Reviews
Average client rating
4.8/5 From 245 Reviews
Stuart and his team made the process from stressful, hard and unknown by us so easy. Also, Stuart is a down to earth person that doesn't look his pockets but the interest of the costumers.
Highly recommended
Stuart and the team at Mortgage Choice have been so helpful in walking me through purchasing my first property. Being new to the property market, I had lots of question about the process which Stuart was able to help me to understand. Thanks again Stuart and team.
Stuart Morrow has been working with us since we purchased our first property in 2009. Since then we have worked with Stuart to buy sell twice as our careers family grew.
We feel like Stuart is always in our corner has worked hard to help us achieve our dream life in a home and location we love. Thanks for your support Stuart. Highly recommend.
I have found Stuart to be incredibly knowledgeable and helpful whether I am purchasing a property, or refinancing an existing loan, he has always taken the stress out of the entire process. He has saved me thousands of dollars by getting the best loan in the first place, and by continuing to keep in touch to advise if there is better loan product to suit my changing needs.
I could not recommend Stuart and his services enough. He is extremely knowledgeable of the property business here in Melbourne, and walked us through each and every step meticulously, as we sold one property and bought another. Furthermore, his communication in this whole process was extremely good, helping us to settle both properties with ease. I highly recommend Stuart and the Mortgage Choice business to anyone looking to buy or sell their property in the Victoria region.
Seventeen years ago, Stuart made home financing easy for us and since then several of our friends, and 7since then he and his staff have continuously ensured we receive competitive rates. Recommend highly.
Stuart Allan at Mortgage Choice have been very helpful yet again in securing a great home loan package. Thankyou
Finds the best rates in town
Fantastic service from Stuart Morrow for our Mortgage Refinance and Construction Loans. The overall process was very streamlined and we were happy with our interest rates for both loans. Stuart was informative and guided us through the process from application to final loan approval. We recommend Stuart highly for his professionalism and expertise.
It was a pleasure to work with Stuart Morrow and the team at Mortgage Choice. Stuart takes the time to understand your financial goals, seeks out suitable products for your consideration and then keeps you informed throughout the process.
Cannot truly express how grateful we are to Stuart and the team at Mortgage Choice. What was an extremely stressful process, he made it so easy and we knew we could rely on him to help with any question we had. Through the whole process he was with us every step of the way including when on leave. We cant thank him enough and cannot recommend him more highly. Amazing
Cannot fault Stuart and his team. Went above and beyond to help us and we are forever grateful Especially over the Christmas period. He answered every call and silly question and assisted in every step of the way. Would recommend to anyone
Very patient and efficient. Highly recommended.
This is the second time i've used Stuart Morrow. He does all the work and has always kept me informed with the progress on my lending journey. He's very knowledgeable, and somehow managed to get my loan approved in record time.
Thanks again for all your help Stuart, much appreciated.
Stuart is the ultimate professional and his work ethic and efficiency is second to none. We have utilised Stuarts company for years. Stuart goes above and beyond and we couldnt recommend him enough.
My family and I have used Stuart's services for many years now and we are extremely happy. Stuart is knowledgeable, fair and knows his craft very well.
He has helped us with various refinances and his advice has been great. It helped us make informed choices and very importantly get good Interest rates.
We highly recommend Stuart and his services to people. you will not regret it.
Our experience with Stuart was beyond amazing. The communication was outstanding. Stuart made it really easy through out the whole process and talked us through everything clearly. 1010 recommend
Highly recommend Stuart, very helpful and talks you through everything.
One of the most professional people I have had the pleasure of dealing with as always contactable which is such a huge thing these days. Doesnt muck about and gets all your issues loan related across the line in a punctual manner. Highly recommend to anyone. Always answers the phone or at least gets back to you the same day. Will use again.
Stuart is a very strong communicator. Always quick feedback and will follow up within the day, if not the hour, on any queries he doesnt have the answer immediately to. Very efficient and valuable especially for very dynamic situations. Assisted me with all the stages of my loan from research, pre-approval and final approval.
Would highly recommend Stuart and his team They were amazing with helping us purchase our first house and went above and beyond for us, will 100 use them in the future.
