Reviews
Average client rating
5/5 From 251 Reviews
Steve takes time to discuss things and to help you find the best finance solution. He really values his clients and many times has gone above and beyond. I'm very lucky to have found him as a mortgage broker.
Steve was an absolute pleasure to work with and incredibly patient given this was our first time as first home buyers. He made himself available to chat on weekends and made us feel comfortable to ask him anything
Steve has helped me on many occasions with loan applications right through to settlement for both residential and commercial property purchases. Steve is always contactable, finds efficient solutions to challenges, and is incredibly thorough. Steve has worked within tight deadlines and always remains calm, while making the processes stress free with regular updates. Steve is extremely personable and always contactable, and I cannot recommend him highly enough
We have used Steve for the past 15 years with a variety of services and he has always looked after us. I cannot recommend him enough to anyone looking for help to navigate this minefield
Amazing service and expert advice. Great communication and support throughout the whole mortgage process
There is great communication then daylight, then there is Steve. Day, night, weekends, Steve would answer any questions we had at any time of day to ease our concerns or progress our application. Dead set legend
Steve was highly recommended to us from a good friend, and we couldnt be happier with him helping us to re finance and consolidate , he is extremely professional , knowledgeable and always kept us informed the whole time through the process , I would highly recommend Steve for any mortgage borrowing and hopefully will work with him again soon on some investment lending.
Steve was highly recommended to us by a friend, and were so glad we took their advice to reach out to him. We are first home buyers who were nervous and unsure about the daunting process of buying our first home. Steve went above and beyond for us every step of the way. Not only is he thorough and extremely experienced in his field, but he is also so approachable, friendly, supportive and informative. He really helped us feel at ease throughout the whole process - often taking after hours calls from us, and is always happy to answer our questions as first home buyers - I can tell you that there were many. Steve has been fantastic
As a first home buyer I had no idea where to start, but with Steve's help, he took the worry right out of any concerns I might have had. Steve made the process so easy. In fact he obtained a greater loan than I had first anticipated. Should I have any further need for loans of any sort, Steve will be my first choice of contact. And, I would have no hesitation in recommending his service to anyone else looking for a home loan.
Steve is the ultimate professional. Would not have anyone else find a competitive loan or sort out my refinancing
Steve is a joy to work with. He is understanding and patient. He is great at following things through and holding lenders accountable. I highly recommend Steve as a mortgage broker.
Clear, honest and quick turn around. Couldn't ask for better.
Steve is professional knows his work very diligent experienced broker helped us to refinance and walked us through every step navigating us like a captain of a ship to safe grounds. I recommend him to friends and relatives. Go for Steve.
Very professional and well explained on process and what is best for you.
Steve successfully assisted us with the purchase of our first home He is genuine in his approach and was always happy to answer any questions I had along the journey. Highly recommend
Steve is a highly professional, confident and confidence-inspiring broker who helped us secure our home loan very efficiently.
I knew from our first conversation that we were going to be in good hands.
He kept us posted and helped us make informed decisions every step of the way, leaving no details unaddressed.
He even went the extra mile for us at several points to share his knowledge of the market, etc... in a very open and honest way.
I definitely recommend him as a very efficient and competent mortgage broker.
Thanks Steve
Steve - thank you ever so much for your help and patience in our long search for a property. You were always there for us and really appreciate your help and guidance. Highly recommend Steve's services.
Steve is a very helpful mortgage broker, and always strives for the best and fairest results. Highly recommended
Great to deal with and accommodating to talk through different ideas that you may have about mortgage options.
Steve came highly recommended to us, and after working with him twice, we can attest to his exceptional service. He effortlessly alleviates any worries or stress, handling matters with utmost professionalism and offering sound advice. We've confidently referred Steve to friends and family, all of whom have echoed our positive experience.
Exceptional professional advise.
Steve Gregoire is an exceptional mortgage broker who went above and beyond to make my first home purchase a seamless and wonderful experience. He is incredibly knowledgeable, helpful, responsive and friendly. Steve and his assistant Josie, were very organised and arranged my home loan application in a timely manner. I cannot recommend Steve and Josie highly enough and I feel extremely lucky that they supported me to achieve a very important milestone in my life
Steve and his team recently arranged finance for an investment property we purchased in Ryde. Getting finance for any purchase is frustrating and time consuming event. I have the shortest of fuses when dealing with Banks but Steve made this a boringly happy process. Ill use Steve again, actually in a month or so, you should too. Great guy, great service, results oriented.
