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Tim Leonard

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Average client rating
5/5 From 301 Reviews

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I can't even begin to thank Tim, Jessa and the whole team for their incredible assistance in our approval of a very tricky mortgage application. I honestly don't know if we could have got it over the line without their help. Tim is exceptionally positive, always willing to take on any challenges seen or unseen, and never gives up. I couldn't trust these guys more and will continue to send anyone I know looking to buy their way. Give them a call, you won't find any better I can promise you that much. Thank you so much team, I'm so grateful you had our backs through this. Now our kids finally have a stable home to grow up in, what a blessing Call them now X

Sophie
18 December 2024  

 

Myles
26 November 2024  

 

Tim and Jessa and the team have handled all of our loans over the last 15 years, from when we were nervous first home buyers, then refinancing for a better deal, to purchasing our family home, and through to purchasing investment properties. We have always been confident that we were getting the best interest rates through Tims connections and good standing. We will be working with Tim and the team again in the future and highly recommend them to anyone whos after the best rates and genuinely caring service.

Alex
15 November 2024  

 

Tim assisted us with our commercial loan for our factory and made the entire process easy seamless. While we are no strangers to applying for loans, this was our first time purchasing via our superfund which was quite daunting. Tim's expertise shined through our dealings with him and the team - we couldn't be happier. Thank you Mortgage Choice for your wonderful work.

Stephanie
11 November 2024  

 

Daniel
07 November 2024  

 

We are so grateful to Tim, Jessa and Abby for all their assistance and support in enabling us to purchase our first home this week. From the very first meeting, Tim made what felt like quite a daunting and complex process so easy and straightforward. Within three months weve purchased an amazing family home which just simply wouldnt have been possible without the hardwork poured in to our application by Tim and the team. Communication was always quick, any questions we had were always answered and their service was second to none. Theres no one else I would recommend for personalised service and we hope to continue to work with Tim for years to come. Thank you for helping our dream become a reality

Rhian
11 October 2024  

 

Awesome prompt service, top team of experts. We highly recommend.

Mike
03 October 2024  

 

Really good service - made the house purchase very easy and kept great contact throughout.

Trnd
12 August 2024  

 

Amazing service as always. Above and beyond my expectations.5 star all the way Will recommend and have recommended friends. Well done again You helped me achieve my dream home with the amazing terrace and view I longed for.

shane
09 July 2024  

 

Sincerely grateful for the expertise and support by Tim and the team You all went above and beyond, and the efforts behind the scenes were undeniable. I was treated with such kindness and respect, despite the silly questions So professional and knowledgeable in your guidance, and the communication was so reassuring and essential for a stress-free experience.
Thankyou Tim, Jessa and all team at Mortgage Choice Bayside. From the most grateful single-mum and home owner X

Laura
04 July 2024  

 

Superb service from Tim, Jessa and the team. Cannot recommend highly enough. Great communication and all round pleasure to deal with. Thanks guys.

Danny
28 June 2024  

 

Tim and the team were fantastic. Were so pleased we decided to go with them for refinancing our mortgage. They fought hard for us to get the best possible interest rate, and were thrilled. We would happily recommend them Kim Jay

jay
28 June 2024  

 

Great team, always responded quickly to my queries. Definitely recommend.

Kerry
24 June 2024  

 

Excellent support throughout the process.

M
22 June 2024  

 

Petrae
18 June 2024  

 

Very happy with service received. Professional, capable, and friendly staff. Highly recommended.

Marc
13 June 2024  

 

Have used Tim and the team on several occasions now. Communication throughout the process is next level and nothing is ever a problem Thank you

Nathan
13 June 2024  

 

We have been working with Tim and the team for over 15 years. From our first off the plan townhouse, to our first family home and now a knockdown rebuild. We cant recommend them highly enough. Always goes above and beyond to make sure we are getting the best rate, even when we havent engaged with him for a while .

Louise
27 May 2024  

 

I had a great experience working with Tim the whole team, Jessa, Jo, Karen, Abby, at Mortgage Choice Bayside for my home loan.

They made the entire process seamless and stress-free they took the time to explain all my options in detail. They were always available to answer my questions and provided prompt, clear, and helpful responses.
Highly recommend.

Jodie
26 May 2024  

 

We have been working with Tim and the Bayside team for over 15 years. We will continue to use the team as we know we can always count on them to provide prompt and clear advice - and save us . Always a pleasure to work with this team of professionals.

Michael
24 May 2024  

 

Toby
13 May 2024  

 

We once again used Tim and his team to navigate the minefield of home loans with our recent purchase of a townhouse. We are selling our current property so it wasnt straight forward but Tim took control, told us what we needed to do and the money came through at a great rate. This is the third time we have engaged Tim over the last 15 years and I cant recommend his team high enough.

John
10 May 2024  

 

Five stars Go above and beyond and they get to it straight away, to get you your loan as soon as possible. Highly recommended

Emily
09 May 2024  

 

Sean
09 May 2024  

 

sohrab
09 April 2024  

 

From the outset, my experience with Mortgage Choice in Bayside has been nothing short of exemplary. The team, especially Tim and Jessa, have demonstrated unparalleled dedication and professionalism throughout the entirety of the process. Their commitment to staying abreast of all developments and maintaining clear, concise communication was evident, as they consistently kept us informed at every stage.

Tim and Jessas responsiveness deserves special commendation. They were readily available to answer queries and provide guidance, extending their support beyond conventional working hours, including weekends. This level of availability significantly alleviated the stress typically associated with the home loan process, ensuring a smooth and seamless experience.

Moreover, their expertise and diligence were instrumental in achieving the outcome we desired. It was clear from our interactions that Tim and Jessa are not only highly knowledgeable in their field but also genuinely invested in the success and satisfaction of their clients.

In conclusion, the service provided by Mortgage Choice, underpinned by Tim and Jessas exceptional support, was outstanding. Their dedication to excellence, responsiveness, and ability to deliver results set them apart. I wholeheartedly recommend Mortgage Choice Bayside to anyone seeking comprehensive, client-centered mortgage services. My heartfelt thanks to Tim, Jessa, and the entire team for their unwavering support and for making our aspirations a reality.

Adriano
20 March 2024  

 

Absolutely wonderful service thank you team

Vanessa
19 March 2024  

 

Fabulous, friendly service- before, during and after securing our loan

Rebecca
29 February 2024  

 

Paolo
29 February 2024  

 

michael
22 February 2024  

 

Thank you to Tim, Jessa, Jo and the team for helping me secure a home loan. Im very satisfied with the service provided as the team were always supportive and responsive right until the end. The team were great to deal with. I will definitely be back again Thanks again.

Zac
31 January 2024  

 

Our experience with Tim and the team was very pleasant and nothing short of professional. Very approachable and accommodating to our needs and desires. Even when challenges presented they were quick to address and made us feel like they were listening and acting in our best interest. Highly recommend.

Dan
29 January 2024  

 

Tim was our initial contact and offered great advice with the information he had - with an exceptional knowledge of the products available. He was quick to activate his whole team and soon we had all the paperwork finished and were approved. What I liked was having someone in my corner dealing with the financial institutions and the settlement process, which took the stress out of it. Any of the team were available to help within a reasonable turn around time. We will definitely be using Tim and the team again.

Jason
18 January 2024  

 

This is the second time Tim his team have helped me, I highly recommend these guys.


16 January 2024  

 

Extremely recommend. Fantastic help all the way through the process. Cant recommend mortgage choice bayside any more.

Dylan
26 December 2023  

 

Tim and his whole team were extremely helpful and professional. They assisted me in every aspect of refinancing my home loan and the whole process was smooth and simple. I highly recommend using mortgage choice for your refinancing solutions. Great team great work

Angelique
22 November 2023  

 

Highly recommend Tim and the team . They have been great to deal with. The whole process was seamless .

Simone
05 November 2023  

 

I could not recommend Tim, Karen, Abby, Jessa and Jo enough.
They helped guide us through the home loan process from pre-approval to final settlement as first time buyers.
They were always at the end of the phone or email to answer our queries along the way and they made what could have been a very stressful experience a pleasant one. We had complete trust in the team and felt as though they were acting in our best interest at all times.
We are now happily in our new home and could not be more grateful to the team for making that happen.
We plan to continue working with Tim and the team in the future and will also continue to recommend them to all of our friends and family.

Laura
24 October 2023  

 

My partner and I have just moved in to our first home together with the help of the amazing team - Tim, Karen, Abby, Jessa and Jo.

Prior to meeting Tim we were so overwhelmed with information and confused as to where to even start with getting a mortgage. We spotted Tim recommended online and thought wed give him a ring to see if he could point us in the right direction. Tim got back to us immediately and was fantastic to work with from day one. He made us feel so comfortable asking what felt like silly questions and went above and beyond to make sure the process went smoothly from start to finish. We trusted Tim and the team completely to work in our best interests and they were transparent throughout which put us at ease knowing timeframes and managing expectations.

We will continue to recommend them to our friends and family and anyone else who is listening.

Thank you for all your help

Alex
24 October 2023  

 

Tim and the team at Mortgage Choice in Bayside has been brilliant to communicate with and are absolute professionals in their field. I would highly recommend their services.

Daniel
23 October 2023  

 

We have just refinanced with Tim and his team at mortgage choice and are so happy with how easy and quick the process was. I highly recommend using them if anyone is looking at refinancing or needing a new home loan.

