate to reduce your repayments!
And best of all, the process doesn’t have to be difficult or time-consuming when you work with Tim as your local mortgage broker. He will do all the legwork to make sure you will be getting a better deal with your new loan, so there’s no need to worry about being stuck with any unexpected switching costs. It really couldn’t be easier to refinance when you do it with Tim at Mortgage Choice in Balgownie.
When should you think about refinancing?
In the current economic climate, there’s never been a better time to refinance and secure yourself a better deal. We recommend chatting to us about your options if
- Your loan is a few years old, or you haven’t looked at it in a few years
- You are about to come off a fixed rate
- You have multiple debts to consolidate
- You are unhappy with your current lender
- Or you just want to save some money on your repayments!
Whatever your reasons for refinancing, Tim is here to help you on your journey. Simply get in touch with him today for a discussion about your options.
Free home loan review
If you’re not sure whether you could benefit from refinancing, book your free loan review with Tim Manuel, your Balgownie mortgage broker, today. He will take the time to listen to your specific circumstances and make helpful, practical recommendations about your path forward.
Learn about refinancing
Expand your knowledge with our free downloadable guide, filled with everything you need to know about the refinancing process.
Tim Manuel is ready to help you find a better loan deal - talk to him today on 0412 078 230
Tim can also assist you with:
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