As a broker Steve was absolutely professional and personable in our house buying process. Whenever we had questions to ask Steve was instant in his responses, respectful to us and was happy to help even when he was with family in his personal time.
Steve is a very relatable and likeable guy with great personal skills and we could not recommend him higher if you are looking for a broker
Thanks for all your work Steve
Steve works for you and achieves outstanding results. He has been my broker for a number of years and due to his hard work and results - I continue to see him for assistance. I cannot recommend him highly enough.
Steve is very knowledgeable, prompt and approachable. He was extremely helpful throughout the entire process and made everything so easy to understand. The end result was a great loan and a very smooth transaction. Thank you, Steve. Highly recommended
Steve went above and beyond to help us have as little stress as possible while buying our first home. He always made time for us and never made us feel like our questions were stupid, even though I'm pretty sure they were.
Couldn't recommend him more.
I had a good experience with Steve, he was knowledgeable and on time with his guidance and promises. Would recommend him to others.
Great service very helpful
Professional, friendly, client-focussed. We have been very happy with Steves support with a number of properties. We highly recommend him.
Steve and his team at Smartline Mortgage Choice have sourced competitive mortgages to suit our needs on two recent property purchases. Steve is knowledgeable on all facets of the process and is always ready to provide support. Highly recommend.
I have the highest praise for Steve Gregoire and cannot recommend his services high enough Always efficient, caring, personable and works hard for you.
Steve and more recently Josie has helped me many times over many years with refinancing and new purchases.
I ask a lot of questions and he has always been very patient with answering them and thorough with finding me the best deal.
I would strongly recommend him to anyone who needs a mortgage broker
Amazing communication and took the time to explain each step of the process to me as a first home buyer.
Steve was fantastic in helping us understand our mortgage when buying our first home. He was always available and responded quickly when we had questions. Couldn’t recommend him enough!
Our broker Steve Gregoire was absolutely amazing yet again. We have used Steve for nearly 10 years now, for many city and rural transactions involving different banks in both NSW and VIC. He is extremely knowledgeable, tenacious, always contactable, very supportive and has a wonderful temperament. We look forward to working with Steve in the future and will continue to refer our family and friends.
Great experience, great service
Not enough stars. I have been with Steve for many years and have just refinances 3 mortgages. Loveliest guy ever.
Process keeps getting easier every time. Have referred friends who all have a similar experience. Thanks Steve.
Steve’s service has been nothing short sensational. He has the patience of a saint and has the ability to explain the finer details to the layperson (me). We cannot thank Steve enough for his help and are truely grateful for his continued assistance and support.
Steve was incredibly helpful, attentive and personable throughout the entire process. I couldn’t have asked for anyone better. I’m happy knowing that I have a great recommendation to give for anyone needing similar assistance.
Steve went far and above my expectations, considering the position I was in with personal matters in the world - he lept to the challenge and got me an outcome that met all requirements. Legendary.
Have been dealing with Steve for a number of years and never lets me down. He is efficient, knowledgeable and knows his products.
Steve went far and above my expectations, considering the position I was in with personal matters in the world - he lept to the challenge and got me an outcome that met all requirements. Legendary.
Steve Gregoire was professional knowledgeable and supportive all the way through the loan process.
I would highly recommend his services.
I can’t recommend Steve more highly.
The service and communication with us was fantastic. They say ‘buying a home is the most stressful thing you can do’ but when Steve Gregoire is your broker the stress is certainly less.
Thanks Steve for doing such a wonderful job.
Steve, a very professional and knowledgeable mortgage broker. I’ve been using him for years and my recent refinancing was completed with ease. Highly recommend him to anyone.
Highly recommend Steve! Steve has helped us with finance for numerous property purchases and every experience has been excellent. Steve is always available to help, extremely personable, highly experienced and always promotes his clients best interests. We will continue to recommend Steve to all our family and friends.