Stefan
21 September 2023  

 

Tim his team have been so amazing helping us in all our financial needs. Opened our eyes to things we didnt even think of Very friendly, professional efficient - will most definitely be using this team for all our future finance needs

Briley
21 September 2023  

 

I have known Tim Leonard for many years and have used Mortgage Choice Bayside on a number of occasions, the most recently this month, August 2023.

It can be quite daunting being a single female trying to navigate my way through refinancing my home loan. The support provided by Tim and his team is nothing short of amazing. Nothing is too much trouble. Each step of the way was made easy with constant updates and help from filling out forms to answers to many of my queries.

I keep coming back to Tim and his team as each and every time I have been provided with exemplary service and understanding. Tim shows a genuine interest in getting the best outcome and does so with complete integrity at all times.

I highly recommend Tim and his team at Mortgage Choice Bayside and thank them all for their great work

Kerrie
30 August 2023  

 

Tim makes the whole process seamless and easy. He is honest and his team offer a tremendous support.

OGPS
08 June 2023  

 

Tim and the team at Mortgage Choice Bayside have been extremely helpful since day 1 of working with them. They gave me alot of confidence through the whole process and reassured any confusions and inquires I had. 5

Ewing
07 June 2023  

 

Tim and the team provide a great service that helps take the stress out of complex financial decisions. They're prompt and always available to offer strategies in finding the best mortgage solutions.

Glenn
02 June 2023  

 

Tim, Jo and Jessa were amazing with my complex mortgage needs. I was selling two houses, purchasing another, and needed access to a bridging loan. They initially helped me refinance to access better rates and the ability to get a bridging loan, then helped me get excellent rates on my new loan for my new house. I can't recommend them highly enough Thanks team.

Ashley
30 May 2023  

 

Tim and the team at Mortgage Choice have always been attentive with my needs around property purchase and refinancing. Attention to detail and processed in a timely manner.

Jan
30 May 2023  

 

Tim Leonard and the team at Mortgage Choice went above and beyond for us to secure our dream home. As first time home buyers we received the support we needed through what can be a very stressful and confusing process. Tim was recommended to us by two other friends and we have no problem in passing on that recommendation.

Anthi
19 May 2023  

 

I have been with Tim for a number of years. He has fantastic communication and is very reliable. Couldnt rate him highly enough.

james
18 May 2023  

 

Tim and the team have been amazing to work with, taking me through various options, clarify my understanding and been patient with me due to my irregular schedule. I have never felt rushed and would highly recommend Tim and the team at Mortgage Choice

Chantapon
02 May 2023  

 

Great Service. Attentive and always looks for solutions. Thanks Tim

Thindika
29 April 2023  

 

Tim and the team at Mortgage Choice helped us through a refinance and new purchase in quick succession. They were diligent, easy to work with and answered our many questions.

Andrew
13 April 2023  

 

Tim Leonard and the rest of the crew went above and beyond, in and out of hours to help me achieve my goal. I highly recommend Mortgage Choice Mentone for any financial assistance that you are searching for to achieve yours.

Glen
30 March 2023  

 

Tim and the team were fantastic . Swift , thorough and so helpful. Their knowledge and experience was exceptional.

Kelly
30 March 2023  

 

Tim, Jessa and team have been extremely helpful over the last few years. From assisting us in buying our first home to reducing our rising interest rate. Thanks team

Janella
29 March 2023  

 

Great service

Christopher
29 March 2023  

 

When we started researching to invest in property, the first thing we learnt is how important it is to have a great team around us.
Thank you Tim and your team. It has definitely been a big learning experience but we truly appreciate the effort youve all put in to help us achieve this outcome.
Thanks again.

Anne
27 March 2023  

 

Tim, Jessa and the team were amazing, we had some complexity with our financing but nothing fazed them and they were a delight to deal with and very informative and responsive throughout.

Kevin
08 March 2023  

 

I came to Tim nearly three years ago wanting to buy my first home. He provided me with so much advice and guidance over the years and was very patient. I finally decided on a property, three years later and I could not be happier with the continued support over the years. I will be keeping in touch with Tim and the wonderful team including Jessa Abby at Mortgage Choice in Bayside, I highly recommend

Anita
05 March 2023  

 

Tim and his team at Mortgage Choice in Bayside helped us remortgage our investment property and got us a great deal. It was an extremely tricky application as we are based overseas, but they stuck with us through the whole process and really went above and beyond with their time and effort.

Robert
19 February 2023  

 

Tim was amazing guiding and supporting me through the buying of my first property. Would highly recommend his friendly professional service to all

LOUISE
17 February 2023  

 

This is the second time we've worked with Tim and his team and we would be more than happy to recommend his services. All of his team are exceptionally knowledgeable and were able to renegotiate a great rate for our home loan. Thanks again to all the team at Mortgage Choice in Bayside

Daniel
14 February 2023  

 

Tim and the team were a great help in helping us buy our first home. They were always able to answer any questions we had, assisting us along every step of the way. I would recommend Mortgage Choice Bayside to anyone looking to buy

Nicholas
14 February 2023  

 

Amazing broker, highly recommend.
The team at mortgage choice particularly Tim and Jessa who I primarily dealt with are so helpful and supportive. Tim was open to answer all of my questions along the way with patience, and often set my mind at ease with his calm manner and extensive knowledge. The team worked highly efficiently and got everything over the line promptly, whilst keeping me informed. Would be my first choice to recommend to others. Thanks Tim Mortgage Choice Bayside, you guys are the best

Katie
25 December 2022  

 

Tim and the team were amazing to deal with. Well forever be grateful for their patience over our almost twelve month hunt for the house of our dreams A personal touch to what can otherwise be a stressful experience. Thank you

Alex
10 November 2022  

 

Tim is doing the awesome deals for me many many years .Tim is best broker you can asked for he is very very professional and great insight in financial and lending space .He is super helpful and very reliable and he will make it happen for you no matter what . I doubt if anyone else could match his customer service simply fabulous .I can't recommend him enough I wish there is more than 5 stars.

Neeraj
08 November 2022  

 

Have had a great experience working with Tim and his team on more than one occasion. Always willing to take the time to explain the process and assist throughout. Never a missed email, great communication across the board.

James
08 November 2022  

 

Tim and the Mortgage Choice Bayside team have looked after myself and my wife for over 10 years, originally helping us secure our first home in a challenging environment. I couldn't count the amount of times Tim put my mind at ease in the lead up to signing contracts while dealing with agents and solicitors. Tim always helped me remain calm and we wouldn't be our home now if it wasn't for his hard work and knowledge of the industry.
Great team to have on your side and always appreciated.

Dominic
08 November 2022  

 

We are delighted with the service Tim and Jessa provided us that led to finding the right home loan for our circumstances and with no fuss. Tims availability and fast responses were excellent including clear and uncomplicated communication. We highly recommend this great team of professionals.

Nona
24 October 2022  

 

Mateo
23 October 2022  

 

This is the second time we have used Tims services. He was very professional, patient and had clear communication throughout the process.
Jessa was also incredibly helpful during the application process. She provided us with regular relevant updates and she responded to our questions in a timely manner.
I will graciously recommend your services to our friends and family.
All your help is much appreciated Big Thanks

Sapna
28 September 2022  

 

Being a return customer to mortgage choice Bayside.. I'm even more impressed with the professionalism, service and value.. things went pear shaped for me at the last minute.. and Tim and Jessa made it all feel under control, easy.. and I'm in my new place on the settlement date. Love you guys And hope to be back house shopping with you soon

Brie
25 September 2022  

 

 

I am writing this to express our gratitude to you and your team. We are grateful to your professionalism for handling our case promptly and making the whole application process so much smoother.

It's always pleasure to work with you Tim. You will always be our first choice for mortgage service. Still remember how naïve we were when we first met you in 2015 for the purchase of our first property. You guided us so well then and now through-out the whole process. We are amazed by your professionalism and work ethics.

Special thanks to you Jessa, for always keeping us informed about our application process. You are just amazing!!!

I will graciously recommend your services to our friends and family.

All your help is much appreciated!!! Big Thanks!!!

Sapna Badhan & Bhuwan Panwar
12 September 2022  

 

Having been with the same lender for years, we decided see what else was on offer. Tim put forward the right product for us immediately. His professionalism, knowledge and expertise was first class, doing everything for us and making the process seamless. Only wish we had done it years earlier. Tim and his team were a pleasure to deal with. We cant recommend them highly enough.
Vaughan Rose Beaumaris

Vaughan
29 July 2022  

 

As a first-time buyer I was really unsure of what the mortgage process was or how I could make good decisions in the face of all the complicated information that comes with loans and property purchases. Tim was amazing at helping me with those decisions and giving me reassurance during the trickier moments. In addition to his financial expertise he brings great knowledge and experience in the property market generally and was really generous with sharing that with me and being a bit like a coach through the various stages. He did a great job at communicating with the other parties involved in the purchase and was virtually always available when I needed him, which I really appreciated. Very grateful to Tim and his team for helping me during these life-changing few weeks - thanks guys

Ian
29 July 2022  

 

The team at mortgage choice Bayside were excellent to deal with, extremely knowledgeable and efficient in getting our home loan Over the line. There was nothing that was to hard and they took the time to answer any questions in a very quick manner So much so we wont use anyone else in the future.

britt
28 July 2022  

 

Tim has gone above and beyond to find me the best home loan. Really appreciate the time and effort he put in helping me with this big decision

Niels-peter
17 June 2022  

 

Tim, Jessa and colleagues were wonderful - very professional, efficient and great communicators. We felt reassured that our home loan would progress with no issues, and this was indeed the case. We will always come back to Tim and team for their exceptional service.

