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Rupav Kwatra

Home Loans | Baulkham Hills, Kellyville, North Kellyville, and Castle Hill

Start your home loan journey today

When should I see a mortgage broker?

If you're starting to think about buying your first home or looking to invest or refinance, then now would be the most ideal time to book an appointment with a local mortgage broker in Baulkham Hills, Kellyville, North Kellyville, and Castle Hill. As a Mortgage Choice broker, Rupav can do all the legwork in finding the right home loan for your needs and support you throughout the entire application and settlement process.

This includes doing all the paperwork, sourcing pre-approval, helping you to apply for any government grants or incentives that you may be eligible for, and keeping you up to date with the progress of your application. If you would like to have a chat with our team, book an appointment this week by calling him below.

 

What home loan is right for you? Fixed or Variable?

Are you weighing up whether you should choose a fixed or variable home loan? Well, when you're looking for a home loan, the interest rate can matter a lot, so it's important to understand your options before you commit. As you know, a home loan is a long term debt, so even a small difference in your interest rate can add up over the life of your loan. 

Of course, there are pros and cons to both, so why not take a moment to watch our short video below to learn more.

Frequently asked questions about home loans!

How much does a Mortgage Broker cost?

We have great news, our home loan service won't cost you a thing, as a Mortgage Choice broker we are paid by the lender once your loan settles. 

How much can refinancing save me?

To work out what your monthly repayments might be and how much you could save by refinancing, you can use our home loan repayment calculator. 

Home loan calculators!

What is stamp duty and how much is it?

Stamp duty or transfer duty as it's sometimes known as is a tax charged for property purchases by each Australian state and territory. Costs can vary from state to state, so it's worth speaking to your mortgage broker in Baulkham Hills, Kellyville, Castle Hill & Surrounds to understand how much it will cost you. 

What are the benefits of home loan pre-approval?

Some of the benefits of pre-approval include:

  • A clear spending limit, so you’ll know how much you can borrow.
  • Extra negotiating power. This tells vendors you’re a serious buyer and in a position to act quickly.
  • Confidence to bid at auction.

To learn more, get in contact with Rupav, your local mortgage broker!

Home Loan Resources

If you're researching the best ways to enter the property market, then you may find our guides useful. Feel free to check out some of our free resources below.

Get in touch with Rupav Kwatra on 0432 432 564 now for all your home loan needs!

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