We’ve used Steve on a number of our purchases and have always found him and his team very pleasant to deal with, helpful and calm throughout. We very much recommend Steve’s services.
Steve G explained everything thoroughly, he was patient with all my questions and even took the time to assist after settlement with follow up questions.
Steve was fantastic, he listened to our mortgage needs and worked hard to find the best deal. As we moved through the mortgage process Steve helped and kept us informed all the way. I highly recommend Steve to all my friends and family.
Steve is an outstanding agent. His knowledge of the market is first rate and his customer service level, exceptional.
I wouldn't hesitate to recommend him to anyone else.
Steve has been assisting with me with mortgage products for many years now. His customer service, knowledge and problem solving abilities continue to be outstanding. My financial situation has become increasingly complex including now being self-employed along with needing to disentangle from a joint mortgage. Steve brokered a competitive solution and worked within strict timelines to ensure I became the sole owner of my dream property while retaining my investment property. I can’t recommend Steve highly enough as an ethical and knowledgeable broker who is solution focussed and thoroughly able to navigate complex circumstances with sensitivity to achieve sustainable results. Thanks once again Steve.
Steve was recommended by a friend and went above and beyond to help my partner and I find the right loan. As first home buyers he guided us through the process and explained everything! He was always available for us to ask questions. Thank you!
Steve was very good and easy going person to deal with.
Steve was very patient while I dealt with some challenges regarding settlement. He answered all my questions promptly and talked me through all the scenarios I needed to know.
Easy to deal with, great service provided by Steve & Josie
Steve certainly exceeded my expectations,very friendly and helpful and went aboveand beyond to provide me with really great service
I am that impressed with Steve that I have already recommended him to someone else. That person has already commenced dealing with Steve.
Steve Gregoire was brilliant again all the way through the process
Steve was absolutely fantastic in the whole process. He was knowledgeable, readily available during the entire process and was very efficient in the application and approval process. I would happily recommend Steve to anyone that needs a mortgage.
Easy to communicate with.
Return messages almost immediately.
I have no reservations about recommending Steve to anyone needing a responsive, professional and friendly mortgage adviser.
Steve Gregoire -
my Smart line advisor has truly been instrumental in setting up my tailored Home loan portfolio .
Steve helped with my needs and answered all my questions in a timely fashion.
We came back to Steve after our last change of banks because of his professionalism and friendly nature. Nothing was an issue and everything explained very clearly. I would recommend him to anyone.
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Steve Gregoire was fantastic to deal with. He understood our needs and went above and beyond to ensure we secured the right loan for us. We have already recommended Steve to friends and we will have no hesitation continuing to do so in the future.
Steve was lovely to deal with, very informative and managed to work with the very tight timeframes
Steve is easy to understand and patient. He is extremely professional and is able to explain conditions and processes so the whole process is not stressful.
Steve is amazing. He kept me up to date with all and was efficient in the processing of my paperwork. I have used Steve before to assist in my re-financing and will continue to use him. I am so impressed with the service he provides I have recommended him to others looking to refinance
Steve was so patient and helpful. He simplified the procedure and communicated the information so that we understood it in easy speak. I was constantly calling or emailing Steve...no issue..he is interested in his clients. Thanks for helping us with our financial future.
Steve was fantastic. He went above and beyond to get us the best home loan. He is extremely knowledgeable and add a personal touch to the experience. High recommended
Steve is a great ambassador for Smartline and the Mortgage Broking industry in general. Always available, very personable and provides good loan options for me needs. I regularly recommend Steve to my friends and colleagues.
Steve is communicative - and he does what he says he's going to do.
the services Steve Gregoire provided to my wife and I where exceptional.
Steve was excellent. He kept us updated throughout the entire process and made what could have been a potentially stressful situation stress free. I would have absolutely no hesitation in recommending him to family and friends.
Make sure you model all your advisors to the level of service Steve provides - we just moved 3.1 mill in loans for investment properties and I would use no other. Steve has now looked after our portfolio for over 7 yrs and organised millions in investment loans for us.
We have been with Steve for many many years and we're very happy with his service. More lenders on the Smartline panel would be good. Especially the cheaper lenders.