Kathryn
14 June 2022  

 

Rebecca
14 June 2022  

 

Angela
15 May 2022  

 

Tim, Jessa and the team were fantastic to deal with when we needed assistance in finding a home loan. They made the process extremely easy and stress free.

Josh
15 May 2022  

 

We've been working with Tim and his team for 11 years and in that time they've supported us to regularly review our loan and to change banks twice to secure the best home loan deal available to us. In our recent change the whole process ran smoothly due to the brilliant communication - any questions we have were always responded to quickly which gave us a lot of confidence
throughout the process. Thanks Tim, we look forward to continuing to work with you and your team in the future

Jess
15 April 2022  

 

Tim Leonard and the team - wow.
They were so wonderful to deal with, answered all of my questions and truly had the highest standard of professionalism the throughout the whole process.
Thank you.

Tailz
15 April 2022  

 

Hi Tim and Jessa
Thank you both for all of your support, patience and guidance regarding getting the right fit for financing our new home. Despite a few challenges and increased stress levels at times due to our property type, we had confidence that you guys would make it happen
We have moved in and starting to settle into island life quite easily and so grateful that you played such a huge part in making this transition happen.
So once again thank you. We are very grateful
Sincerely,
Kerri Craig R.

Kerri
15 April 2022  

 

The team were absolutely wonderful. We had a few slight challenges arise during our house purchase, however the team were incredibly knowledgeable, helpful and above all communications were always on point. We will look forward to working with them again in the future.

chantelle
15 March 2022  

 

Tim and the team were able to turn around our application in a very short amount of time and meet our settlement date which we were very grateful for All through the pre approval stage, Tims team gave us the confidence we needed to go after our dream property and assistance with our budgeting. I would recommend trusting Tims team with your loan applications as the personal service and attention to detail was exceptional.

Benjamin
13 February 2022  

 

Michael
13 February 2022  

 

We had a fantastic experience with Tim and his team. Tim has helped us out with a number of home loans our first home loan, refinancing it and now a new loan for an investment property over the past 10 years, They really went above and beyond for the whole process to take care of us and provide the best package and service. We got the property just a week before Christmas and have been very stressed if they can manage it up to our settlement date and we got an outstanding support from him and Jessa. they were happy to work through the Christmas period and communicate with us all the time. Tim is not just a mortgage broker for us , he has made a strong trust bond during these years and we feel that we have an amazing friend at Mortgage Choice Bayside. As we have done before, we will highly recommend them to our friends in the future

Farnaz
13 February 2022  

 

Tim and his team completed my original Home Loan and Refinance. Tim did all the hard work, making it very easy to understand each process. Tim made sure my finance goals were achieved.

Luellen
14 December 2021  

 

To say Mortgage Choice Braeside has been helpful is an understatement.
Tim and his team have been nothing but supportive along my journey to buy our first property and then expand on our property portfolio leaving no stone unturned to get me and my family the best deal.
Tim shows an enormous amount of patience with all his clients and in such a pressured situation portrays calmness to his clients.
If you want the best broker in Melbourne do not hesitate, call Tim and his team and Mortgage Choice Bayside.

Dalton
14 December 2021  

 

Tim was really helpful and would recommend him to everyone

olivia
14 December 2021  

 

Natalie
14 December 2021  

 

Tim was very professional and was able to provide us with a fantastic rate whilst being very pleasant to deal with. I thoroughly recommend him.

Cate
14 December 2021  

 

Couldnt recommend Tim and his team more highly. They listened and aligned us with the most suitable institution that suited our needs. The process and communication was second to none.

Michael
13 November 2021  

 

Highly recommend Tim the team. Very efficient operation, as well as providing a friendly and professional service Made the whole process a very smooth one

Jake
13 November 2021  

 

Tim was recommended to us by a colleague. He was extremely easy to deal with, guided us through the process with excellent knowledge of products available and his team were super responsive to our questions in a timely manner. We would definitely recommend Tim and his Mortgage Choice team to anyone looking to refinance or finance new loans.

Chris
13 November 2021  

 

I highly recommend Tim and the team at Mortgage Choice Bayside. They are efficient, friendly and professional. Transferring lenders can be an overwhelming process, but the team supported me the whole way, making the experience stress free.

Sophie
13 November 2021  

 

 

Highly recommend Tim & the team. Very efficient operation, as well as providing a friendly and professional service! Made the whole process a very smooth one!

Jake David
21 October 2021  

 

Tim has been a fantastic advisor and assistant to help us manoeuvre through the difficulties we had to get a mortgage for our new house. Everything seemed to be against us, being in a lockdown, changing banks and more than expected updates of paperwork. We were very happy when at the end everything worked out, not in the last place thanks to Tim.

caroline
14 October 2021  

 

Tim made my first home purchase which was quite daunting much less stressful, explaining and helping me through every step of the way. The whole team were very easy to deal with, always keeping me informed and updated throughout the whole process. They were very responsive to all my queries and was always available to provide advice. I would highly recommend Tim and the team at Mortgage Choice Bayside.

Siripansa
14 October 2021  

 

 

Absolute delight to work with. Tim and his team are top class operators.

William Gordon Alexander
21 September 2021  

 

 

Tim has been a fantastic advisor and assistant to help us manoeuvre through the difficulties we had to get a mortgage for our new house. Everything seemed to be against us, being in a lockdown, changing banks and more than expected updates of paperwork. We were very happy when at the end everything worked out, not in the last place thanks to Tim.

Caroline van Dijk
21 September 2021  

 

 

Tim and the team at Mortgage Choice Bayside were great at talking us through our home loan options. We got our place and settled on time. Having done 99% of the process on the phone, Tim's experience made us feel much more comfortable in navigating something we hadn't done before. His connections in the area provided us a team that worked together and got the job done.

Nick Ward
21 September 2021  

 

Tim and the team at Mortgage Choice Bayside were professional and responsive to all our inquiries throughout the whole process of our house purchase. As an older couple seeking to buy a house many institutions turned us down but Tim was so encouraging from the beginning and he was able to offer us several opinions. Tim definitely helped to make the process less stressful and I highly recommend this business.

Jeanette
14 September 2021  

 

Very professional, helpful and patient regarding questions. So helpful getting us a bank loan quick and what you need easy.
Fantastic customer service very friendly and take your time when you need

Kurt
14 September 2021  

 

Tim and the team were great at talking us through our home loan options. We got our place and settled on time. Having done 99 of the process on the phone, Tim's experience made us feel much more comfortable in navigating something we hadn't done before. His connections in the area provided us a team that worked together and got the job done.

Nick
14 September 2021  

 

Tim was very professional and kept us in the loop at all times. There were a couple of little hiccups from the bank's side, but Tim was very quick and thorough when it came to those issues. I've used other mortgage brokers in the past, but wouldn't use anyone but Tim in the future.

Fyonna
14 September 2021  

 

Absolute delight to work with. Tim and his team are top class operators.

William
14 September 2021  

 

 

Tim was very professional and kept us in the loop at all times. There were a couple of little hiccups from the bank's side, but Tim was very quick and thorough when it came to those issues. I've used other mortgage brokers in the past, but wouldn't use anyone but Tim in the future.

Fyonna Wilson
23 August 2021  

 

 

Very professional, helpful and patient regarding questions. So helpful getting us a bank loan quick and what you need easy. Fantastic customer service very friendly and take your time when you need.

Kurt Iopo
23 August 2021  

 

 

Tim and the team at Mortgage Choice Bayside were professional and responsive to all our inquiries throughout the whole process of our house purchase. As an older couple seeking to buy a house many institutions turned us down but Tim was so encouraging from the beginning and he was able to offer us several opinions. Tim definitely helped to make the process less stressful and I highly recommend this business.

Jeanette Russell
20 August 2021  

 

Tim is our trusted broker. He helped us with our first home and now the investment property.
Tim and his team is professional, always responsive and passionate with what they do - and they goes far beyond that as you are treated like friends.
With the cutting-edge complicated tools he uses not bluffing on that, options reports come to you with his insights, it's never easier to make decisions.
We feel lucky to have Tim take care of our mortgage.

Zilong
14 August 2021  

 

Zane
14 August 2021  

 

 

Tim is our trusted broker. He helped us with our first home and now the investment property. Tim and his team from Mortgage Choice in Bayside is professional, always responsive and passionate with what they do - and they goes far beyond that as you are treated like friends. With the cutting-edge & complicated tools he uses (not bluffing on that), options & reports come to you with his insights, it's never easier to make decisions. We feel lucky to have Tim take care of our mortgage.

Zilong Wang
09 August 2021  

 

 

We used Mortgage Choice Bayside to help arrange the finance for our first home. Tim and his team have always given us great advice, been quick to respond and proactive. We keep in contact regularly regarding changes and will continue to do so as our plans change in future. We would recommend Tim for those who want a no fuss approach and honest advice.

Scott Fitzgerald
26 July 2021  

 

We were really impressed with the excellent and friendly service that Tim and his team provided. As a mortgage broker, they more then delivered on their promise of finding the best option for us.

Nick
15 July 2021  

 

Always there for me and gave me, as a first home owner, the confidence to feel secure and up to date with the purchasing and settlement process. Will use again

grace
15 July 2021  

 

Tim was very helpful, efficient and always willing to answer any questions. He ensured that what could have been a very stressful time, was smooth and manageable. I would highly recommend him and his team.