Stuart and his team went above n beyond to help us every step of the way, couldnt be more grateful for his service Highly recommend will be using again in the future
great service
Stuart and the team are so proactive and lovely to work with and 4 years after helping me buy my first property they continue to follow up and get loan reductions for me. Highly recommend.
Its been 4 years or so since I engaged Stuart Morrow and the team Mortgage Choice to assist me with financing my investment property build. In addition to the initial financing being one of the best customer service outcomes Ive ever had, the great ongoing service continues. Today I received an email confirmation that the team has proactively negotiated a significant rate reduction with my lender on my behalf which will result in an interest saving of 2k PA. This is the second time they have done this for me in the past 2 years without me asking. That is truly fantastic service and a reminder of what a great decision I made way back then. Many thanks Mortgage Choice Team.
Thank you to Stu and his team for our first Mortgage Choice experience. We have been looking to buy a house for some time and a very patient Stu has keep us in the loop of all Mortgage Choice communications and insights to the property market. Insights we just didn't have time to research ourselves. He really went beyond we could've got from anywhere else. Responses to emails and phone calls back in minutes We look forward to working with Stu and his team again in the future.
Stuart has been assisting me for over 10 years and his work is consistently outstanding and reliable. No hesitation in recommending his services.
I have been a client of Stewarts at Smartline for over 12 years .
Stewart and the team are very professional and have excellent knowledge and support . Highly recommend.
We have had the pleasure of working with Stuart for over 15 years. He is brilliant operator and a master of his trade. I have no hesitation in recommending him
Stu and his team were fantastic and assisted through the whole selling and buying process making it a far less stressful process . Thanks for all your efforts, will share your details happily with friends and family
Excellent service, would highly recommend Stuart to anyone seeking a better deal on their mortgage.
Amazing service, they walk you through each step and get you the best deal.
Stuart and his staff have been wonderful to deal with, very professional, and proactive in looking after our needs. Highly recommended.
Stuart was great to deal with in establishing my initial loan and successfully organised an investment loan under very tight timeframes. Most impressively, he'll continue to check in and apply for loan discounts at regular intervals with a no-nonsense approach.
Stuart and his team go above and beyond to get the best deal possible. We have been with him for about 15years and have nothing but good things to say. His help with our new house was fantastic.
We live overseas and need a mortgage broker that we could trust and would be able to help with an ex-pat mortgage, Sally was brilliant, and we are so grateful that we were recommended her and found the service that we needed. We both work long hours and have small children, so do not have a lot of spare time. Sally did all the hard work and advised us throughout the process. We really felt like she held our hands and went on the journey with us. We are thrilled with the outcome and would happily endorse Sally service
Stuart and his team were fantastic, I was a first home buyer and he helped throughout the process. I couldn’t recommend them enough!
We had a fantastic experience with Stuart, it was our first mortgage and Stuart walked us through every step, he made sure we understood everything to do with the repayments and what steps we needed to take. A massive thank you to Stuart and the team will definitely be recommending the team
Great team to work with, responsive and very professional.
Stuart and his assistant Alan were extremely knowledgeable, helpful and friendly and made the whole experience go very smoothly!
Stuart has helped us through the complexities and indecisivenesses and just repeated queries now through two the mortgage decisions of two property purchases over 10yrs. He helps put us at ease and guides us through decision making, so that it’s our own decision. Then when push comes to shove and attention to detail matters, he’s there watching and checking and making us feel that we are in safe hands. He’s part of our trusted go-to’s and we often recommend him to others.
Our experience working with Stuart was nothing short of excellent! I would highly recommend smart line and the services of Stuart and his team to anyone in the market looking to purchase a new property
Couldn't have made the process any easier for us. extremely happy with the outcome.
Kept me in the loop which due to Covid was a long protracted issue of over 7 months
Stuart was a pleasure to deal with across all aspects of the financial process, from the initial introduction, to the loan application, right up until settlement, Stuart's communication and professionalism and attention to detail exceeded all expectations. I will be passing on Stuart's details to others with confidence knowing they will be in the very best hands.