Steve always goes above and beyond, this provides peace of mind that Steve will always have my best interests in mind and get the loan that is most applicable to my circumstances.
Excellent customer service. Goes above and beyond to help.
Steve Gregoire went above and beyond and always got back to me regarding any question - he was very informative, explained things very patiently and clearly and was genuinely interested in my property search journey. He establishes good rapport and was always professional and courteous. I couldn't be more pleased with his service and guidance.
Steve was brilliant. Easy to talk to, always available and takes the time to explain everything. I felt very reassured throughout the process. Highly recommend Steve.
Steve was amazing. He went above & beyond in order to get the best loan for me . Would not hesitate to recommend him to family & friends.
Steve was extremely helpful and he kept us updated throughout the whole process. He took away the stress and provided us with a solution that best suited our needs. I will use him again. He is a true professional
Steve was absolutely wonderful! As a first home buyer, I was extremely nervous about the entire process and had a lot of questions, even now after my mortgage has been drawn down, and still, Steve is readily available to discuss all my worries and answer all my questions. I would not hesitate to recommend Steve in the future.
I have used Steve’s services over many years in a variety of situations including owner occupied and investment homes and refinancing options. He has sourced loans at highly competitive rates and all aligned with my requirements and borrowing preferences.
Steve has consistently been able to work with my varying income levels to facilitate realistic and financially responsible borrowing. He is patient, has extraordinary contemporary market knowledge and uses these traits to get great results for his clients.
I have recommended Steve to others and have no hesitation in doing so again. If you are looking for a broker who has outstanding communication, client commitment and awesome market knowledge, Steve can assist you with your borrowing requirements.
Very helpful , great to do business with , fast efficient , highly recommend them Thank you Steve
Great advise, friendly and very contactable. Nothing was an issue. Very prompt with any of our enquiries.
Steve is your go to guy for mortgages, very helpful, great advice and understands your situation with great industry knowledge and experience. Thanks Steve
Steve was a huge help in assisting me revise my home loan. Being overseas I have been reluctant to review my loan thinking it would be a hassle however Steve responded quickly to my emails and the information and insight he was able to provide me with was second to none! Steve made a daunting process easy and I am kicking myself for not contacting him earlier. Many thanks for your help Steve!
Steve was a huge help in assisting me revise my home loan. Being overseas I have been reluctant to review my loan thinking it would be a hassle however Steve responded quickly to my emails and the information and insight he was able to provide me with was second to none! Steve made a daunting process easy and I am kicking myself for not contacting him earlier. Many thanks for your help Steve!
I went to Steve for my first mortgage and he was awesome. He made the whole process clear and easy to understand and everything went through smoothly. He always responded very quickly to any questions that I had with a friendly and professional manner. I will definitely use Steve again in the future and recommend him to family and friends - great service.
Steve did a fantastic job. He sorted my difficult settlement and loans out with ease, explaining everything with patience and in simple terms. I really appreciate your help with this Steve, happy to recommend to anyone.
Steve did a fantastic job. He sorted my difficult settlement and loans out with ease, explaining everything with patience and in simple terms. I really appreciate your help with this Steve, happy to recommend to anyone.
Well once again we did not have to go far in getting great service from Steve Gregoire. We highly recommend Steve to anyone looking for assistance. This is the 3rd time we\'ve come back for advice and help with our mortgage but this time it was for an investment loan too! We find Steve to be very approachable and friendly, and he will answer all my questions no matter how many times I ask curly ones or when I\'m not quite sure. Steve goes over and above to ensure we get the best deal to suit our situation and on top of that he explains everything clearly so we really understand the products and services we will be getting. Thanks for your ongoing support Steve, keep up the great service. All the best Amanda and Glenn.
Highly recommend Steve. He is honest and forthright and always available at short notice - I am sure we would have given other mortgage brokers an ulcer with some of our short notice loan requests, but Steve just calmly take sit in his stride and gets it done. Have been with him now many years and advised others to use him - all have not just as happy.
Highly recommend Steve. He is honest and forthright and always available at short notice - I am sure we would have given other mortgage brokers an ulcer with some of our short notice loan requests, but Steve just calmly take sit in his stride and gets it done. Have been with him now many years and advised others to use him - all have not just as happy.