Julie
15 July 2021  

 

Tim and the help were highly professional and helpful through the whole process. Would not hesitate to recommend to others.

Max
15 July 2021  

 

Tiffany
15 July 2021  

 

Extremely professional and friendly team at Bayside Mortgage Choice, who were able to help get us approved for our first home, within a very tight timeframe

Nicholas
15 July 2021  

 

These guys work hard to make it all happen easily - on the spot ifwhen anything changes. Great work Tim, Jessa and all the staff.

David
15 July 2021  

 

Brij
15 July 2021  

 

I've known Tim since 2009, bought my first home a couple more since with his help. Tim and his team are very professional, easy to deal with and very responsive. I have contacted Tim and his team at very odd hours and always got a response straight up. MC Bayside always gives you the best options available from the market and they've always explained the pros and cons of all the presented options. Needless to say, I have never gone anywhere else for my mortgage needs and never will. Cant thank Tim enough for his support all this time.

Harsha
15 July 2021  

 

I have worked for many of Tim Leonard's clients over the years and everyone of them has told me how happy they are with his service. He's right up there with best mortgage brokers I know. Friendly and professional, what more can yu ask for You will not be disappointed with his service.

Paul
15 July 2021  

 

Paul
15 July 2021  

 

Emma
15 July 2021  

 

Tim and team have helped us now on securing two mortgages. His advice and support throughout, what can be a really daunting experiencing, put us at so much ease. Tim was always happy to answer our calls for any questions we had and left us feeling confident with the decisions we were making for our mortgage and gave us endless amounts of advice and helped us overcome all sorts of hurdles. We could not recommend Tim and his team enough, they all went above and beyond to help us buy our dream home. Tim will always be our go to for all our mortgage questions and needs.

Christina
15 July 2021  

 

Tim and his team were great help from start to finish. Very professional and knowledgeable especially to us buying our first home with minimal experience in this sort of thing. Would highly recommend.

William
15 July 2021  

 

Our time with Tim and his team was fantastic, really went above and beyond for the whole process. Even when Tim wasnt in the office to finalise certain aspects they were happy to work through the Christmas period. It was my first time buying a property in Australia and they made the process so much smoother, talking me through every aspect along the way.
Highly recommend and would definitely use them again in the future.

Matthew
15 July 2021  

 

I recently used Mortgage Choice Bayside with my new home loan. Tim and his team were fantastic, always available and always helpful. In what can be a daunting process, I was guided through each step of the way and always kept informed, making it all a lot less stressful. I can can highly recommend Tim and his team if you are in the market for a new loan.

Stephen
15 July 2021  

 

We have been Customers of Tim for over 10 years and during that time he has helped with 2 home investment loans and recently Tim Leonard again provided high professional financial advice, and always with high moral standards, to get Our new home investment loan refinanced with the ANZ Bank .. many thanks again Tim, you're a superstar

Terry
15 July 2021  

 

Tim was great from the first moment. Helping us through several loan options and then every step of the way to get our dream house. Highly recommend Till and his team.

Jonas
15 July 2021  

 

Tim and the team at Mortgage choice in Bayside were amazing through the whole process and even after we settled into our new house. They helped us every step of the way and made a very overwhelming process easier and were always quick to respond with every enquiry.
I could not recommend them highly enough, they were professional, friendly and very helpful.
Our family and friends have used Tims service he was recommended to us through our aunty, best recommendation I have ever had.
Thank you for all your help the team and yourself have been amazing Daniel and I couldnt be happier.

Snezana
15 July 2021  

 

I've worked with Tim twice.
I found the initial process of purchasing my first home stressful and confusing. Tim was the only service that was responsive and truly helpful throughout the whole process. His team is professional, customer focussed and they provide great quality services. I found Tim in particular to be super helpful and he always has a great attitude.
Will definitely work with Tim and team again 5 stars for sure.

Luke
15 July 2021  

 

Tim Mortgage Choice is not only our mortgage broker but he is a trusted friend. With Tims help, we purchased our first land or we can say our first investment property. Tim has spent hours upon hours with us, over the phone and in Video calls, taking the time to encourage us on how to manage our finances regarding the loans. He always encourages us to ask questions, and we always feel like we can call him to clarify things we are unsure of We feel so lucky to have been introduced to this gentleman who always ready to help us and we know that we will continue seeking his help as many times as we are in needs.

Maunik
15 July 2021  

 

I highly recommend Tim from Mortgage Choice Bayside, he was a fantastic broker and was able to answer all our first home buyer queries and put us at ease The team were easy to deal with and stepped us through the process very clearly. Thank you Tim team


15 July 2021  

 

We have had the pleasure of dealing with Mortgage broker Tim Leonard and we are always getting wonderful feedback from our clients about his service and results he gets for his clients. Thanks Tim for having some great clients we can assist with their property goals.

Michelle
15 July 2021  

 

Tim and team are so easy to work with. They are supportive, thorough and friendly. Most importantly of all we trust them, which is why we have had a long relationship stretching back over 10 years now.

Janet
15 July 2021  

 

Highly recommend, we have been dealing with Tim and his team for a few years now and they are great at communicating and make the whole loan process easy and stress free. They were always willing to answer questions and made the whole process clear and simple. Wouldnt use anyone else

Rebel
15 July 2021  

 

Great team to work with. They've helped make the process of buying and investing a lot smoother with timely advice tailored to my needs and securing the best possible rates. Highly recommended.

David
15 July 2021  

 

Two investments, first home and now building our dream home, Tim and the team have been there all the way providing great service and support for us for nearly a decade. Thanks guys.

Mark
15 July 2021  

 

Aesthetics
15 July 2021  

 

Tim helped us buy our first home when we had all but lost hope.
Having already used several other brokers with no success he did what we thought impossible. He got us a mortgage loan and we bought our first home.
He was helpful, honest and professional in the way he handled everything. 5yrs on and we still contact him to ask questions on refinancing and will use his skills again soon hoping to buy an investment property.
No matter how much time passes, he remembers us on a personal level and can recall the last conversation had. He has been an invaluable tool in us moving forward.
We can't recommend him highly enough.

Shonna
15 July 2021  

 

Tim and his team have been a pleasure to deal with. Tim works very hard in the background during the application process to ensure everything is set up correctly. We are very happy with the outcome of his services and would highly recommend.

Thomas
15 July 2021  

 

We really appreciate Tim and the team at Mortgage Choice Bayside for their helpful and professional services. They were always friendly and eager to help. It took us a few years of house hunting before we successfully purchased and they have supported us all through this process. We would recommend them to others looking to buy property. Thank you Tim and the team

Lincoln
15 July 2021  

 

I cant speak highly enough of Tim and the team. They are very professional, really understand your needs and what would then be appropriate, and then see the whole lending process through quickly and deal with the lenders so well. Thanks team

Ben
15 July 2021  

 

I received specialist support from Tim Leonard right from the first initial call all the way through to settlement. Without that ongoing support, I could not have purchased my first home as you really do need a professional to walk you through the different stages of managing the loan process. I highly recommend Tim and his team. I had an amazing experience. Thank you Tim

Roula
15 July 2021  

 

I highly recommend Tim Leonard from Mortgage choice, Bayside. I would also like to say that he has an amazing team, who are friendly, knowledgeable and extremely helpful.
Tim came highly recommended from a good friend of ours. Well certainly be recommending you to all of ours friends Best thing we did was contact him and he certainly went above and beyond. Tim is not only professional and experienced in his field as a broker but is always pleasant, helpful and not to mention an absolute pleasure to deal with. Thank you ever so much for all of your time and helping us through the process Tim and Team. ?????

Rhonda
15 July 2021  

 

Tim and the team at Mortgage Choice Bayside have helped us out with a number of home loans over the past 10 years. Each time making a big task seem easy and getting us great interest rates loan packages. We have moved interstate and still wouldnt use anyone else, our interstate loan experience was just as good as local. Great communication, responsive, professional and genuinely interested in getting the best outcomes for each client. Highly recommend.

Melanie
15 July 2021  

 

We used Mortgage Choice Bayside to help arrange the finance for our first home. Tim and his team have always given us great advice, been quick to respond and proactive. We keep in contact regularly regarding changes and will continue to do so as our plans change in future. We would recommend Tim for those who want a no fuss approach and honest advice.

Scott
15 July 2021  

 

Travis
15 July 2021  

 

Larissa
15 July 2021  

 

Tim ,Jessa and the team at mortgage chop are simply and purely professional
Easy to deal with and listen to all of concerns you may have in a rather stressful and sometimes difficult time you may have when buying a house
This is the 2nd time Ive used mortgage choice bayside and thoroughly recommend them
Thank you very much

adam
15 July 2021  

 

I cannot recommend Tim his team highly enough I have recommended several clients to Tim he always goes above beyond to get finance for them in a timely manner.

Pandelis
15 July 2021  

 

Jordan
15 July 2021  

 

Great Mortgage Brokers and really happy with how Tim Karen worked with us over the last 10 years with our home loan. Can't recommend more highly. They helped finance a Commercial property for us and without them would not of been able to cope with all the bank garbage.

