Mortgage Broker Rockdale | Rockdale Home Loans
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Mortgage broker Rockdale
Tantalisingly close to the CBD, the airport, and the beach, there couldn’t be a better location than Rockdale. With parks, schools and plenty of stores, both mainstream and specialty, to frequent, Rockdale is the height of convenience for families, commuters, and more. Not only that, but you’ll be able to enjoy the plethora of delicious eateries offered in the area, ranging from simple takeaways to sit-down dining. With a friendly and welcoming community to boot, you won’t regret settling in Rockdale.
The median house and apartment prices in Rockdale were $1,510,000 and $695,000 respectively in 2023. Talk to Suman Bista if Rockdale sounds like the place for you - he can help you secure the best home loan possible to match your dream property.
Fixed vs variable home loans
When it comes to selecting your home loan, the number of options can feel overwhelming, which is why Suman is here to help you understand the pros and cons of each loan. Two common types of loan structures you will encounter are fixed and variable rate loans. With a fixed rate loan, your interest rate is guaranteed to remain the same throughout the fixed period, while a variable rate loan is subject to potential interest rate changes.
If you choose a fixed rate, you gain the certainty of consistent repayment amounts, which can make budgeting more simple. However, you may have a slightly higher interest rate than other options, and may not be able to access many other loan features. Conversely, a loan with a variable rate may offer you extra features like an offset account, but you are leaving yourself open to changes in your repayment amount.
Ultimately the decision between the two will come down to your personal preference and goals, and may be influenced by economic factors. But don’t worry, you aren’t alone in this decision - Suman will be able to offer you his expert advice based on your unique situation and help you make an informed decision about which type of loan will work best for you.
Home loan guides
Interested in learning more about refinancing, construction, and more? Take a look at our range of helpful guides. They are free to download and full of tips to help you on your loan journey.
Contact Suman Bista to talk about the home loan process on 0423 871 267 today
Suman can also assist you with:
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
