Refinancing | Mortgage Broker Wolli Creek, Arncliffe and Banksia
Time and time again, I’ve seen the difference the right home loan can make to your financial future. If it’s been a while since you reviewed yours, you could be missing out on a better deal. I'm here to guide you through the process from start to finish.
I offer a free review of your home loan
Reviewing your home loan is a great place to start when it comes to a better deal. It helps you see how your home loan stacks up in today's market. As your local Wolli Creek Mortgage Broker, I offer a free review for your home, car, business or investment loan. I'll help you understand what other options are out there, lay out the benefits and costs clearly and then manage the refinance on your behalf if you choose to go ahead.
Is it time to refinance?
- Your interest rate isn’t competitive anymore. Lenders adjust their rates all the time, especially to help attract new business. If you haven’t checked yours in a while, you could be paying more than you need to.
- Your financial situation has changed. A promotion, a growing family, or a shift in your expenses could mean your current loan no longer suits your needs.
- You want to consolidate debts or unlock equity. Refinancing can help you combine debts into one repayment or access equity for renovations, investments, or other financial goals.

Set your course for a better loan
The home loan market is always shifting, so it's vital to make sure your loan is still working for you: whether it's your home, investment or car loan. I’ll use my 18 years of finance experience to negotiate with lenders and help you refinance to a more competitive loan.
Book a chat with StephenWhy refinance with a Mortgage Broker?
- I have more than just options from one bank. In fact, I have access to over 4,000 loan products from 35 lending partners - which includes all the big banks.
- I provide personalised advice. Refinancing is not always just about saving money. You might be trying to free up cash flow, access equity to invest or consolidate debts. As your Mortgage Broker in Wolli Creek, I'll review your goals and provide a tailored plan.
- I know the banks and if they can do better. As a customer, you may not know if what your bank is offering is a good deal. I do! I can expertly negotiate with them all to make sure they're giving you their best offer.
- I manage the entire process for you. I'm on hand to manage the paperwork, answer any questions and liaise with the bank. I'm just a phone call away - so you can refinance easily and without stress.
Start your journey today
Let's navigate your refinance - together
Whether by phone, video, or in person across Wolli Creek, Arncliffe, Banksia, and wider Sydney, I’ll make sure you have the right guidance every step of the way. Get in touch with me to get started!
Call Stephen Southworth directly on 0450 532 823 or book an appointment.
Call 0450 532 823 Book an appointment