Tony
15 July 2021  

 

Tim and his team were fantastic to deal with. Organised everything, really friendly and professional throughout took a lot of the stress out of the process, which was great for first home buyers. Would highly recommend

Daniel
15 July 2021  

 

Tim is a well respected broker in the industry who got us a mortgage which will save us thousands annually.
He was highly responsive, and actively managed the process to enable us to settle in minimal time.
Tim also has a highly experienced team who supports him in getting the mortgage through.
I would recommend Tim for anyone looking for knowledgeable and reliable broker, who can get you a great deal

Fl
15 July 2021  

 

Tim and his team have exceptionally helped my husband and me with our home loan journey, starting from plannings for our savings to the settlement. Mortgage Choice Bayside team is very responsive and goes beyond the expectation of helping their clients in a very timely and professional way. Thank you, Tim and Team my trust in your service is my big hope to get my dream true.

vim
15 July 2021  

 

Thanks to Tim his crew. In difficult Covid working conditions, a non tech savvy customer an unhelpful ex Bank lender, managed to get Loans refinanced at great rates before Xmas. .

John
15 July 2021  

 

 

Tim and the team at Mortgage Choice in Bayside were amazing through the whole process and even after we settled into our new house. They helped us every step of the way and made a very overwhelming process easier and were always quick to respond with every enquiry. I could not recommend them highly enough, they were professional, friendly and very helpful. Our family and friends have used Tim’s service he was recommended to us through our aunty, best recommendation I have ever had. Thank you for all your help the team and yourself have been amazing! Daniel and I couldn’t be happier.

Snezana Simic
14 July 2021  

 

 

Tim from Mortgage Choice in Bayside was great from the first moment. Helping us through several loan options and then every step of the way to get our dream house. Highly recommend Till and his team.

Jonas Söderström
14 July 2021  

 

 

These guys work hard to make it all happen easily - on the spot if/when anything changes. Great work Tim, Jessa and all the staff.

David Jemmet
14 July 2021  

 

 

Tim and his team have exceptionally helped my husband and me with our home loan journey, starting from plannings for our savings to the settlement. Mortgage Choice Bayside team is very responsive and goes beyond the expectation of helping their clients in a very timely and professional way. Thank you, Tim and Team; my trust in your service is my big hope to get my dream true.

Vim Bajwa
14 July 2021  

 

 

Tim, Jessa and the team at Mortgage Choice in Bayside are purely professional, easy to deal with and listen to all of concerns you may have in a rather stressful and sometimes difficult time you may have when buying a house. This is the 2nd time I’ve used Mortgage Choice Bayside and thoroughly recommend them.

Adam Mitchell
21 June 2021  

 

 

I highly recommend Tim from Mortgage Choice Bayside, he was a fantastic broker and was able to answer all our first home buyer queries and put us at ease! The team were easy to deal with and stepped us through the process very clearly. Thank you Tim & team!!

Abbey
02 June 2021  

 

 

Extremely professional and friendly team at Bayside Mortgage Choice, who were able to help get us approved for our first home, within a very tight timeframe!

Nicholas McDonald
02 June 2021  

 

 

Tim and the help were highly professional and helpful through the whole process. Would not hesitate to recommend to others.

Max Wilson
02 June 2021  

 

 

I highly recommend Tim Leonard from Mortgage choice, Bayside. I would also like to say that he has an amazing team, who are friendly, knowledgeable and extremely helpful. Tim came highly recommended from a good friend of ours. We’ll certainly be recommending you to all of ours friends! Best thing we did was contact him and he certainly went above and beyond. Tim is not only professional and experienced in his field as a broker but is always pleasant, helpful and not to mention an absolute pleasure to deal with. Thank you ever so much for all of your time and helping us through the process Tim and Team.

Rhonda Moss
02 June 2021  

 

 

Tim and the team at Mortgage Choice Bayside have helped us out with a number of home loans over the past 10 years. Each time making a big task seem easy and getting us great interest rates/ loan packages. We have moved interstate and still wouldn’t use anyone else, our interstate loan experience was just as good as local. Great communication, responsive, professional and genuinely interested in getting the best outcomes for each client. Highly recommend.

Melanie Coffill
23 April 2021  

 

 

Tim ( Mortgage Choice) is not only our ‘mortgage broker’ but he is a trusted friend. With Tim’s help, we purchased our first land or we can say our first investment property. Tim has spent hours upon hours with us, over the phone and in Video calls, taking the time to encourage us on how to manage our finances regarding the loans. He always encourages us to ask questions, and we always feel like we can call him to clarify things we are unsure of! We feel so lucky to have been introduced to this gentleman who always ready to help us and we know that we will continue seeking his help as many times as we are in needs.

Maunik Patel
23 March 2021  

 

 

Our time with Tim and his team was fantastic, really went above and beyond for the whole process. Even when Tim wasn’t in the office to finalise certain aspects they were happy to work through the Christmas period. It was my first time buying a property in Australia and they made the process so much smoother, talking me through every aspect along the way. Highly recommend and would definitely use them again in the future.

Matthew Davis
03 March 2021  

 

 

Tim from Mortgage Choice in Bayside helped us buy our first home when we had all but lost hope. Having already used several other brokers with no success he did what we thought impossible. He got us a mortgage loan and we bought our first home. He was helpful, honest and professional in the way he handled everything. 5yrs on and we still contact him to ask questions on refinancing and will use his skills again soon hoping to buy an investment property. No matter how much time passes, he remembers us on a personal level and can recall the last conversation had. He has been an invaluable tool in us moving forward. We can't recommend him highly enough

Shonna Lee
19 February 2021  

 

 

I've known Tim since 2009, bought my first home (& a couple more since) with his help. Tim and his team are very professional, easy to deal with and very responsive. I have contacted Tim and his team at very odd hours and always got a response straight up. Mortgage Choice Bayside always gives you the best options available from the market and they've always explained the pros and cons of all the presented options. Needless to say, I have never gone anywhere else for my mortgage needs and never will. Can't thank Tim enough for his support all this time. :)

Harsha Hosur
08 February 2021  

 

 

I recently used Mortgage Choice Bayside with my new home loan. Tim and his team were fantastic, always available and always helpful. In what can be a daunting process, I was guided through each step of the way and always kept informed, making it all a lot less stressful. I can can highly recommend Tim and his team if you are in the market for a new loan.

Stephen Dorrofield
08 February 2021  

 

 

Tim helped me get approved for my first house with no fuss and provided amazing guidance throughout the whole process. He always got back to me quickly and kept me up to date with how things were going. Would highly recommend Tim to anyone looking to buy a house as he made the whole process very smooth. Thanks again Tim couldn't have done it without you and cant wait to move into the new home.

Xavier Buckley
18 December 2020  

 

 

I received specialist support from Tim Leonard right from the first initial call all the way through to settlement. Without that ongoing support, I could not have purchased my first home as you really do need a professional to walk you through the different stages of managing the loan process. I highly recommend Tim and his team in Bayside. I had an amazing experience. Thank you Tim!

Roula Papatheodorou
18 December 2020  

 

 

Thanks to Tim & his crew in Bayside. In difficult Covid working conditions, a non tech savvy customer & an unhelpful ex Bank lender, managed to get Loans refinanced at great rates before Xmas.

John Sly
09 December 2020  

 

 

Tim and his team at Mortgage Choice in Bayside were professional and highly efficient and responsive. The process was seamless from start to finish.

Melanie Anderson
24 November 2020  

 

 

We were really impressed with the excellent and friendly service that Tim and his team at Mortgage Choice Bayside provided. As a mortgage broker, they more then delivered on their promise of finding the best option for us.

Nick Anderson
18 November 2020  

 

 

Tim and team are so easy to work with. They are supportive, thorough and friendly. Most importantly of all we trust them, which is why we have had a long relationship stretching back over 10 years now.

Janet H
17 November 2020  

 

 

Tim and his team at Mortgage Choice in Bayside were fantastic to deal with. Organised everything, really friendly and professional throughout — took a lot of the stress out of the process, which was great for first home buyers. Would highly recommend!

Daniel Turner
13 November 2020  

 

 

We really appreciate Tim and the team at Mortgage Choice in Bayside for their helpful and professional services. They were always friendly and eager to help. It took us a few years of house hunting before we successfully purchased and they have supported us all through this process. We would recommend them to others looking to buy property. Thank you Tim and the team!

Lincoln Volpe
23 September 2020  

 

 

Always there for me and gave me, as a first home owner, the confidence to feel secure and up to date with the purchasing and settlement process. Will use again :)

Grace Lean
22 September 2020  

 

 

Tim was very helpful, efficient and always willing to answer any questions. He ensured that what could have been a very stressful time, was smooth and manageable. I would highly recommend him and his team.

Julie Callanan
16 September 2020  

 

 

Highly recommend, we have been dealing with Tim and his team at Mortgage Choice in Bayside for a few years now and they are great at communicating and make the whole loan process easy and stress free. They were always willing to answer questions and made the whole process clear and simple. Wouldn’t use anyone else :)

Rebel Ruby
16 September 2020  

 

 

Two investments, first home and now building our dream home, Tim and the team at Mortgage Choice in Bayside have been there all the way providing great service and support for us for nearly a decade. Thanks guys.

Mark Negritas
11 September 2020  

 

 

Tim and team at Mortgage Choice in Bayside have helped us now on securing two mortgages. His advice and support throughout, what can be a really daunting experiencing, put us at so much ease. Tim was always happy to answer our calls for any questions we had and left us feeling confident with the decisions we were making for our mortgage and gave us endless amounts of advice and helped us overcome all sorts of hurdles.

We could not recommend Tim and his team enough, they all went above and beyond to help us buy our dream home. Tim will always be our go to for all our mortgage questions and needs.

