Debt Consolidation | Mortgage Broker in Caroline Springs, Derrimut & Deer Park
Life can get complicated when you're managing multiple debts: like personal loans, car loans, credit cards or pay later debts. If you're finding it hard to stay on top of things, debt consolidation could provide an effective way to get back on top of your finances. Let our Mortgage Choice team in Caroline Springs talk you through consolidation and if it's right for you.
What is debt consolidation?
Debt consolidation is the process of rolling multiple debts into one loan, like a larger personal loan or your existing home loan. By doing so, you streamline your finances with a single payment to manage. The advantages? Lower interest rates, fewer payments to keep track of, and a faster route to becoming debt-free.
Here's how we can help
- We put together a personalised plan: Our Mortgage Choice team will review your current debts and put together a unique plan to help you take control. We'll show you how debt consolidation could help you pay less in repayments and put more towards paying off the actual loan - instead of just the interest.
- We recommend a loan structure for you: Depending on your circumstances, we'll search our 35 lender panel to find a loan product, whether it's a larger personal loan or refinancing your current home loan to a better deal. Our expert team will then roll your debts into a lower-rate loan that's easier to manage.
- We talk you through the process clearly: No more wondering what's coming next! We keep you updated along the way and manage the entire process for you. Our team is just a phone call away!
Let's get you back in control
My team and I are here to put you back in control of your finances. We'll talk you through your options, help you consolidate your debts and lower your interest rates. More breathing room, and it all starts with a simple conversation with us.
Get in touch with SeemaFAQ: How does debt consolidation lower my interest rate?
Debt consolidation can often lower your interest rate because you’re turning several high-interest debts into a single loan, which gives you the chance to secure a more competitive rate. Lenders are typically more willing to offer better terms on a larger loan, especially if you have a solid repayment history or if you’re using your property as security.
Expert support - your way
Whether you prefer a phone call, video chat, or a face-to-face meeting, we’ll work around your schedule. We’re available across Caroline Springs, Derrimut, Deer Park, St Albans, and surrounding areas, or you’re always welcome to visit us at our office: 6/31 Elgar Road, Derrimut. Plus, our team offers expert service in both English and Hindi.
Call us directly on 0412 805 712 or get in touch below.
Call: 0412 503 712 Get in touch with us