Stuart has been absolutely awesome. He was able to secure a bridging loan with our existing provider where they had previously turned us down. This allowed us to move quickly and secure the house of our dreams. We honestly could not have done this without Stuart.
Stuart is phenomenal with his knowledge, caring approach and ability to make me feel like I am his number 1 priority. Allan’s follow up and availability further strengthens this experience. Keep up the great work guys!
Fantastic personalized service.
Responsive, informative and completely accessible.
Already highly recommended to friends.
I can not praise Stuart enough for his professionalism and hard work while he looked after us for our recent refinancing of our property loans. He made the whole process so much more stress free with his advice and steer.
Stuart was a very helpful and knowledgeable. I did however deduct points because of delays with the FHOG forms and lateness attending meetings.
Stuart has always gone above and beyond expectations in our dealings with him, he is attentive, thorough and has a great attention to detail. He also has an excellent understanding of the loan approval process and applies this to application quality
Stuart was great as always
Stuart Morrow was an absolute delight to work with. He was very attentive to our needs and kept all of the commitments he made. He is also extremely well organised and fully leverages his years of experiences to successfully complete our refinancing
Stu and the team were super helpful, available and supportive. Happy with the product I ended up with and would definitely use again in the future. Thanks Stu!
Stuart was extremely helpful, and made the whole process of buying our first home easy. Would highly recommend him to anyone. Thanks Stuart.
Stuart Morrow is both very professional and very personalable and provided excellent service! I would certainly use him again and refer his broking expertise.
Very helpful and supportive during the whole process
Stuart Morrow was extremely thorough and efficient. We were placed on tight notification of the titling of our property. He made the process easy and took a great deal of the stress and time pressure from us. Highly recommend.
Stuart was fantastic in supporting us throughout the home loan process. He kept us well informed and was always in communication in assisting us to find the best product for our needs. We would definately recommend his services!
It was a smooth process especially considering restrictions due to COVID 19
Stuart was very helpful and courteous throughout the process of re-financing. He kept me informed regularly and was always available to take my calls and respond promptly to my dumb (lol) questions. I am very satisfied with his service.
A friend referred me to Stuart Morrow at Smartline with glowing recommendation. Stuart and his team showed a genuine interest in my building project and guided me through every step of the finance application. Most surprising to me was that once the finan
Very simple process for us to buy our investment property which suited us perfectly.
This is the third time working with Stuart Morrow. His knowledge of the products and process is excellent. He is very responsive and his customer service is excellent. It is evident that he cares about his customers. Stuart willingly supported me through what was a slightly trickier application this time around, but got the job done! I thank him for his patience and quality customer service, and will always recommend him if the opportunity arises.
The level of engagement access ability was unexpected.
I had no idea of the admin burden of the process of applying for finance. If I hadn’t had Stuart and his team in my corner for the duration, dealing with the bank, offering advice and assistance and dealing direct I would have given up.
I would not like to have had to go it alone.
Many thanks Smartline!
Stuart was amazing. I had hardly started the home finding process, before finding the place I wanted to purchase. There were so many different obstacles that Stuart made so easy for me. I certainly wouldn't have made my home purchase without his dedication and support. Not only that, but as someone completely unfamiliar with the rental market, he was more than happy to explain the process and answer questions and do whatever he could to make things work for me. Thanks so much, Stuart! I've already recommended you, but will be certain to continue to do so. You were a lifesaver!
Recommended Stuart to many - exceptional service
We find Stuart Morrow and his team professional, supportive and extremely efficient.
Stuart is great. He was always available to talk. He is patience and knowledgable. I would refer him to everybody.
Stuart managed the process from start to finish and l was never wondering where my application was at. Very happy with service and have referred to friends.
Even when then lender was a pain …. Stuart was there to manage the situation..
Keep up the Good work Stuart you are the best.
Stu went above and beyond. He is amazing
Stuart was a great help in a stressful time. Would highly recommend his service as everything was done in a very professional and easy manner.
Thanks for making the process so easy.
From the start it was easy, ans smooth.
The service offered by both Stuart and Jodie was excellent, supportive, informed and consistent.
I have been using Stuart morrow from smart line for a few years now and regularly recommend his services. Always professional and communicates well, excellent advise and a pleasure to deal with. Can't recommend high enough.