Christina Macaire
03 September 2020  

 

 

I've worked with Tim from Mortgage Choice in Bayside twice. I found the initial process of purchasing my first home stressful and confusing. Tim was the only service that was responsive and truly helpful throughout the whole process. His team is professional, customer focused and they provide great quality services. I found Tim in particular to be super helpful and he always has a great attitude. Will definitely work with Tim and team again! 5 stars for sure.

Luke C
03 September 2020  

 

 

We have been Customers of Tim at Mortgage Choice in Bayside for over 10 years and during that time he has helped with 2 home investment loans and recently Tim Leonard again provided high professional financial advice, and always with high moral standards, to get Our new home investment loan refinanced with the ANZ Bank .. many thanks again Tim, you're a superstar!

Terry Michael
03 September 2020  

 

 

Great Mortgage Brokers and really happy with how Tim & Karen worked with us over the last 10 years with our home loan. Can't recommend more highly. They helped finance a Commercial property for us and without them would not of been able to cope with all the bank garbage.

Tony Dunphy
03 September 2020  

 

 

Lovely people, great business to deal with - can’t ask for any more than that!!

P. Bratusk
19 August 2020  

 

 

Tim and Karen Leonard from Mortgage Choice in Bayside were an absolutely fantastic. They secured us our first home loan and it couldn't have been any less stressful. They made us feel at ease and confident with the process from start to finish. We are forever grateful for their help and couldn't recommend them more.

Sophie Allen
19 August 2020  

 

 

I cannot recommend Tim & his team at Mortgage Choice in Bayside highly enough! I have recommended several clients to Tim; he always goes above & beyond to get finance for them in a timely manner.

Pandelis Plousi
19 August 2020  

 

 

I highly recommend Tim at Mortgage Choice in Bayside. The service and advice provided has really set us up for the future. Tim and the team was very supportive during the whole process. Tim never pushed and only provided advice, which allowed us the time to evaluate the information and make the best decision for us. This was a great experience and we are so luckily we were introduced to Tim. We will continue to work with Tim on all future mortgage choices.

Jelena S
19 August 2020  

 

 

I have worked for many of Tim Leonard's clients over the years and everyone of them has told me how happy they are with his service. He's right up there with best mortgage brokers I know. Friendly and professional, what more can yu ask for!? You will not be disappointed with his service.

Paul Lewis
19 August 2020  

 

 

We have had the pleasure of dealing with Mortgage Choice broker Tim Leonard and we are always getting wonderful feedback from our clients about his service and results he gets for his clients. Thanks Tim for having some great clients we can assist with their property goals.

Michelle Valentic
19 August 2020  

 

Daniel
15 July 2020  

 

Tim knows the business inside out and we couldnt be happier.

Sean
15 July 2020  

 

Tim makes loaning easy. Takes the hassle out of dealing with banks and got us the best rate by far. Will use again
Andrew Kasey

Andrew
15 July 2020  

 

Tim and the team were fantastic in providing me with all options available in the market and then patiently walking me through each step of the way towards a better rate on my home loan. Highly recommend having a chat with them to see how they could help you.

Sheldon
15 July 2020  

 

Tim was amazing he made getting our loan for our first home easy and stress free, he has so much knowledge and is very reliable. Tim has great communication skills and was amazing at checking in and updating us during the process. I highly recommend Mortgage Choice to anyone.

Meg
15 July 2020  

 

Couldn't recommend Tim Leonard more.
Thanks for your support with purchasing our first house.
Tim made the process seamless and was really supportive.

Ashlen
15 July 2020  

 

We have been working with Tim and his team for around 4 years. His knowledge is outstanding and his commitment to helping you is unwaivering. The number of lending scenarios he has run for us over the year is, well a lot And I love that Tim focuses on our long term relationship regardless of whether we need lto do business at that current point in time or if we are just interested in options and planning paths forward.
Highly recommend the personalised service

Chelsea
15 July 2020  

 

Couldn't recommend Tim more highly - so knowledgeable and friendly, but also takes the time to explain concepts to you so that you understand - and its good to understand the biggest purchase of your life

Brooke
15 July 2020  

 

I highly recommend Tim, Karen and their Team. They have been managing my mortgages for over 11 years. When I first met them I was in a very difficult financial position and they managed to sort out my mortgage situation very quickly. I have referred them on over the years and always received positive feedback. Give them a try - you won't regret it.

Karen
15 July 2020  

 

The team at Mortgage Choice Bayside are experienced, pro - active and have helped us with home and business finance. Presenting relevant options and dealing with complex lending procedures and compliance is
their specialty. No cookie - cutter approach or false promises here

Peter
15 July 2020  

 

brendan
15 July 2020  

 

A HUGE thank you to Tim, Jessa all the team at Mortgage Choice who helped my husband and I from the start all the way through to the eventual purchase of our first home. As first time buyers from overseas now Australian residents with no idea how this market worked, Tim and Team held our hands through the entire process to ensure we were well informed and empowered to make our own decisions going above and beyond at every turn. We couldn't recommend these guys more highly. Thank you again.

Aisling
15 July 2020  

 

Tim is a Great mortgage broker in the Bayside area. Id highly recommend him.

Travis
15 July 2020  

 

If youre over lip service and insincerity when it comes to your finances, then call Tim Leonard. Youll get a genuine willingness to help, information, patience and on-going support - all done with a smile that reflects the nature of his business. Cant be more grateful for what he has done for me.

Anna
15 July 2020  

 

Amazing service, Tim, Anthea and Team have always been excellent in getting the best deals, professional, quick and highly recommended, I wouldnt go anywhere else Thanks guys, Christopher, Cheltenham

Chris
15 July 2020  

 

As industry leaders it is always a pleasure to work with like minded professionals. Tim Leonard of Mortgage Choice Bayside certainly leaves an impression on you. He is extremely knowledgeable and unwavering when it comes to meeting his clients needs and getting the deal done. Excellent service - We can highly recommend.

Kim
15 July 2020  

 

Marnie
15 July 2020  

 

Tim Karen Leonard with their team Jessa Lungay Anthea Plousi have been totally professional wonderful to deal with in my last 2 property purchases property settlement in the past 15 years. I have referred their great services to many others also who have also had similar experiences with their professional services. They help in every way with bank finance conveyancers etc in helping their clients organise the best financial solutions and property settlements. Friendly supportive also, I cannot recommend them high enough.

Timothy
15 July 2020  

 

No problem too big for Tim and his team. Made the whole process easy, transparent and enjoyable. Will do business with Tim and his team again.

Adam
15 July 2020  

 

We have been dealing with Tim Leonard for years and would not go to anyone else for our Mortgage needs. His is wonderful in helping us out and responds to us in a timely manor. We have been very happy with the service that Bayside Morgage Choice provides. Would recommend him to anyone looking to obtain an mortgage or refinancing.

Dario
15 July 2020  

 

Tim and the team at Mortgage Choice Bayside were outstanding in helping my wife and I sort a home loan for our recent property purchase.
Tims knowledge and understanding of the property and home loan landscapes, along with his positive and calm demeanour eliminated a lot of the stresses involved with such a big life event.
He and his team were always and easily accessible via Email, phone, or text.
I have gone through Mortgage Choice Bayside previously as have a number of family members and friends and we all are of the same opinion, that you receive honest, transparent and professional advice throughout the entire process.

Jay
15 July 2020  

 

Kirsti
15 July 2020  

 

Tim and Karen are very efficient and reliable. I would recommend them to anyone and everyone.

Judy
15 July 2020  

 

Tim and his team were brilliant to deal with. They took care of absolutely everything so we had nothing to worry about Very Grateful.

kate
15 July 2020  

 

Tim Leonard and his team have been helping me, my family and close friends for over 10 years now, assisting with access to lending for all our property needs. Trusted, professional and extremely helpful and knowledgeable. Highly recommend.

Bernard
15 July 2020  

 

Tim is a great mortgage broker - professional, friendly and knowledgeable. He and his team are very responsive to emails and ensure that the finance process is completed efficiently and carefully. Highly recommended.

Darren
15 July 2020  

 

Lou
15 July 2020  

 

Down to earth professional team that understood our needs. Keep up the good work guys.

Scott
15 July 2020  

 

Tim is a brilliant broker, he goes above and beyond for his clients and has a positive, can do attitude. His focus is on providing the best solution to meet the needs of his customer. Not only is he experienced with finance, he is across bank policy and process and ensure he is keeping up to date with all relevant updates from his lender partners. I can not speak more highly of Tim and his team and would have no hesitation in recommending him to my own family and friends.
Janita

Janita
15 July 2020  

 

Used many times over the years always extremely happy with services

Jackie
15 July 2020  

 

Words can't express how greatful I am to have found Tim I can not recommend him highly enough. Don't even bother looking anywhere else Tim is your guy.
He has fantastic knowledge, leverages from his long established relationships and is fantastic in a crisis. He will work really hard and think outside the box to help you achieve the best possible outcome.
If you are looking for someone who genuinely cares, will give a really good service and keep you up to date every step of the way, give Tim a call. When he says he is happy to help he genuinely is
Having used Tim for multiple properties I can say that the service continues long after your purchase

Melissa
15 July 2020  

 

Tim and the team responded quickly to emails and questions. Explained my best options and were very enthusiastic. Thanks

Francis
15 July 2020  

 

I have used Tim and the team for many loans over many years and can highly recommend them for anyone needing mortgage finance

The
15 July 2020  

 

Amazing smooth experience with no issue. Got my mortgage approved with in a couple of weeks

Jeremy
15 July 2020  

 

Anthony
15 July 2020  

 

Tim has provided exceptional support and encouragement throughout the process of buying our first home. Great communicator, we felt we are able to chat comfortably anytime and really enjoyed our interactions. We always came away from our meetings feeling really positive. I definitely recommend Tim and Mortgage Choice when purchasing a home


15 July 2020  

 

As a small business, we highly recommend Tim and his team of financial experts. Extremely knowledgeable in all areas of finance, Tim goes above and beyond to ensure his clients are fully supported every step of the process.