We are now well and truely settle into our home and this whole process wouldn\'t have been possible without Steve.
Steve demonstrated absolute professionalism throughout the whole process and was more then happy to answer any of our questions or concerns!
We haven\'t hesitated in recommending Steve to anyone who requires assistance with a loan!
Thanks for all your help Steve, it was much appreciated and you made the complete process seem so seamless.
My previous experience with another mortgage broker/company was extremely stressful and problematic. Steve was amazing. He was on top of the process the whole way through and went above and beyond to make sure my loan was approved and things occurred within the appropriate time lines. He explained things to me as often as I required and treated me with patience, kindness and respect. Thanks Steve!
If I could rate Steve higher than a ten I would. I have used Steve before and he has always gone above and beyond every time. He is always contactable and answers every question and concern you may have. Steve always makes you feel at ease and looks after everything for you. I will always use Steve in the future and will recommend him to every person I come across looking for finance options.
Steve was excellent in all aspects of organising our loan. He was always helpful and offered outstanding advice.
Please do not use my name on your website. Aside from that I can say unreservedly that all aspects of the process of borrowing, buying investment property and funding etc could not be faulted. I would trust Steve Gregoire with all that I have worked for. He is a gentleman and your company is lucky and in a great position to have someone like him working for you.
I found Steve, professional, very helpful and would not hesitate to use him in the future for any further finance business. He was especially quick in responding to any requests, which is a great asset for any business.
We would highly recommend Steve to further customers family and friends. He is a great asset to your company.
Robert Moore
We were super impressed with Steve\'s tenacity. Ours was not a straightforward loan application, it involved the purchase and refinancing of 3 properties in two States. It was third time lucky! Steve submitted applications to the ANZ and CBA which were both declined due to our personal circumstances. Having entered into contracts to purchase the properties, no was not an option. Through Steve\'s diligence and professionalism Liberty offered my wife and I finance.
Steve was a real help for us as first time buyers. We were informed throughout the process and he was very easy to work with.
Steve would go above and beyond for his clients! Highly recomended!!!
Steve was available when needed, told me what I needed to know and made the process painless. He was a pleasure to deal with
We found Steve very approachable and understanding of our needs.
Steve also had the answers to all our questions, and never made us feel that our questions were a bother to him.
We would have no hesitation in recommending Steve to our friends & colleagues.
Steve went out of his way to ensure we had the best deal. He ensured our loan would be ready for settlement... did all the \"leg\" work and took the worry from us. After settlement Steve approach the bank again and managed another 5 basis points off the advertised investment interest only rate.
From the beginning to the conclusion of our transaction, Steve acted in a most Professional and Courteous manner. All relevant points were explained to us in detail and followed up as required.
For us this turned out to be a hassle free & pleasant journey in refinancing our investment property...thanks to Steve.
I have absolutely no hesitation in recommending him to our friends &/or associates for any financial dealings in the future.....
Highly professional and kept us advised on progress of transferring our two Loans.
Steve\'s listens to what his clients are after and what they are planning, then asks the pertinent questions and provides advice.
I have referred my son and his girlfriend to Steve, and has recently assisted them in purchasing their first house.
Used Steve in the past and he\'s been excellent.
Steve was terrific.
He kept me informed of the progress of the Loan Application and was always very prompt in responding to any questions or queries. He was very approachable and clearly has a focus on Customer Service. The whole process was stress free due to his professionalism.
Steve Gregoire , I wish to thAnkyou once again for in-depth + detailed refinance advise . The smooth transition to my new finance loan is a credit you and your SMART LINE team.
I look forward to working with you in the near future
Regards
Adam Millwood
Steve was a very friendly, approachable and very helpful adviser. I\'m confident he got us the best deal and made getting a home loan much easier. I would happily recommend him to anyone who is looking for a home loan or refinance.
I would highly recommend Smartline\'s service to anyone. I have used Smartline three times before and certainly didn\'t hesitate to contact them when my daughter was buying her first property. I would highly recommend Steve Gregoire who just made the normally stressful process so smooth. He kept us up to date at all times and went over and beyond his duties both personally and professionally to make sure it all came together at the right time.