Stuart is great to deal with he did our new build and land and then also assisted with purchasing an investment property.
Cannot rate high enough and have mentioned to friends about Stuart and smart line if they are looking.
Stuart was very clear and informative throughout the process.
He was readily available to answer all my questions, with fabulous customer service follow up/support.
Stuart is amazing! He has helped us every step of the way when purchasing investment properties. We are very thankful for the excellent service he provides. Always prompt and providing all the relevant info we need. We will continue to deal with Stuart in the future.
The personalised service we received from Stuart was above and beyond our expectations. He made our refinancing with another bank, which was a daunting exercise, seemless and easy. Would highly recommend Stuart to friends and family seeking mortgage advise and assistance.
Stuart was very personable and understood our needs. He was patient and had a good way of explaining unfamiliar financial ideas.
Stuart took all the worry out of financing our new property. His professionalism and attention to detail in securing our loans was second to none. We were constantly informed on the progress and finance approval. Very enjoyable experience of purchasing our first home together.
Stuart was very helpful and excellent in his response. I truly believe he took me through the process in the best possible manner.
I have worked with Stuart Morrow over a period of a decade and he has provided professional, timely and friendly service to the highest of standards. He has always delivered the best financial outcomes for me and I have confidently referred many friends and colleagues to him over the years that he has also provided great results for.
I will continue to use Stuart for my affairs and happily refer business to him at any time.
Catherine Dawson.
Stuart was lovely to deal with and went out of his way to please us. Everything went through so smoothly and with not one hiccup - very happy.
Stuart from Smartline has given the right advice and gone an extra mile to share experience beyond the loan process with our house purchase and build. He's made the effort to know us and that really makes a difference.
Stuart is very professional and went out of his way to support me .
Stuart worked with us for over a year to eventually find us the right loan so we could purchase our first home. The process was a lot less stressful than what I originally imagined and would highly recommended his services to anyone in the market for purchasing a new home or investment property.
Stuart found the most suitable and best deal for our purchase then a few weeks later searched a better deal and guided us through the process from start to finish professionally, thoroughly and with a welcoming and engaging attitude.
Stuart Morrow from Smartline guided & assisted us in achieving our recent house purchase. He provided excellent financial advice, and customer service in a professional & timely manner. This is the third home loan he's arranged for us and we'd have no hesitation in recommending him to anyone seeking sound & professional loan advice. Paul Heath
As a client of Stuart Morrow I was inspired to learn of my options as an investor and was incredibly grateful for the prompt service by which I was able to secure my future.
Very helpful and answered all my queries in a timely manner
I always recommened Stuart Morrow to absolutley everyone because he understands your personal needs, he will sit with you and talk through scenarios and he is honest if he will see that it will not work out for you. He is the best advisor I have ever worked with.
Stuart has gained my respect after organizing at least 3 loans for me, and he now looks after my family with 2 members having used his services. There have also been 2 friend referrals so I am pleased that they all come back to me showing appreciation of the contact made.
I gave Stuart a complex task and he was so quick to take on the challenge and deliver us the outcome we required. I would highly recommend Stuart to others, his 'can do' approach is fantastic.
I gave Stuart a complex task and he was so quick to take on the challenge and deliver us the outcome we required. I would highly recommend Stuart to others, his 'can do' approach is fantastic.
Stuart has always been easy to work with, professional and keeps us moving forward
Stuart is extremely professional and courteous. This is the second transaction he has guided us through and has succeeded in making the complex simple. Great work again Stuart.
We have used Stuart twice now and would happily use him again. Great service and he is always available. He made the process easy for busy people like us! Thanks
we have been dealingw with Stuart for the past 6 years and his services has improved each time.
Stuart is the best!
My dealings with Stuart Morrow was easy and through the refinancing process, we felt comfortable that the advice and recommendations being provided were professional and tailored to our specific portfolio. Stuart and his team gave excellent feedback through the process and we cannot speak more highly of their service and attention to detail. Thank you Rodney Begley
Stuart makes banking and home loans easy! He provides me with confidence that he will always achieve the best possible result- always a pleasure to deal with.
