Taylor Donaldson, your local Mortgage Choice broker

Call: 0432 342 934

With a strong background in real estate and finance, Taylor Donaldson helps first-home buyers, investors, and homeowners secure the right loan.

Backed by years of real estate experience, she offers tailored mortgage solutions, competitive rates, and expert guidance. Whether you're buying, refinancing, or investing, Taylor makes the process simple and stress-free.

Based in Brisbane, she services Bulimba, Morningside, Carina, and surrounding suburbs.

Call Us Mortgage Choice Newstead
Office - 0432 342 934

Open Hours Mortgage Choice Newstead
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Mobile Broker

Based in Brisbane, Taylor services Bulimba, Morningside, Carina, Camp Hill, and surrounding suburbs.

Start your home loan journey today

Your Mortgage Broker servicing Bulimba, Morningside, Carina, and surrounding suburbs in Brisbane!

Whether you're buying your first home, refinancing, or investing, Taylor and her dedicated team are here to guide you through the home loan process with ease and confidence.

Based in collaboration with Mortgage Choice Newstead, Taylor proudly services Bulimba, Morningside, Carina, and surrounding Brisbane suburbs — bringing expert advice and personalised support to her local community.

As a boutique team, Taylor is passionate about creating a more personal, stress-free experience for every client. She knows that navigating the home loan journey can be overwhelming, which is why her mission is to simplify the process, provide clear communication, and deliver tailored solutions that suit your goals.

With a strong commitment to customer care and a love for helping locals achieve their property dreams, Taylor is here to make your finance journey feel straightforward and supported from start to finish.

When you’re ready to take the next step in your property journey, contact Taylor Donaldson and experience the difference of working with a broker who truly puts you first.

Home Loan Property Guides | Mortgage Broker Brisbane

Looking for more information? If you would like to do some of your own research first, make sure you check out our home loan resources below!

If you're ready to speak with a Brisbane Mortgage Broker, then get in touch with Taylor Donaldson.

Looking for a Mortgage Broker in Bulimba, Morningside, Carina or nearby? Meet Taylor Donaldson.

Taylor Donaldson is your go-to local mortgage broker, proudly partnering with Mortgage Choice Newstead to help Brisbane locals secure the right finance, with less stress and more confidence.

Whether you're buying your first home, upgrading, refinancing, or investing, Taylor is here to guide you through every step of the loan process with personalised support and expert advice.

Why choose Taylor as your broker?

✔️ Real choice – Access to a wide panel of lenders, not just one
✔️ Negotiation power – Taylor does the hard work to help secure the best loan and rate for your needs
✔️ Local convenience – She's flexible and happy to meet at a time and place that suits you
✔️ Stress-free process – From pre-approval to settlement, she makes your loan journey smooth and simple
✔️ Tailored support – No cookie-cutter advice — just genuine help based on your goals

Services Taylor can help with include:

🏡 First home buyer loans
🏡 Home loan refinancing
🏡 Investment loans
🏡 New home finance
📈 Fixed, variable & interest-only home loans
💳 Debt consolidation
🏢 Commercial finance
🚗 Personal & car loans

If you're in Bulimba, Morningside, Carina, or surrounding suburbs and looking for clear, expert mortgage advice, Taylor is ready to help!

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

We initially spoke to Taylor and Michael our financier who recommended her to handle our Reverse Mortgage application.
Everything was going great, but because we live on a canal, we struck a huge hurdle
The lender wouldnt have a bar of an application under a Strata Title in Mermaid Waters without flood insurance.
We were devastated and just left it as no chance.
But 10 days on, the surprising news... read more

Laraine
22 May 2025

Taylor was very patient and nothing was too much trouble. Would highly recommend Taylor and the team at Mortgage Choice

Carmel
14 May 2025

Wow, Taylor She helped me so much through the entire process. I had never purchased a property before. I didnt know where start and when I was referred to Taylor, she made it such a simple, easy process and Im so grateful. Highly recommend

Amber
03 May 2025

Taylor was a delight to deal with in helping us get a better mortgage rate through refinancing. Communication was swift and none of the questions we asked were too hard. So refreshing to find such professionalism.

Danny
02 May 2025

Taylor was very helpful and supportive throughout the whole process, I couldnt recommend anyone better.

Gregory
23 April 2025

Taylor and her team supported me every step of the way, from the early stages of pre-approval to securing our final loan approval. She was honest, communicative, and made sure that I always knew what was happening. I'm incredibly thankful for his professionalism and dedication.

Shao
07 April 2025

Taylor is an exceptional broker. Her service is excellent and her process and knowledge makes dealing with her a breeze. I would highly recommend Taylor

Christopher
03 April 2025

Taylor was very thorough in her approach to a tricky loan situation, she was informative on the best lenders to service my needs and was professional with her communication throughout the process.

jake
02 April 2025

Absolutely top notch Taylors is truly one of the best

Dan
02 April 2025

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

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You could borrow up to

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/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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You may borrow up to

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Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

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Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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First Home Buyer?

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Total fees:

Breakdown	Amount
Stamp duty on property
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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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