Thank You Steve .
Steve was absolutely sensational in refinancing our loans which was a quiet a complex situation. He did it with ultimate ease on our end as clients. Steve is very comfortable, clear and concise to deal with and i would not use any other broker. I would not have any hesitation in recommending Steve to our friends and family.
Steve was very professional and showed a genuine interest in me requirements. Would highly recommend Steve to anyone.
We went to Steve Gregoire to refinance our home loan so we could purchase an investment home. I found Steve to be of great assistance. Prior to proceeding he outlined the procedure and worked through the financial arrangements with us. We felt very comfortable after this meeting with Steve and decided to proceed with refinancing. Steve looked after everything, taking the stress out of the process. He continually checked with us during the purchase and has been a sounding platform for us to seek guidance from. We are totally happy with Steve Gregoire and Smartline and we would certainally recommend Steve & Smartline to family and friends.
This is the second property me and my partner have bought through steve and we would not use anyone else. We have recommended steve to 3 other friends who have also/currently using him. Steve is a great ambassador for your brand and should be deemed a highly desirable asset to your company. Steve constantly answered all of our calls and was accomodating to our abnormal working schedules
Always helpful and delivers what he says
My advisor went above and beyond for me !!! Totally appreciated everything he did, would not hesitate to recommend him to friends, family, work colleagues...
The BEST ever??
Steve was great throughout the whole process. He was very easy to get in contact with and continually made contact with me. He explained everything well and I had full confidence in him
Steve provided great service and kept us informed throughout the process
Steve was fantastic he helped us secure our new family home and advised/helped and guided us through the purchase of our new home and sale of our old home. I really feel Steve went far and beyond requirements and easily exceeded our expectations in a mortgage broker. I have already recommended him to friends and family and will continue to do so. Thank you very much Steve Gregoire, Mel and I owe you a dept of gratitude.
I have sought loans and refinance a number of times with Steve\'s assistance. I found Steve\'s manner to be relaxed and approachable at all times. Steve would ensure I fully understood all aspects of the process, and I could proceed with confidence. Have, and will continue to recommend Steve Gregoire to my friends and family in the future.
Thanks Steve.
Steve was fantastic. Explained everything clearly and was always available to ensure the process ran smoothly.
Steve went over and beyond our expectations and got us a great deal.
We have partnered with Steve a number of times now and he has been most helpful with our loans. Due to problems outside of our control, Steve went out of his way to help make the process so much smoother and proved to us that he was there to help. Steve is a credit to Smartline.
Great response and transparency throughout the whole process. Thank you
Very friendly and personalised service. Nothing too difficult for him - always available to help. Very knowledgeable.
Steve was very professional at all times and really helpful. He patiently answered all our questions whether it was by a short txt or long email or a urgent phone call. He certainly helped us in working out the right loan for us.
In this case Steve was really helpful I didn't even need to contact him he contacted me and told me that I can get a better deal else where. It makes me satisfied that Steve is always trying to do a good job for me.
Steve is a credit to your organisation. He is diligent, attentive, understanding and very capable. He is efficient and had us sorted out in no time flat. Thanks Steve.
Done a number of loans through Steve over the last few years = a credit to the franchise
Steve is a credit to your organisation, he is extremely knowledgable about the business whilst being very friendly at the same time. He goes out of his way to ensure that the client knows the product inside out and keeps you informed throughout the process.
My wife and I used Steve Gregoire of Smartline to assist us in sourcing the right loan to purchase an investment property. Steve was friendly, easy to talk to, knowledgeable and reliable. We would not hesitate to use his services again - in fact we are about to!
Exceptionally helpful and friendly advice. Very encouraging
Steve did a great job in what was some difficult circumstances on this loan
Steve was an excellent adviser, he even met with us during his vacation to ensure that our loan went through without a hitch. I would have no hesitation in recommending Steve to others.
