Refinancing

Refinancing is simply replacing an existing loan with a new loan and can be a great way to take advantage of lower rates, better features or save money on your home loan overall. 

Why do people refinance?

There are lots of great reasons to refinance! People refinance their home loan for a range of reasons like to:

• Take advantage of a lower rate
• Access equity for renovation or investment
• Switch between fixed & variable home loan
• Consolidate debt
• Get better loan features
• and more!

There are some great cost savings to be had through refinancing but remember - there are some costs that can come with refinancing (as well as paperwork!). Our team at in Ferntree Gully will go through the benefits with you to make sure they're worth the extra effort.

See how much you could save with our interest rate calculator

The first step is a free Home Loan Health Check 

If you haven't checked your home loan in the last 2 years chances are, you're missing out on some lower rates or better features that could be available to you. The first step is to book a free Home Loan Health Check with Mortgage Choice in Ferntree Gully.

We compare your current loan with hundreds of other loans on the market to see if we can find you a better deal. It only takes a short time and could save you money!

Read: Could you save thousands on your home loan?

Let's get started 

Call us on 03 9752 3055 or click on the Contact Us button at the top of the page to book your free Home Loan Health Check with our team today!

Our team is available to discuss your individual loan requirements. Use the link above to 'speak to us' or use the button on the home page to 'book an appointment'.

Still got questions? Download your free e-guide on Refinancing your home loan.

We can also help you with:

• Home loans
• First home loan
• Property investment
• Debt consolidation
• Car loans
• Personal loans
• Business Lending & Finance
• Equipment finance & leasing