Property Investment | Cranbourne, Dandenong and Clayton

Do you need an Investment Home Loan? As your Mortgage Broker, Robin can help!

Investing in property can bring tremendous financial rewards and a great sense of personal achievement, however, it's important to know that there is more to successful investing than picking up a property and putting it up for rent. When it comes to investment loans, we know that they can all look the same but the truth is, they're pretty different.

Finding the right investment loan will help you make the most of your investment and as your mortgage broker in Melbourne, Robin Benjamin can help. Robin has access to hundreds of investment loans all with great rates and features. If you would like to chat about your options, just click the button below to send him an email.

Contact Robin Benjamin today!

Start your home loan journey today

What are the pros and cons of investing in property?

When buying an investment property, it is important to understand the pros and cons before you commit. To help you navigate the process, we've outlined some of the pros and cons below.

Pros

Property can be less volatile than shares or other investments
You can earn rental income if the property is tenanted
If your property increases in value, you will benefit from a capital gain when you sell
You can offset most property expenses against rental income, including interest on any loan used to buy the property
Unlike some complex investments, you don't need any particular specialised knowledge to invest in property.

Cons

Rental income may not cover your mortgage payments and other expenses
A rise in interest rates will mean higher repayments and lower disposable income
There may be times when you have to cover the costs yourself if you don't have a tenant
If the property value goes down you could end up owing more than the property is worth
You will need to consider expenses such as stamp duty, legal fees and real estate agent's fees

To learn more about purchasing an investment property, download our free guide below.