Average client rating
5/5 From 70 Reviews
Terence has been instrumental in our home loan process. Giving us the tools and guidance to ensure we made a really informed decision is what makes Terence stand out above the rest. His communication was top-tier and he's an all-round genuine broker looking to help. Thank you so much Terence for all your help, looking forward to working with you again
Terence is an AMAZING Mortgage broker Right from the word go, he was genuine with me. While it wasnt a straightforward loan scenario for him, he took it as a challenge for himself and helped in achieving a tremendous outcome for me and everyone involved in the dealing. He helped me get more than 200k more loan than what some of the other brokers had initially promised me. And he was able to do that because he spent a good 30 mins talking about my and my familys financial situation. He asked all the right questions which the other brokers that I was previously speaking to didnt even bother asking. And he was able to ask all the right questions only because of his credit background.
While he was able to get me the required loan amount, he got it at a very competitive rate and with an offset account. Moreover, one of the best things about him is his ability to constantly communicate with me and all the other parties involved including the lender. He was always following his mantra to Under commit and over-deliverl. While we faced an unusual scenario from the lenders side, he didnt lose his calmness and handled the situation very professionally.
He is an ace broker and a superb human being at the core. He understands how his work can very easily de-stress his clients who may be quite anxious, especially if they are struggling with their borrowing needs. Terence has a very bright future ahead of him. All in all, his zeal to do his work is simply amazing and if he just continues the way he operates, I think he is going to be very successful.
Terence is a committed, dedicated and hardworking mortgage broker who works tirelessly to source the best possible rates and products for his clients. We have had the pleasure of working with Terence with multiple property purchases and he always delivers mortgage options which are in our best interests, and in line with our greater investment strategy. Terence is extremely knowledgeable and has been invaluable in answering all our questions regarding residential property finance, commercial property finance and SMSF financing options.
As interstate clients, we have found Terence to be attentive, communicative and easily available by telephone or email. Terence works very hard to ensure his clients needs are met and nothing is too difficult or complex for him. Terence has a calm, personable and friendly demeanour and is very approachable and easy to work with.
After previously working with other brokers and banks, we would not hesitate in recommending Terence for anyone who required the services of an experienced mortgage broker. Terence is the ultimate professional who combines his extensive knowledge with exemplary customer service to make property transactions seamless and stress free.
I recently had the pleasure of working with Terence to refinance my home loan , and I couldnt be more delighted with the experience. From the very beginning, Terences exceptional professionalism, profound knowledge, and unwavering dedication shone through.
Terence took the time to truly understand my financial landscape and aspirations, offering clear and comprehensive explanations of my options. His approachable nature meant he was always available to answer my questions, no matter how small, making the entire process feel seamless and stress-free.
What truly sets Terence apart is his honesty and steadfast commitment to finding the best possible deal for me. He went above and beyond to ensure I received the most favorable terms and rates, saving me both time and money. His use of we throughout the process instilled a deep sense of trust and partnership.
I wholeheartedly recommend Terence to anyone in need of a mortgage broker, without a shadow of a doubt. His warm personality, radiant smile, and ability to demystify financial terms make him an invaluable guide.
Thank you, Terence, for your outstanding service and unwavering support
Terrence delivered exceptional service from the start. He thoroughly understood our needs, provided multiple options, recommended the best one and answered all our questions.
What makes him unique is the focus on educating and empowering us to make informed decisions rather than imposing choices.
Highly recommended
I highly recommend Terence, his knowledge of mortgage products and his understanding of complex income structures made refinancing a breeze.
Terence has been amazing throughout the entire process of buying and securing finance. He has gone out of his way to help and provide guidance which has made everything really smooth. It took so much of the hassle and stress out of the whole buying experience. I will only use Terence in the future and highly recommend him
Highly recommend Terence He has assisted me in an owner occupied purchase and an investment loan refinance. Highly professional and great outcomes in both instances.
Very good service. Terrence was helpful right from day 1 from understanding the requirements , proposing best product and answering all the queries in the process.
One very imp thing which makes it different from others is that they give you options to educate yourself , so that you make your own informed decision rather than just imposing anything to us.
Highly recommended
Terrance has been absolutely wonderful from day one of speaking with him. Not only has his communication been incredible, the details he goes into to provide as much information as possible was outstanding. I could not recommend someone more suitable for this role
Terence is an outstanding broker His extensive industry knowledge, strategic thinking, and genuine care for his clients set him apart. Terence takes the time to educate, simplifying complex mortgage terms and ensuring you feel fully involved and informed throughout the entire process. His communication is outstanding, and he consistently checks in to make sure you're across everything. Terence goes above and beyond to deliver a seamless experience. If I could give more than 5 stars, I absolutely would. I highly recommend Terencehes a true professional and a rare find.