Clamor
15 July 2020  

 

Marc
15 July 2020  

 

Tim has been awesome. Helped us get a better deal and was always willing to put us first. Highly recommend Tim and his team if youre looking for a great experience.

Shane
15 July 2020  

 

I highly recommend Tim and his team. From first contact all the way through to settlement, they have been nothing short of amazing. Tim found me a great loan and always took the time to answer any questions I had and make sure I understood all the details and I was always kept in the loop about any developments. A great experience

Naomi
15 July 2020  

 

Ewen
15 July 2020  

 

Brett
15 July 2020  

 

We were first home buyers and Tim was referred to us through friends. I found Tim to be supportive and professional throughout our dealings. He would always respond in a timely fashion and was always happy to answer any questions we had which was a lot I would not hesitate to recommend him to anyone.

Gabby
15 July 2020  

 

Michelle
15 July 2020  

 

My husband and I have worked with Tim and the team with several mortgages over the years and we keep coming back because they are excellent Tim is extremely helpful, efficient and knowledgeable when it comes to mortgages and always make sure we are getting the right package at the best overall rate. I would not hesitate to recommend Tim and the team to anyone considering using a mortgage broker - best in market in my opinion Well worth a call.

Tanya
15 July 2020  

 

Quentin
15 July 2020  

 

Lovely people, great business to deal with - cant ask for any more than that

P
15 July 2020  

 

Tim goes over and above for his clients He is such an easy person to deal with and him and his team keep you informed every step of the way. I highly recommend him to look after all your financial needs .

Kelly
15 July 2020  

 

Tim was an integral link to buying our new home, he put his heart and soul into our financial cause. He is someone that cares for his clients, goes the extra mile to ensure all ducks are in a row, his follow ups, his communication skills both outstanding. Everything we went through during the Covid period Tim was there assisting in every way possible, he was supportive and ensured we were always informed. He got us a great deal and made the whole finance process simple - We highly recommend Tim and the team in Bayside. From here on in Tim is our finance guru for our future investments.

Anne
15 July 2020  

 

I have used brokers for over two decades for insurance and finance purposes. Tim and his team are head and shoulders above anyone I have engaged with. Without doubt the best

Adam
15 July 2020  

 

Tim Always puts the customers first. Has a great demeanour and always friendly and polite.
Would recommend him to anyone

selim
15 July 2020  

 

I cannot recommend Tim and the team from Mortgage Choice highly enough As a very naive first home buyer, I needed lots of help and Tim walked me through every step of the home buying process with care, enthusiasm and incredible wisdom. He helped navigate me away from potential errors and his knowledge of the banks, my borrowing capacity and the lending and settlement processes are second to none. He was always available to answer any and all of my questions of which there were a lot, making buying my first home surprisingly easy. Most of all, Tim took the time to completely understand my needs and I knew that I was in safe hands at all times. After being strongly recommended to utilise Tim's services by my brother who is also a client of Tim's, I will definitely be recommending Tim's services to any prospective home buyer.

Amy
15 July 2020  

 

Grace
15 July 2020  

 

Tim and his team are fantastic We couldn't reccomend them highly enough. So diligent, friendly and professional, making the whole process stress free and easy. We were thrilled with the service we received.

David
15 July 2020  

 

 

We have been dealing with Tim Leonard for years and would not go to anyone else for our Mortgage needs. His is wonderful in helping us out and responds to us in a timely manor. We have been very happy with the service that Bayside Mortgage Choice provides. Would recommend him to anyone looking to obtain an mortgage or refinancing.

Dario Nigro
07 July 2020  

 

 

Tim and Karen are very efficient and reliable. I would recommend them to anyone and everyone.

Judy Alexander
05 July 2020  

 

 

No problem too big for Tim and his team at Mortgage Choice in Bayside. Made the whole process easy, transparent and enjoyable. Will do business with Tim and his team again.

Watkins Bay
01 July 2020  

 

 

A HUGE thank you to Tim, Jessa & all the team at Mortgage Choice in Bayside who helped my husband and I from the start all the way through to the eventual purchase of our first home. As first time buyers from overseas (now Australian residents) with no idea how this market worked, Tim and Team held our hands through the entire process to ensure we were well informed and empowered to make our own decisions going above and beyond at every turn. We couldn't recommend these guys more highly. Thank you again.

Aisling Quigley
24 June 2020  

 

 

Tim was amazing he made getting our loan for our first home easy and stress free, he has so much knowledge and is very reliable. Tim has great communication skills and was amazing at checking in and updating us during the process. I highly recommend Mortgage Choice to anyone.

Meg Lambie
24 June 2020  

 

 

We were first home buyers and Tim was referred to us through friends. I found Tim to be supportive and professional throughout our dealings. He would always respond in a timely fashion and was always happy to answer any questions we had (which was a lot)! I would not hesitate to recommend him to anyone.

Gabby Holland
24 June 2020  

 

 

So personable and looked after me from start to finish. Couldn’t recommend Tim more highly.

Lochlan Hennig
24 June 2020  

 

 

I cannot recommend Tim and the team from Mortgage Choice Bayside highly enough! As a very naive first home buyer, I needed lots of help and Tim walked me through every step of the home buying process with care, enthusiasm and incredible wisdom.

He helped navigate me away from potential errors and his knowledge of the banks, my borrowing capacity and the lending and settlement processes are second to none. He was always available to answer any and all of my questions (of which there were a lot!), making buying my first home surprisingly easy.

Most of all, Tim took the time to completely understand my needs and I knew that I was in safe hands at all times. After being strongly recommended to utilise Tim's services by my brother (who is also a client of Tim's), I will definitely be recommending Tim's services to any prospective home buyer.

Amy Peel
19 June 2020  

 

 

My husband and I have worked with Tim and the team at Mortgage Choice in Bayside with several mortgages over the years and we keep coming back because they are excellent! Tim is extremely helpful, efficient and knowledgeable when it comes to mortgages and always make sure we are getting the right package at the best overall rate. I would not hesitate to recommend Tim and the team to anyone considering using a mortgage broker - best in market in my opinion! Well worth a call.

Tanya Wallis
19 June 2020  

 

 

Tim was an integral link to buying our new home, he put his heart and soul into our financial cause. He is someone that cares for his clients, goes the extra mile to ensure all ducks are in a row, his follow ups, his communication skills both outstanding. Everything we went through during the Covid period Tim was there assisting in every way possible, he was supportive and ensured we were always informed. He got us a great deal and made the whole finance process simple - We highly recommend Tim and the team in Bayside. From here on in Tim is our finance guru for our future investments.

Anne Donchos
12 June 2020  

 

 

Tim is a brilliant broker, he goes above and beyond for his clients and has a positive, can do attitude. His focus is on providing the best solution to meet the needs of his customer. Not only is he experienced with finance, he is across bank policy and process and ensure he is keeping up to date with all relevant updates from his lender partners. I can not speak more highly of Tim and his team and would have no hesitation in recommending him to my own family and friends. - Janita

Janita De Paoli
12 June 2020  

 

 

Down to earth professional team that understood our needs. Keep up the good work guys.

Scott Vincent
12 June 2020  

 

 

Tim and his team are fantastic! We couldn't recommend them highly enough. So diligent, friendly and professional, making the whole process stress free and easy. We were thrilled with the service we received from Mortgage Choice in Bayside.

David Dewar
12 June 2020  

 

 

Couldn't recommend Tim Leonard from Mortgage Choice more. Thanks for your support with purchasing our first house. Tim made the process seamless and was really supportive.

Ashlen Rollauer
12 June 2020  

 

 

Tim at Mortgage Choice in Bayside makes loaning easy. Takes the hassle out of dealing with banks and got us the best rate by far. Will use again. Andrew & Kasey

Andrew Powell
11 June 2020  

 

 

Tim from Mortgage Choice in Bayside has been awesome. Helped us get a better deal and was always willing to put us first. Highly recommend Tim and his team if you’re looking for a great experience.

Shane Peachey
11 June 2020  

 

 

Tim and the team at Mortgage Choice Bayside were outstanding in helping my wife and I sort a home loan for our recent property purchase. Tim’s knowledge and understanding of the property and home loan landscapes, along with his positive and calm demeanour eliminated a lot of the stresses involved with such a big life event.

He and his team were always and easily accessible via Email, phone, or text. I have gone through Mortgage Choice Bayside previously as have a number of family members and friends and we all are of the same opinion, that you receive honest, transparent and professional advice throughout the entire process.

Jay Neratzoglou
11 June 2020  

 

 

I highly recommend Tim, Karen and their Team at Mortgage Choice in Bayside. They have been managing my mortgages for over 11 years. When I first met them I was in a very difficult financial position and they managed to sort out my mortgage situation very quickly. I have referred them on over the years and always received positive feedback. Give them a try - you won't regret it.

Karen Therese
11 June 2020  

 

 

Tim and the team at Mortgage Choice in Bayside did an incredible job on what was already a tight deadline of a 45 day settlement. Could not recommend him and the team enough, once again, thank you!

Matt Dunham
16 April 2020  

 

 

Tim and his team were brilliant to deal with. They took care of absolutely everything so we had nothing to worry about! Very Grateful.