Stuart & Jodie were a great help in assisting us with our loans. They have helped us before and both made the process easy for us as time is always hard to find. Definitely recommend to others and have in the past. Thanks for a fantastic service. Michelle Rossell
Stuart was very helpful and really had a good idea on what was going on at all times would strongly recommend using him again, he took all the hard work out of getting a home loan.
To Whom It May Concern, I would like to highlight the outstanding service that our Adviser (Stuart Morrow) has provided for well over a decade on the numerous loans he has handled on our behalf. We consider Stuart a close friend, and the way that he offers clear and concise information regarding any loan matters either big or small has provided great confidence in dealing with the banks. I have, and will continue on referring Stuart to both friends, family, and other business associates as I want others to experience the high level of care and attention to detail that he brings to the table in handling very important money affairs. I look forward to working with Stuart well into the future as we continue to build our property portfolio with his wealth of experience. Yours sincerely, Wayne Asher
Getting my loan approved was one of the most stressful things I have ever experienced. I encountered one problem after another until I met Stuart. Stuart assisted me so much throughout the entire process and delivered on everything he said he would. He kept me regularly informed of what was happening and what the next steps were. He always made sure I understood what was going on. I wouldn't have been able to do it without him and would definitely recommend his service to anyone I know buying a house!
Stuart provided great service and advice in an informative and relaxed environment. I found the experience to be a friendly exchange of ideas and was and professionally executed by Stuart and his team. Ivan Marsic
Stuart has helped us out on numerous occassions, we wouldn't go anywhere else - his knowledge and customer service is second to none.
Stuart helped my wife and I through the process of changing over our loan from another financial institution and was thorough and always available to help us with an explanation when needed. I'm just annoyed we didn't contact Smartline earlier!
I always recommend Stuart Morrow to all my family and friends. He is always contactable and does not delay in responding to any of my queries. I find Stuart to be very helpful, he will spend time with you so that you find the right option for yourself and your family. Stuart cares about the business he is in and his clients. This is the second time that I have worked with Stuart during a home loan process and once again I am more than 100% satisfied with the service that Stuart Morrow has provided me with.
Stuart has always been good in communication and keeping me informed particularly when I've needed either just to bounce ideas off him or ready to go ahead with some concrete. No matter what the scenario was Stuart has always been there ready with that assistance.
Stuart was always available to answer questions and is very knowledgable, he ensured a smooth process every time we have used him. He is a delight to work with - many thanks!
For someone who hates dealing with the paper work involved with applying for loans with banks, Smartline provides a great service that I would highly recommend to others. Stuart Morrow, who was my adviser, was readily available (even returning my calls on the weekend), understanding of my needs and provided what I believe to be high quality advise on how to structure my finances.
Stuart 'again' provided great information & service to us.
Stuart is excellent. It's refreshing to decent service from a service provider.
I felt Stuart actually put me first. I was not just part of a deal where he was "in bed with the banks".
great advice , professional and courteous (qualities greatly lacking in dealings with Australian businesses )
Good communication & follow up. Adressed all queries promptly and comprehensively.
I would have given a higher rating but there were delays, but i think the delays were from the bank end.
Stuart has been excellent in my dealings with him. He has been available, positive and open in all our converstations.
Stuart was very proactive in following up and was always at the ready to answer any questions I had, regardless of how minor they were. He provided all the information helping me to make informed decision on the type of loan I wanted. I would (and have) recommended Stuart to any friends/family looking for a mortgage adviser.
Multiple Properties and documents of transfer caused a little confusion when we were required to sign and get them wittnessed . If this was to occur in the future I would suggest the Adviser attend to give some guidance. The follow up from Stuarts office during the process was very good. The Commonwealth Bank are even more complex to deal with than the ANZ and without support we would still be wading through the mire .
Stuart's (and his assistant/s) service was friendly and efficient. The information provided to me was easy to understand which made the process a lot less painful than going to the bank direct.
Stuart was very willing and keen to get the right choices made and by using Stuart's services it made the whole process seem less daunting.