If youre looking for a broker who offers a personal touch, genuinely cares, and is always available to answer your questions, Terence is the go to local broker I highly recommend him
Terry is an outstanding mortgage broker who provides unbiased advice and demonstrates true expertise in his field. I sent him a contract late in the afternoon, and by the evening, I had formal approval from the bank. His professionalism, great personality, and diligent work ethic exceeded my expectations. Ive engaged with mortgage brokers before and I couldn't have asked for a better mortgage broker. 1010 ?????
Terence was so helpful, he honestly made the whole process so easy and seamless for me. It was my very first commercial property and I was a bit nervous but his insight and knowledge in commercial deals was amazing and just the care factor he shows from start to finish and post deal is unlike any other broker I have ever dealt with.
If you want someone that goes above and beyond - Terence Hammond is your man
I had the pleasure of working with Terence for my financial needs, and I cannot recommend him highly enough From the very first meeting, he took the time to understand my financial goals and provided tailored advice that truly made a difference in my home loan strategy.
Terence was always available to answer my questions and provide insights, making the entire process smooth and stress-free. I especially appreciated his proactive approach in keeping me informed about market trends and opportunities.
Thanks to Terences expertise and support, I feel much more confident in my financial decisions. I would absolutely recommend him to anyone looking for a knowledgeable and dedicated broker
Thank you, Terence, for your outstanding service
Terence helped one of my clients secure a SMSF loan for their investment property.
His professionalism, attention to detail and deep knowledge of the SMSF market provided my client with peace of mind.
My client felt very supported throughout the whole process.
I highly recommend Terence to anyone looking at a property investment loan particularly for a SMSF
We recently had the pleasure of working with Terence as our mortgage broker, and we couldn't be happier with the experience. From the very beginning, he was incredibly helpful, knowledgeable, and showed he was genuinely looking after our best interest. Terence took the time to understand our financial situation and needs, guiding us through every step of the process with patience and expertise.
What stood out the most was his commitment to finding the best loan option for us. He explained all our options, answered all our questions, and ensured we felt confident in our decision. Thanks to Terence we secured a loan that is perfectly suited to our needs and goals.
If you're looking for a mortgage broker who truly cares about your best interests and goes above and beyond, we highly recommend Terence.
Terrence is awesome, very responsive, super helpful and knowledgeable, highly recommended
It was a great experience working with Terence. He listened to my specific requirements and found a few options that fit and provided his recommendations all through the process. Would definitely use his services again.
Terence is extremely communicative, knowledgeable and efficient in his work and has a very good work ethic that helps to get things moving speedy and efficiently as possible. Terence will work outside of his own hours to get things done and has great pride in his work. I cant recommend Terence enough
I have to say, Terence Hammond has to be , by far the best mortgage broker my brother and I have ever had the pleasure dealing with, hands down
From start to finish, Terence is on the get go to get you the best finance deal available for you.
Obviously everyones borrowing circumstances are different , however Terence really is an expert in his field and will do his absolute best to get you a great product suited to you.
Terence communicated with myself and my brother every step of the way offering clear direction, advise and was prompt when returning phone calls and emails.
His monthly emails that he posts about what the property market is doing , what interest rates are doing etc, also tells me that he really knows the property market and the banking sector like the back of his hand.
I have refinanced a few times before with other mortgage brokers with limited and or no success at all.
Terence has myself and my brother as customers for life..
My advise to anyone reading this review is, dont bother going to the big four, go strait to no.1... Terence Hammond .
Terence was very knowledgeable. Gave us many different options for our refinance situation. He was very helpful with the process, guiding us along the way to make the transfer to a better financial position for our situation. Terence was very approachable with any questions we had.
Terence was fantastic, could not recommend more. Fast, punctual, very responsive and most importantly helped me achieve my goal.
I recently had the pleasure of working with Terence Hammond as my mortgage broker, and I highly recommend him. From the start, Terence demonstrated extensive knowledge of the mortgage industry and a strong commitment to securing the best possible outcome for me.
He took the time to understand my financial situation and goals, providing tailored options and clear explanations. Terence kept me informed throughout the process, addressing potential issues proactively and ensuring a smooth experience.