Kate Leonard
18 March 2020  

 

 

As a small business, we highly recommend Tim and his team of financial experts at Mortgage Choice in Bayside. Extremely knowledgeable in all areas of finance, Tim goes above and beyond to ensure his clients are fully supported every step of the process.

Clamor Cabinets
18 March 2020  

 

 

Tim from Mortgage Choice In Bayside goes over and above for his clients! He is such an easy person to deal with and him and his team keep you informed every step of the way. I highly recommend him to look after all your financial needs.

Kelly Reynolds
01 March 2020  

 

 

Tim at Mortgage Choice in Bayside is a great mortgage broker - professional, friendly and knowledgeable. He and his team are very responsive to emails and ensure that the finance process is completed efficiently and carefully. Highly recommended.

Darren B
01 March 2020  

 

 

Always the best service from Tim, Karen and their team.

Erin Llewellyn
27 February 2020  

 

 

Couldn't recommend Tim from Mortgage Choice in Bayside more highly - so knowledgeable and friendly, but also takes the time to explain concepts to you so that you understand - and its good to understand the biggest purchase of your life.

Brooke Alexander
26 February 2020  

 

 

Tim, Karen, and the team at Mortgage Choice Bayside have handled all of our loans, from when we were nervous first home buyers, then refinancing for a better deal, to purchasing our family home, and through to purchasing investment properties. We have always been confident that we were getting the best interest rates through Tim’s connections and good standing. We will be working with Tim and Karen again in the future and highly recommend them to anyone who’s after the best rates and genuinely caring service.

Alex Hunter
24 February 2020  

 

 

I have used brokers for over two decades for insurance and finance purposes. Tim Leonard and his team at Mortgage Choice Bayside are head and shoulders above anyone I have engaged with. Without doubt the best!

Adam Ryan
18 February 2020  

 

 

Thanks to you and everyone involved for everything you have done for us. Your services at Mortgage Choice in Bayside have made the process of not only buying our new house but also selling our previous house a much smoother process than it could have been. You have have been readily available to go through things with us at any time.

P Horgan
12 February 2020  

 

 

I highly recommend Tim and his team from Mortgage Choice in Bayside. From first contact all the way through to settlement, they have been nothing short of amazing. Tim found me a great loan and always took the time to answer any questions I had and make sure I understood all the details and I was always kept in the loop about any developments. A great experience!

Naomi Woodmans
12 February 2020  

 

 

I have known Tim for about 15 years now and have used his amazing skills and wisdom on many occasions. Tim is a great communicator and has kept me updated through every process. Tim is honest, upfront and has great integrity and can be trusted to find the right product each time. He has worked incredibly hard to ensure I’ve got the best outcome every time and that’s why I never hesitate to keep going back to Tim.

I can’t thank Tim and his team enough for their amazing work in securing my loan this time round. It was a difficult and time consuming task made more difficult for me as I had so many other things going on at the same time. Tim kept me up to date and reassured me with every call or text. Tim went way beyond to bring this loan to fruition. I highly recommend Tim and his team at Mortgage Choice in Bayside. Can’t think of anything that you could have done better! A huge thank you to you all!

K Searle
11 February 2020  

 

Jessica
16 July 2019  

 

Tim and his team go above and beyond to ensure that you not only get the best deal but the best service. Highly recommended.

Avi
16 July 2019  

 

Tim at Mortgage Choice has been phenomenal. We have used his services on 2 occasions and both times he has exceeded our expectations. The onerous process of obtaining finance was made to appear like a cake walk due to excellent guidance and support from Tim and his team. They are always available to chat and respond to queries and always go above and beyond to provide personalised service and achieve customer centric outcome. Kudos to the team.

Sukhvinder
16 July 2019  

 

 

Tim and his team go above and beyond to ensure that you not only get the best deal but the best service. Highly recommended.

Avi Miller
26 April 2019  

 

 

Tim at Mortgage Choice Bayside has been phenomenal. We have used his services on 2 occasions and both times he has exceeded our expectations. The onerous process of obtaining finance was made to appear like a cake walk due to excellent guidance and support from Tim and his team. They are always available to chat and respond to queries and always go above and beyond to provide personalised service and achieve customer-centric outcome. Kudos to the team.

Sukhvinder Aujla
25 April 2019  

 

 

The service and communication was fantastic, especially given this difficult time for lending. Couldn’t fault Tim and his team if I tried. I would definitely go back!

B.Williams
08 April 2019  

 

 

Tim and Karen refinanced our home loan, securing us a better rate helping us pay off our mortgage sooner. ????

Darren Barone
15 March 2019  

 

 

As first home buyers, we initially made contact with Tim from Mortgage Choice in Bayside to discuss our options. Our first meeting with Tim was fantastic, where he used his extensive knowledge to answer our many questions about home ownership, while also preparing some lending scenarios that helped us determine what we should spend on a property. Shortly after this, Tim was able to secure our pre-approval with minimal fuss.

Once we had successfully secured our dream home, Tim helped us to find a loan that suited our needs, while the wider team at Mortgage Choice in Bayside helped us with other important things such as income protection insurance. All of our dealings with Mortgage Choice in Bayside have been wonderful, and we’ve found the team to be friendly, professional, knowledgeable, and trustworthy. They’ve been responsive to our needs and the many questions we’ve had throughout the process. We also loved the extra service offerings they included, for example printing and talking us through the many pages of the loan documents once they arrived.

In summary: we highly recommend Mortgage Choice in Bayside!

Matt, Anya, and Cosmo
07 November 2018  

 

 

After being with the same mortgage financier for many years, we felt it was time to see what other
companies could offer in respect to products and savings. Our experience with Karen and Tim Leonard was fantastic, offering us many savings and new ways to set ourselves up. They were very
helpful, making sure we understood. Their professionalism and service is the best. Thank you Karen and Tim.

Darren & Nicole Ward
16 December 2017  

 

 

We were looking to expand our investments from just our home but we were not sure about the sort of loan and the set up we would require. Tim kindly met with our accountant which enabled us to get the best loan for our financial goals. The service we received was fantastic as Tim and Karen communicated the process to us and then went about getting everthing done efficiently. Thanks for your patience with all our questions, we will cetainly recommend Mortgage Choice in Bayside to anyone.

Michael & Tania Whittaker
16 December 2017  

 

 

My experience with Mortgage Choice in Bayside was extremely positive. Being a first home buyer, I was understandably nervous and overwhelmed by the process of securing a home loan. However, the friendly service, reassurance and helpful explanations I received made the process that much more manageable. Tim and Karen took everything off my hands. What's more, when we came up against problems, they went above and beyond to get them resolved as quickly as possible. I would highly recommend Mortgage Choice in Bayside and plan to use their services again in the future.

Laura Brown
16 December 2017  

 

 

We have no hesitation in recommending the services of Tim and Karen Leonard of Mortgage Choice. Tim?s extensive product knowledge allowed us to move forward quickly with the process and we were regularly updated along the way. We were extremely satisfied with their professionalism, efficiency, attention to detail, and the personal manner in which we were dealt with.

Brendan & Robyn Jackson
16 December 2017  

 

 

We decided to use Mortgage Choice in Bayside purely by chance and contacting Tim and Karen was one of the best things we could have done. They took all the hassle and worry out of what would have otherwise been a very confusing and stressful time. Despite the fact we had a very long settlement (5+ months) we were regularly contacted and kept informed throughout the process. I would not hesitate to recommend their services and would certainly use them again if the need arises.

Warren & Joanne Gray
16 December 2017  

 

 

I can highly recommend Tim and Karen Leonard for looking after your home loan acquisition. My experience was that they immediately chose the right product to meet my needs, and they worked day, night, and weekend to meet a very tight deadline in sourcing the finance at short notice. Tim and Karen kept me up to date by phone, text, and e-mail, on a day to day basis (sometimes hour to hour), and made sure I was fully informed throughout the process. Their service is very professional, upfront and honest. Their efforts are Trojan, and I am a very happy and appreciative customer. It is hard to find such a high level of service in any business today.

Dr Michael O'Gorman
16 December 2017  

 

 

My experience with Mortgage choice has been very pleasing. It has been extremely personalised and they are very approachable and helpful in allowing me to fulfil my financial goals. Tim was very professional and also very informative with my situation, and Karen keep me updated with the progress of my application throughout the processing period. I highly recommend Mortgage choice with your loan requirements.

Dr Benjamin Allan
16 December 2017  

 

 

The explanation of the products was really clear. This was especially due to having full visibility of the varying products that were available. I was kept fully informed at all stages of the process. I was even kept updated when nothing was happening - great work! Many thanks for your impeccable support and assistance throughout my refinancing. Your enthusiasm and dedication to helping me was paramount to this being an easy transaction.

Caroline Atkinson
16 December 2017  

 

 

I can highly recommend Tim Leonard - Mortgage Choice. Tim had been referred to me by a relative and exceeded my expectations from our first meeting. I felt really well looked after and informed during the whole process. Tim, Karen and Amanda all did their utmost to ensure everything went smoothly. They provide an excellent service and I wouldn't hestitate to recommend them to others.

Jenni Austin
16 December 2017  

 

 

This was my first experience on my own in obtaining finance for a new house, Tim & Karen were excellent. Very friendly, approachable and informative. At no time did I feel unsure or confused. All my questions were answered simply which was great. I would highly recommend their service and in fact have already given their details to a close friend.

Gina Ruwoldt
16 December 2017  

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