Steve was a fantastic person to deal with. He even took time out of his christmas holidays to settle my matter and call me with an update. Great work
Steve was brilliant and a fantastic representative of your brand. Steve worked through a complex funding proposition with professional ease and a fantastic demeanour and approach to his client - us! I would recommend Steve to all my business collegues and friends
Fantastic service from Steve Gregoire for the second time. The product recommendation is perfect for my needs. The whole process was streamlined and although there were a few small hurdles, Steve navigated them expertly and kept me informed throughout the process. Have already recommended Steve to a friend who has now settled a home loan through Steve.
Great advice and great customer service, I have gone out of my way to recommend Steve to a lot of my friends and family
Steve was absolutely fantastic from start to finish. We were kept informed every step of the way and Steve was always available to answer any questions we had. Overall a fantastic experience.
Steve assisted us greatly and kept us informed throughout the process. And is still in contact on a regular basis.
Steve was most helpful and patient and we couldn't be more happy with how the loan process was done. Thank you!
Steve is always prepared and has good product knowlege. Very happy.
Always friendly and available whenever we needed him. I would not hesitate to recommend Steve to anyone.
I found Steve to be very professional, yet easy to talk to. He made me feel very comfortable with what was initially very stressful with his relaxed and confident demeanour. He went over and beyond what I expected, helping out with excel spread sheet budget scenarios relative to my loan repayments, again giving me peace of mind. Each time I called with the smallest concern or query, he got back to me with an easy to understand answer. Professional, friendly, confident and a wealth of knowledge, Steve made this massive decision easy and left me knowing I'd made the best decision, even though he really made it. Brilliant, although unassuming operator. Highly recommended to anyone who needs a mortgage.
Steve has a down to earth and helpful attitude. Always kept us up to date during our refinancing process and we found his services professional and would recommend Steve's services.
Steve has been a great asset to us. He has assisted greatly even though we may have been quiet stressful clients. I would recommend both Steve and Smartline to family and friends without hesitation. Most of all i like the service that i receive from Steve. If Steve was not as busy i believe he could pay more attention to his clients.
Steve was amazing! He was recommended to me by a close friend (who was also very pleased with Steve's service) and he certainly exceeded my expectations. He delivered a very approachable and personalised service. If I ever have any friends or family purchasing property, I will definitely give them Steve's number.
Steve was extremely thorough and professional. We had some issues with the lending institutions which he handled and took away a lot of the stress.
Steve assisted my wife and I greatly with our Home Loan needs. He was very helpful and provided us with all the relevant information for us to make an informed decision. I would highly recommend Steve to anyone who is thinking of refinancing.
I'm very happy with the consistent and informative open communication from Steve
Steve was a great help and i have already recommend him to friends.
Steve is very knowledgeable,very easy going person who takes his work very seriously and endeavors to have the best possible outcome for his clients I would highly recommend Steve to anyone seeking financial advise
Steve was very helpful in arranging finance for my first purchase, a decision that was made so much easier due to his diligence and constant care through the transaction.
Steve was a professional, honest and credit to both himself and the Smartline Brand. His assistance and advice has made my refinancing then two sales simple and understandable, I have already recommended him to others
Steve is a trusted advisor who provides outstanding service through is extensive financial knowledge and skills. He has been a tremendous support and a reassuring presence in obtaining our first investment property. The whole process went as planned with Steve applying appropriate pressure on the bank when they were dragging the chain a day before settlement. We couldn't be happier and will continue to be guided by Steve as we build on our current investment into the future.
We have nothing but praise for the service provided by Steve. His profesionalism and guidance throughout the whole process could not be faulted. He would often go above and beyond and was always accessible at all times. We were both first home buyers and were therefore relatively dry in knowing what was required. This was all made easy by Steve. His patience and understanding in answering what appeared to be stupid questions was a true test of character and an absolute credit to the good person he is. We would recommend him and have recommeded him to our family and closest firends. Thanks once again to Steve. We are loving our brand new home.
Fantastic Service!! The whole experience was so easy for us, Steve Gregorie just took all the worry and hassle out of the entire process for me. His advice was clear and he helped me a great deal in understanding what I was personally able to borrow. Most of all he was patient and no question went unanswered. Steve made me and my partner Glenn feel at ease and if we need anymore assistance then we'll certainly give him a call in the future. Many thanks Steve.