His personable nature made working with him enjoyable. The day before the auction, he secured approval for a higher amount, allowing me to purchase my dream home. If you need a reliable, hard working and knowledgeable mortgage broker, Terence Hammond is the best choice.
Honestly the best mortgage broker and hardest worker Ive met Ive dealt with a few brokers and hands down Terence is the best He goes above and beyond to find the best solution for you no matter your circumstances. He was extremely resourceful and knowledgeable. If you want to make your buying and or investment portfolio easier then use Terence
Terence from Mortgage Choice has been nothing short of Amazing.
I am a Director of a company and the company has 4 Family Trusts.
Our Loans are complicated to say the least and we have always had trouble getting them due to the complex situation.
We contacted Terence as we had a loan with NAB for our Family Home and we wanted to borrow money for an investment Property but NAB saw it all as a little too difficult.
Terence has refinanced our loan for our Family Home and also enabled us to borrow the amount we wanted for our first Investment.
The level of service provided to us is second to none.
Terence has been professional, always answers my calls and many emails and nothing is ever an issue for him.
He is passionate about what he does and genuinely wants you to get a loan as much as you do.
I truly believe Terence now knows more about my situation and trusts than i do
I will never ever go anywhere else for any loan and Terence is now my Mortgage Broker for Life.
I highly recommend Terence at Mortgage Choice and i can 110 assure you that if you engage him then you will only be happy with your decision.
Terence i cannot thank you enough for everything you have done for myself and my Husband Matt and this is only the start of what i know will be a long relationship regarding the finance for our real estate endeavors.
Terence Hammond from Mortgage Choice proved to be an invaluable asset in managing our financial affairs. Choosing his services was undoubtedly one of our most prudent decisions. Throughout the process, Mr. Hammond demonstrated a commitment to our best interests, showing no bias towards the banks' agendas. His guidance made the experience remarkably stress-free, offering tailored advice that suited our unique needs.
With meticulous attention to detail, Mr. Hammond navigated our application seamlessly, leaving no room for potential issues. His dedication ensured a swift approval process.
In light of his professionalism, we endorse Mr. Terence Hammond as a premier choice for all matters related to finance. Engaging his services is a decision you will not regret.
Thank you Terence.
We are very happy with our Terence experience He was extremely pro active and made it uncomplicated and worry free from start to finish. He was in contact the whole way through the process, always available to answer questions or to give a little nudge if things slowed from our end. His experience shows with his knowledge of a wide range of products and he saved us 1000 a month I can not recommend highly enough Thanks Team Terence
Absolute phenomenal service from Terence. Terence came highly recommended from a family member and from day one, Terence was amazing, so honest and helpful. Our process was so smooth and nothing was too much for him. Terence went above and beyond not only with educating us and helping us make the right decision but also being available at anytime when we had questions. I would not hesitate in recommending Terence and will definitely be contacting him in the future.
Terrence was fantastic to work with. He was very informative, he gave us more financial options than we thought were possible. Terrence followed up with us through every step of the process and was extremely thorough. We would highly recommend.
Terrence was amazing to work with, very switched on and was able to answer most of not all questions I had.
Terence was really helpful to provide an optimum solution for our requirements. He is reachable at any time for any urgent action required. He is nice person to dealt with. Continue your goid work Terence.
Im grateful for Terrys guidance and resilience in unlocking further equity. Not only is he a true professional, his genuineness was a highlight
Terence has helped to secure smsf loan,though the process is complex ,he made it simple.Terence is very responsive and thorough in what he is doing. He communicated very clearly and no stress throughout the process.I highly recommend Terence.
Terence was exceptional in assisting us with refinancing our home loan. He went above and beyond to ensure that we fully understood each step and felt confident in our decisions, making what could have been a daunting pocess surprisingly smooth and manageable. We are incredibly grateful for Terences guidance and highly recommend him to anyone in need of mortgage assistance. Thank youTerence, for your outstanding service
It's always a please to deal with professionals like Terence who go above and beyond to service their client. The effort put into our finance needs by Terence was outstanding and endless. Couldn't recommend him highly enough.
Terence is very professional, helpful and friendly. He has strong knowledge of home loan market. He is the person to go to if you are looking for a mortgage. Terence is also transparent and has strong communication.
He was able to secure us a mortgage although our case was unusual and at a certain point we lost hope we will be able to make it. He kept trying his best and explore all the options although some of them would be just extra effort from him without any direct return.
Thanks for the support
As a hone owner, investor and following 23 years as a Inner City real estate agent, I have dealt with brokers to no end and Terence is the flawless, highly informed, accessible and able to get deals done that would leave others scratching their heads.