Stuart guided us through an odd process and patiently explained things once to me and then again to my partner in phone calls. He was the one that came up with the idea on how we could structure our loan to make it happen - we had already given up that it couldn't be done.
At this time I have nothing to add, but needless to say my my comments to the questionaire
I was satisfied with the service.
The communication was fantastic. Stuart frequently called to see how I was going and if I had any questions. Stuart gave me all the correct information and was very helpful and informative.
Find & recommend a conveyancer with good communication skills - I've had 2 different ones now and they have both sucked! Ask client who they bank with - if their provier is not on your list of lenders you may need to research it's offerings in order to pr
The service was efficient and effective. I like the newletters, they have been very informative.
All good!
Same as with previous loan.
Nothing was too much trouble.
Legend
I was always kept up to date with the progress of my loan, even when I wasn't chasing the progress.
We purchased a property without any formal preapprovial. Our Smartline consultant helped us gain our loan within a 30 day settlement. They were exceptionally helpful.
We liked the ongoing personal and friendly service an attention to detail.
Excellent service and very helpful in at times a stressful situation
they were great - it is a same interest rates rose... bloddy heck!
All went well. there was a little bit of messiness near the end, but my load/ situation was a tad tricky, so I'm not suprised a minor thing or two slipped through the cracks.
Stuart was very professional and answered my multiple questions in a patient and easy to understand way.
Very friendly, approachable and helpful staff. As a suggestion for added value to service, I'm a visual learner, so maybe a breakdown of costs etc in printed format would be good to help those who are knew to the home loan process better understand how it
Attention to detail could be improved. Some of the forms we were sent to sign contained incorrect details. This was disappointing given we'd provided all required information during our meeting with the consultant and had been assured we were fine to leav
Our consultant was Stuart Morrow. The service provided was fantastic. From the first consultation, we felt comfortable that we had made the right choice in using Smartline rather than going directly to the bank. Stuart was happy to answers all of my quest
stuart was always there to give me advise.He always found out information for me if he didn't know the answer.
Unfortunately I was handed from one consultant to another at the crucial time of signing my loan contracts. This was a very stressful period of time and I did not enjoy being passed on to a new sales manager. While Sturt is a nice guy - it affected my fee
Stuart Morrow is approachable, informative, easy to relate to and an absolute credit to Smartline
Stuart Morrow kept me up to date throughout the entire loan application process, after he had found the right loan for my needs. he is continually sending me information on new products that I may be interested in, and the customer service generally is fa
Stuart was excellant in explaining not just the loan aspect but all the process by which you purchase your first home. This was great as for most first home buyers this can be a little daunting.
Stuart and Zoe and the St Kilda Road team are a first class squad, who are well informed, diligent and a pleasure to do business with.
great service
Liked how they kept me involved at each stage of the process.
Stuart and Zowie were both very prompt in replying to queries and updating me on the status of my loan application. This was my first foray into the home owning arena and they were there with me all the way. A job well done!
The professionalism and friendliness displayed by Stuart and Jodi was second to none. We were contacted throughout the process and even afterwards to see that everything had run smoothly.
The friendly and approachable nature of staff.
I was happy with Stuart's professional approach and he was flexible to meet my needs. I was very impressed with Jodie's help and felt I was a priority to her throughout the process. She kept me informed at all times as to the progress of the loan.I didn't
I liked the way that Stuart had my best interests in mind, and made sure that everything went smoothly. Even when things got a litle difficult with the bank, and they sent the wrong paperwork through, both Stuart and Jodie got it sorted quickly. They alwa
Great service all round, we had a very tight timeframe to work to, and smartline met the deadline and kept me up to date the whole way. Thanks !
Wefound Stuart to be very helpful and genuinely interested in what you are doing. He always gives follow up calls to ensure things are still going well. We have already referred a customer to him and will do so again should the opportunity arise. We canno
Better communication required near settlement regarding when and how much first loan repayment is. Realise that is banks responsibility, but mortgage provider can push for banks to do that better, or do it via mortgage provider so as service is uniform. T
I appreciated the effort my consultant (Stuart Morrow) went in the final stages of my loan set up while I was away on holidays. He emailed regular updates right through to settlement which provided great peace of mind as I was confident things were being
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