Our Advisor Steve was very understanding and knowledgeable. He has a friendly disposition and a quirky sense of humor. During the entire process he kept us up to date with all developments and conducted the process in a non preasure environment.
Steve was an absolute pleasure to deal with! Very knowledgeable and willing to offer help and advice throughout the whole process. I have already recommended him to a number of other friends looking to purchase their first property.
Steve was very helpful in achieving tight deadlines. He even spent time during his holidays working for me. I appreciate his dedication and professionalism. Thank you.
Steve was a great help throughout the entire process of obtaining my first mortgage. I would continue to recommend Steve to my friends as I already have. I will be using Steve for my investment property mortgage not too far down the track.
Steve made my first purchase experience as seamless and easy as possible. He was always available to answer questions and has provided me a brilliant sounding board for all my questions. I would highly recommend the use of a mortgage broker to anyone purchasing property based on my experience with Steve.
I was initially nervous about buying a house on my own, but Steve was able to answer all of my questions and assist me in finding a loan which met my needs. I work full time in North Sydney which often made it difficult to make appointments within work hours. It was great that Steve was able to be flexible, making appointment times outside business hours if needed. Steve kept me well informed throughout the process which gave me confidence that things were on track. Thank you! MA
Steve's service is always first class, his knowledge, ability and professionalism always makes my life less complicated when it comes to our mortgage! Thanks Steve.
Would have no hesitation in recommending Steve to family and friends. He provides great personal service and never fails to promptly return calls and follow up any issues that may arise. Very satisfied.
Steve was extremely pleasant, helpful and understanding of our needs. He supported us throughout the daunting process of purchasing our first home and always made us feel comfortable and informed. I would have no hesitation in recommending his services to any of my friends or family. My husband and I appreciate all his hard work. Thank you Steve!
Steve helped us all the way through the process. He went above and beyond with his service, knowledge and willingness to assist. I would thoroughly recommend Steve to anyone whether a novice like us or an experienced purchaser. Thank you so much Steve for all your support.
Steve Gregoire was a very helpful adviser he would always take a calls to find out whats happening even on weekends he was very patient he actually started the process over 12 months ago he even came with us to have a look at properties he did all of the work even dealing with our solicitor. I would recommend steve to all my friends and family, he truly went above and beyond,he is an asset to your company and an absolute privilege to deal with.
I would just like to say that both my husband & I were very impressed with the service & Steve made it all to easy to change our loan for something that saved us money.
This is the third loan that I have taken with Steve. I think that speaks for itself.
Great Customer Service - kept us notified of everything that was going on. Worked in well with our Financial Advisor to get all of the re-financing done. Our financial advisor was impressed and will be recommending Steve as a broker to other clients.
Steve was very persistent in dealing with the particular home loan provider in what at times was trying circumstances. He was readily contactable and put in a lot of personal time and effort in order to address a couple of issues.
Steve kept us informed and explained options. He is an asset to your company.
However I am very unhappy with the Commonwealth Bank. Which was all out of Steve's control. One section of the bank wouldn't talk to another and it cost me and Steve time and stress and me money. I have asked Steve to took for another lender ASAP to get me away from that bank and I would not recommend anyone to get a loan from them
Our advisor had a difficult time as the bank made many mistakes when opening the new loan and paying out a refinanced one. Just shy of 40k went missing and our advisor managed to get it back in our account and have some account opening fees reimbursed. As we wanted to make the purchase a 'cashless transaction', our advisor phoned around to do his best to make it work for us, and he did. We're very grateful for his assistance and will use him again for our future purchases.
Perfect, great service... I will be using Smartline in the future and I have already recommended my adviser to all my friends who are looking to get into the property market. Thanks Smartline!
fantastic service. great communication. well mannered
We were assisted by both Robert Sadler and Steve Gregoire in our search for a loan solution. Steve taking over from Robert during his retirement transition. I was originally concerned about this transition however Steve was on the ball from day one. This was what most impressed me.
Robert was never too busy to take care of my concerns and follow through my application even though he retired half way through teh procss. he continued to be in contact with me right up to seetlement - a true professional
The personal service and the extra effort Steve put in was outstanding.
Refinance went through without a hiccup at a full 1% off old loan. Was expecting to jump through hoops
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