Thanks for your dedication and diligence Terence
I recommend your services without hesitation.. Bryan
I can't speak highly enough of Terence's efforts on our behalf. Our borrowing circumstances were unusual, and we drew a blank with a number of lenders and loan brokers. We were on the verge of giving up when we came across Terence, who had the imagination and deep knowledge of the home lending market to be able to see a way through. His ability to explain the intricacies of the process left others for dead. His patient attention to detail and his dogged persistence eventually enabled us to obtain the loan we needed.
I spoke to several brokers and Terence blew them all out of the water. He was patient,explained the entire process, and was always happy to answer follow up questions. You could tell he was extremely knowledgeable and someone you'd want working for you.
Terence was also extremely flexible when we needed to make some changes and even followed up with the bank to get a further reduction on their inital rate, saving us even more in the long run.
We could not be happier with how the process went and highly recommend Terence to anyone who wants a knowledgeable broker who will listen to your needs and find you the best deal possible.
I'm delighted to share my exceptional experience with Terence Hammond, who played a crucial role in securing our mortgage. Mr. Hammond exhibited unparalleled professionalism, deep industry knowledge, and unwavering commitment throughout the entire process.
His proactive communication and ability to navigate complexities made the journey remarkably smooth. I wholeheartedly recommend Terence Hammond for anyone seeking expert guidance and a seamless mortgage experience.
Thank you Terence for the amazing support.
Terence has a level of expertise and eye for detail most other Mortgages Brokers do not have. Im very comfortable recommending Terence Hammond to all my Financial Advice clients.
To whom it may concern,
Anyone seeking someone who can help them with their mortgage planning as if it was their own mortgage, Terence Hammond is your man
A true helper, who helped me with my mortgage loan and loan refinancing. Terence has been so patient over the 5 months of my quest for a property and mortgage loan planning.
I have worked with other mortgage consultants before but never received this level of help as I did with Terence Hammond.
I am so thankful to Terence for seeing my mortgage loan through approval and helping with my endless queries.
I wish Terence best of luck and wish him more success
Best regards,
Javed Wardak
Terrace is really easy to deal with and the process seemed to flow. Highly recommend him
Choosing Terence as my mortgage broker was a fantastic decision. His professional expertise and open communication made the whole experience a positive one. Thanks Terence for looking after my financial well-being
Thanks Terence for a stress-free experience. I highly recommend him for his expertise and prompt responses which made the whole process easy. Definitely will look you up again when the opportunity arises.
Terence was the best broker I have dealt with from start to finish. Everything was clearly laid out and there was never a lack of communication throughout the whole process. I will definitely be reusing him in the future and recommending him to friends and family.
Been a pleasure working with Terence. He has a strong knowledge of finance what is needed to get things across the line. Nothing is too hard and always think of solutions. Would not hesitate recommending him to others looking for finance.
Very helpful, the process of refinancing our loan was easy and Terry Hammond had made the process a lot less stressful while finding us the best rates for our circumstances
Terence has been extremely helpful answering all of my Home Loan questions. Being a first home buyer there has been a few so far too
Terence is extremely patient and very knowledgeable whenever I need assistance. I had passed on his details to a family member and have heard only amazing feedback from them too.
If you are looking for finance, Terence should be your go to broker
Terence helped me refinance two loans and got a better rate by 2 and 1 respectively. He worked through all the lenders, not just the big banks, and it saved me hundreds of dollars each month. Highly recommended
I cant recommend Terence enough, he was extremely professional, courteous, and knowledgeable. He guided us through the process including completing documentation online, answering any questions or concerns we may have had.
His communication style was the best I have ever encountered, always available and kept us in the loop every step of the way, nothing was a bother. I would definitely recommend Terence to anyone who is looking for a broker that is reliable and sees everything through to the end and beyond.
Ive had the pleasure of working with Terry, my trusted mortgage broker, for some time now, and I can't say enough about his dedication and commitment to finding the best solutions for me. What sets Terry apart is not just his professional expertise, but the fact that I know him personally, and I can vouch for his genuine and trustworthy nature.
Terry consistently goes above and beyond in his service. Even when he's busy, he never fails to promptly respond to my inquiries and makes time for me, ensuring I never feel rushed. It's this level of dedication and personalised attention that truly makes Terry stand out in the mortgage industry. I wholeheartedly recommend Terry to anyone seeking mortgage guidance and solutions. He's the person you can rely on. 1010.
