Self Employed Home loan Finance

Self-Employed looking for home loan finance.

We're now offering solution for Self-employed applicants, including:

 

• TRUE 1 Year Self Employed Policy: Just one tax return required for <80% LVR.
• Self Employed Alt Doc Options: Options available from 3 months of business statements, 6 months of BAS, or an accountant's letter. 
• Simplified Director’s PAYG salary (incl directors fees) verified using latest 6 months’ PAYG summary via ATO portal
• Trust/Company Lending: Complex loan solutions under non-trading company or trust
• Owner Occupied Interest Only: Flexible solutions for homeowners.
• Rental investment income shaded only 90%
• Automatic Rate Drop Feature: Simplify back-book management with potential rate cuts on the horizon.
• 85% no LMI – OO & INV (P&I + IO) – minimum 800 credit score required
• Self Employed Lite doc – acc letter or 6 mths BAS or 3 mths biz statement
• 1% buffer for like-for-like refinance or 2% for all other applications
• Company debts can be ignored (if no interest add-back)

 If you have any further questions about trying to obtain a home loan or investment loan and you are self employed, please call or email and we can discuss your options.