It has been a pleasure working with Terence. He has taken all the headache out of the process for us.
Always available to talk through our questions and provide his advice even outside of business hours. Just coordinated everything end to end to make it completely smooth transparent for us.
Professional, friendly great service. Highly recommend - Des Adz
Terence was amazing through the whole process of helping my partner and I as first home buyers. Id like to start with the fact that he responded to our online Enquiry almost instantly, on Public Holiday, which we werent expecting Terence helped with every question we had and was always available to talk to. He was honest and open and gave us confidence from start to finish. The whole process was seamless and that made it so much less stressful as first home buyers. We cant thank Terence enough for his positive attitude and extensive knowledge. I would definitely recommend his service to anyone if they asked for a contact Thank you.
Terence was very helpful and easy to work with, he made the process of buying my first home a breeze and I would highly recommend him to others and will continue to use his services personally In the future
Terrence is one of the best brokers weve ever met. There are highly skilled brokers and there are brokers that are a joy to deal with and most of the time theyre not the same person. Terrence just happens to be both. From the get go, hes been absolutely professional and hardworking and knowledgeable. With his skills he was able to get us what we wanted and more. I wouldnt hesitate using him again in the future and would recommend him to anyone looking for a broker that can best represent their financial interest.
I am happy that I chose Terence for my first IP, he answered all my questions and educated me in many ways. He worked diligently on my case attended to calls when required or got back sooner he could, never made me feel nervous about my decision. Thank you for the handholding and showing immense patience while working with a novice buyer. Keep up. Cheers.
Terrance was a great help in organising our refinancing our home loan and checked in regularly, giving us full explanations of the process as we went along. Thanks again
Terence gave me that reassurance I was looking for when thinking about purchasing a property. I'd been out of the property market for 10 years since separating and I'm a single parent of a teenage girl.
Terence provided me a few options which got me excited and made me realise that I could purchase a property again
It's given me a sense of my own independence back.
Terence kept giving me that extra push I needed to get my application in and find a home for me and my daughter.
I can't highly recommend Terence enough, he was fantastic and on top of everything throughout the whole process.
He even recommended a solicitor for me to use which turned out to be a seamless process, all from within the comfort of my own home.
If you're a single parent and thinking you can't do it, give Terence a call to help you out.
Terence was so good to deal with Specifically, he didn't give unrealistic expectations but was honest right the way through, was always available, was resolution-focused and at the end of the day got us a better rate than we could have got ourselves.
I've already referred Terry to multiple people and will definitely use him again
We had a pleasant experience with Terence, our journey started with conversation where Terence learnt our goals and then provided us with few strategies which had been fruitful.
Terence has the ability to take a problem and solve it in creative way.
Terence is a superstar
Terence is very professional, knowledgeable and shows great credibility. He managed our loan process quite easily and smoothly.
Very personal and professional service. Terence is knowledgeable and made the whole process very easy.
Highly recommended, he will find you the best deal and get you a fast approval.
Terence was incredible throughout the entire process and provided us with the best deal from the bank. He was reliable and would often work late to ensure that everything was completed on time. I also learnt so much because of Terence's patience and passion for the work. Couldn't have asked for a better experience.
Thanks so much for all you help with my recent car purchase. Couldnt be happier with the result and would definitely recommend Terence to anyone looking for support with any finance requirements. Service and communication was spot on
Terence has been extremely helpful, professional and thorough throughout the whole of our loan application process. Terence's dedication and service was outstanding, and he always provided friendly service even within extraordinary circumstances and within impeccable timeframes. It has been a pleasure dealing with Terence and I would strongly recommend Terence's services to anyone in need of a broker.
Terence helped us with refinancing our home and investment loan. He is a pleasure to deal with, very responsive and open to discuss new or crazy ideas. I look forward to dealing with him again.
Terence helped me getting a better interest rate on my mortgage. He offered good, impartial advice - I am very happy.
I dealt with Terence Hammond from Mortgage Choice for the refinance of my investment property loan. Terrys valuable experience and expertise made the process of applying for a home loan a breeze. There was always clear and prompt communication throughout the application process and I felt comfortable to ask questions. Furthermore, it was clear that Terry was invested in my application and was able to achieve the results I was looking for in a timely manner. I would definitely recommend Terrys services to anyone who is looking for a loan.
I was feeling unsure about my chances of being able to get a home loan, however, after speaking with Terry and running through my options I feel so much more optimistic. I have a plan of action to get me into the home I want and I'm feeling incredibly positive
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
